No, it what I read because of what you said, specifically your use of "generational". It may take generations to create family wealth and blacks as a whole are clearly at a disadvantage there. It does not take generations to achieve income success. One may not become a millionaire, but they can certainly move into decent middle class jobs with initiative and hardwork--RN's, civil service, even professional positions like accountants and lawyers--themselves. I would contend that on that front, it is more blacks holding blacks back than whites or anything institutional. If you listen to the voices who say you can't or shouldn't, you are just not going to get there. It is too easy to make excuses.
I grew up pretty poor and went to college and grad school on scholarships. Along the way, there were multiple opportunities to settle and a lot of peer pressure to fight against. I elected not to settle and say to hell with peer pressure. It wasn't easy. I made plenty of mistakes along the way, but it was discipline and hard work both in and out of the classroom moreso than smarts, advantages, or anything else that got me there.
That said, I don't disagree about the teaching people to fish thing. I donate computers and software periodically to a faith-based outreach center (i.e. a church) that does a lot of skills training in the black community so people who have never had real access to computers can at least get some exposure to basic things like word-processing and internet, especially older people. They do what they can, but unfortunately "let me show you how to type a proper resume" often takes a backseat to "hey, let's go smoke some weed".