Blacks are more likely to be killed by other blacks than by whites. When blacks earn the same amount of money as whites they are less likely to save money, and more likely to go into debt.
By the way, I voted for Obama in 2008 and 2012. In 2016 I voted against Trump.
Do you really know how many white people make good incomes whom are buried in debt. My friends wife works at a bank, and she is aware of the way they borrow and refinance to keep their heads above water, even those many make well above median income.
People black and whites- spend more money when they make more money. It's an "individual' things as to what and how people invest. Now, in general blacks have not been as well introduced to the stock market as have white people. But. there are many blacks who do invest in markets.
I see black and whites buy expensive cars when they get good positions or promotions on jobs. That too is just the nature of "people" black or white.
We all know that lenders do not lend equally among the races. If a black business tries to borrow money, the itemized requirements are quite different than if a white person wanted to borrow money to build a business in a white Community. Not only will whites get the money they are seeking, but they get money to enhance the curb appeal, marketing and advertising and money for inventory stability, as well as other things they convey their want or need for.
There is a history of 100's of years white people have had any and all kind of accessibility just by having white skin, but in only 50+ yrs, a high % of black people have advanced where as the long period of a high % of white people still have not advanced, when they had every advantage available to them.
In the next 50 yrs... the the advancements among blacks will still outpace whites, among the same segments of poor whites who have had 100's of yrs and still in dire poverty. Poor whites
did not have a system of segregation holding them back from education or economic opportunity, so what excuse will you make for them?
I don't know what your general environment is... but maybe you need to get out and see more... and while looking, for every black that you down-rate for being in poverty, realize you will likely find 4-7 white people in the same or worst condition if you consider the expanse across this nation.
There is something black people did not get... they did not get any psychological counseling after the horrible brutality and savagery enacted upon and against them during slavery and post slavery, nor after segregation.. yet, white people have had access to everything, and there is a large number in psychological counseling and for some it seems not to be working very well, because too many were groomed to still measure themselves by money, material things and whether or not they were pretty or for some men, if he has some popular title to his name.
The old label of claiming blacks as being lazy, was a label attached, because blacks would no longer work for free, and they would not work like a pack mule at breakneck pace during the era of slavery. Then when white created black codes, that denied people equitable work, it was claimed blacks were criminal, simply because they were thrust into dire survival mode. But.. what black people had, was a "spiritual conscience" which gave them a sense of self worth, that no white system, man or racist program could take from them.
America is seeing the results of the so claimed superior knowledge of white men, because it has shown it fallacy by the massive failures that have ravaged this country, based on his greed that has done anything and everything to try and feed the avarice he was groomed to live in pursuit of... until companies are crashed, every kind of swindle that is imaginable, murders of business associates, stealing, fleecing anything and as we still see today, product packages size shrinking, with inferior ingredients, and loss of quality of the products being sold"... all so he can "hoard money". We see the 22 Trillion in Debt, and black people did not create it, nor did black people promote the "outsourcing" of industry, or the insanity of selling off legacy business, just so they can live with the antics as if they are royalty, and within a couple of generations, for some even less they've squandered it away. Maybe 2007-2008-2009 should have shown how many white people who had previously made high 6 figure salaries, filed bankruptcy within a very short time in the economic calamity... the same one that was created by white people, and their games of derivatives and credit default swaps... to now.. its being exposed as to how many got into the Ivy League Schools, not because of what they knew, but who they knew and what kind of money was spinning... and we see the results with the incessant cycle of failed industry led by those from these same universities.