Why would government tell me I can not buy such a policy?
Defend that.
If I did not want to buy a health insurance policy at all, why would government demand that I do?
Defend that.
Auto insurance is to protect you from my car hurting you or damaging your car.
Does government foster responsibility? What is the data to support that?
Auto insurance is intended to mitigate damage or injury to others you may cause while driving. You don't have to buy auto insurance unless you drive.
So we've moved beyond the claim that government is not gaming the health insurance market to saying that government "should" game the health insurance market.
What's the competence of government making people responsible? Subsidized housing? Food assistance?
How you pay for your health care is betwen you and your provider.
That's between you and your provider. Government changes nothing of that.
If your provider already shifts those costs, then government adds nothing to the transaction.
Eh, actually...when someone turns up in ER, that hospital treats them, regardless of ability to pay. People getting emergency treatment and then NOT paying forces a hospital, as it would ANY business owner, to have to spread that cost around to the rest of the customers/patients. Or go out of business.
The counter point to that is, those unpaid for treatments only account for a very small percentage of the high and rising cost of health care. Regulation, and the monopolization the resulted from it, is the number one cause of high costs. If you've ever known a doctor or nurse, or anyone that works in the medical profession, they'll tell you about it....how a bed pan costs 100 bucks or more, because there is only one or two companies they are ALLOWED to purchase them from, or bandages and gauze, etc.
If it were truly between you and the provider, and you didn't have insurance, and failed a credit check, you wouldn't get treatment. And just imagine running a credit check on a guy dieing in ER, lol. Doctors aren't monsters, but something like you seem to support would force them to be, or to go out of business.
So is government going to stand in the doorway of the ER and tell you whether you can get care there or not?
So is government going to stand in the doorway of the ER and tell you whether you can get care there or not?
Not true. Health care providers give away a lot. They should not be indentured servants of government, however.
The uninsured get health care. You want government to micromanage everyone's health care. The two have nothing to do with each other.
Translation, government doesn't know what the hell it's doing when it expands its presence in the health care or health insurance market.
This one had to be really bad on paper for Obama to junk it.