WAKE UP!
If you don't want to buy the product, then you don't have to, just pay the fine! You're entire argument rests on the assumption that the private sector can provide an essential service--HEALTHCARE IS ESSENTIAL; OTHERWISE, DO YOU SUGGEST THAT WE LET PEOPLE DIE IN THE STREETS?--at an affordable cost; however, the evidence shows that the private sector was unable to do this, and that is why we NEED the government to step in! You have to understand that the interests of the private sector contradict the interests of the citizen, so if you want to blame someone, then blame your own selfish, greedy, egotistic world view which forces government to step in, so that you can then complain about it, while providing no better alternative! So how are you going to solve the healthcare problem again? Oh, wait, you can't answer that question because your only answer is the private sector, which has already proven ineffective.