I fully admit that I don't know how such a situation would be resolved. I rather doubt that she's get the full $200K full treatment as most insured would be within their rights to expect (as this person hasn't 'put into the communal pot' as it were), but I do believe that she'd get treatment to alleviate her suffering / pain, at least. That would be the minimal humane thing to do.
It is, and it isn't.
It's one thing for someone who's been paying their entire lives into medical insurance and then expecting the needed medical care, vs. someone who's not paid anything into medical care, and expecting the same. The bottom line is that you get what you pay for (or in this case what you've paid in).
Not acknowledging this difference, not acknowledging that this difference exists and is significant, seems to be the expectation of many.
This may sound rather unfair and bleak to you, however, some innovative doctors in have come up with a way to provide similar to concierge level of care at discount prices.
Wichita group proposes new statewide health care cooperative
Wichita's Leading Direct Primary Care Practice
So quality full coverage care at reasonable prices doesn't sound bad in the least to me. Hell, I'd sign up for it.
If someone can't afford the $50 / month for joining this cooperative, I don't see a problem with the government subsidizing this level of payment for that person. This, coupled with a catastrophic health insurance plan would seem to do to the trick.
I'm particularly drawn as to the reasonable pricing Atlas MD has managed with their care providers and medical testing partners. I'd much rather support something like this, something that is proven to work, rather than government miss-managed single payer healthcare.
So, no, it's not wanting to deny anyone the quality healthcare for anyone, as is often (and falsely) claimed, it's the demands on the public treasury that's the driving concern, at least with me it is.