• This is a political forum that is non-biased/non-partisan and treats every person's position on topics equally. This debate forum is not aligned to any political party. In today's politics, many ideas are split between and even within all the political parties. Often we find ourselves agreeing on one platform but some topics break our mold. We are here to discuss them in a civil political debate. If this is your first visit to our political forums, be sure to check out the RULES. Registering for debate politics is necessary before posting. Register today to participate - it's free!

Older Americans may have to postpone retirement under Republican health bill

Vern

Vern

back from Vegas
DP Veteran
Joined
Feb 16, 2013
Messages
13,893
Reaction score
5,030
Gender
Male
Political Leaning
Slightly Liberal
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
Click to expand...

Is this bad? What is more disturbing is that Medicare doesn't seem to be being phased out.
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio....
Click to expand...

The current plan is to shift the cost of more of the Medicaid expansion to the states. Needless to say, many governors (particularly the Republican ones) are pretty pissed off about this.

That said, we should keep in mind there are other forces pushing older Americans to keep working -- and in general, that's a good thing for GDP.

IMO the better way to phrase this is: "The new Republican plan will likely increase premiums for older Americans."
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
Click to expand...

was there a limit before Obamacare? that's a big jump even with the additional tax credit for over 60's
 
Visbek said:
The current plan is to shift the cost of more of the Medicaid expansion to the states. Needless to say, many governors (particularly the Republican ones) are pretty pissed off about this.

That said, we should keep in mind there are other forces pushing older Americans to keep working -- and in general, that's a good thing for GDP.

IMO the better way to phrase this is: "The new Republican plan will likely increase premiums for older Americans."
Click to expand...

I think the Medicaid should be pushed to the states. The people living in the states where it isn't as high will make out. It will hurt New York aka The Welfare State.
 
Older Americans have been postponing retirement for quite a while. I thought liberals enjoyed the status quo.
 
I won't be postponing my retirement because I retired in 2005.

:lol:
 
Looks like the House healthcare bill is dead in the water....RIP.
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
Click to expand...

Vern, in post after post, you have repeatedly helped me, and maybe many others as well, grasp what I call a Macro View of the benefits of Obamacare. On a Micro Level, I can happily gush about the Silver Plan that covers my wife and I. If this New Proposed Plan somehow passed with no more than minor adjustment, even with the Tax Credit and paying three times as much in premiums, I would expect no more than Catastrophic Coverage for my wife and I.
With Trump's loose cannon nature, formidable Conservative, DEM and Independent opposition in Congress, absence of CBO analysis, and people in the public like you and me against it , I anticipate a tough row to hoe ahead for this latest New Plan and no way no how does Repeal and Replacement occur by Easter Sunday, April 16th. If we have truly become the Greatest and Richest Nation on Earth, I would hope most of us could reach agreement to make affordable, high quality healthcare for any American that wants it a reality. Thank you for your outstanding contributions to this ongoing healthcare debate!
 
joG said:
Is this bad? What is more disturbing is that Medicare doesn't seem to be being phased out.
Click to expand...

Great idea, just put all seniors on the private insurance market when they retire where they will be practically uninsurable. What do you reckon health insurance would be from BCBS for a 70 year old with the typical health issues someone that age has? I doubt 25k to 35k a year in premiums would be an exaggeration at all, and every year they would go up. 12k a year in premiums is typical for someone that is just 60 years old.

The reason why Medicare is so expensive to the government is not that it wasteful and inefficient, its that seniors are extremely expensive to cover.
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
Click to expand...

So seniors, a group who disproportionately support Republicans, might get hurt by Republican policies? Gee, that's too bad. Payback's a bitch.

Note: I do personally know some seniors who do not vote Republican, and I do feel sorry for them. But not the rest of the lot.
 
Older Americans may have to postpone retirement under Republican health bill
Click to expand...

I understand there will be plenty of coal mining jobs available to them if they need additional income to pay for TrumpCare/RyanCare in their later years.
 
Trippy Trekker said:
Vern, in post after post, you have repeatedly helped me, and maybe many others as well, grasp what I call a Macro View of the benefits of Obamacare. On a Micro Level, I can happily gush about the Silver Plan that covers my wife and I. If this New Proposed Plan somehow passed with no more than minor adjustment, even with the Tax Credit and paying three times as much in premiums, I would expect no more than Catastrophic Coverage for my wife and I.
With Trump's loose cannon nature, formidable Conservative, DEM and Independent opposition in Congress, absence of CBO analysis, and people in the public like you and me against it , I anticipate a tough row to hoe ahead for this latest New Plan and no way no how does Repeal and Replacement occur by Easter Sunday, April 16th. If we have truly become the Greatest and Richest Nation on Earth, I would hope most of us could reach agreement to make affordable, high quality healthcare for any American that wants it a reality. Thank you for your outstanding contributions to this ongoing healthcare debate!
Click to expand...

thanks. Its just a GD shame that conservatives refuse to see the benefits of Obamacare out of some deluded loyalty to liars. If conservatives weren't do blinded by the non-stop lies we could be having constructive talks to improve Obamacare. There is simply no plan that will lower costs to consumers and the govt. And it looks like the republican plan will do neither.
 
Vern said:
The House Republican bill to replace the Affordable Care Act (ACA) would allow insurers to charge older workers health insurance premiums five times as much as younger ones and give states the option to set their own ratio, according to published reports.
Under the ACA, also known as Obamacare, plans can charge their oldest customers only three times the prices charged to the youngest ones.

Older Americans may have to postpone retirement under Republican health bill - MarketWatch

The current ratio is 3 so that's higher costs right off the bat for older americans. And without the mandate, fewer people will sign up. That too will drive up premiums. complaining about "higher premiums” was an official conservative narrative. Oddly conservatives ignored the republican efforts to drive up premiums: sabotaging the risk corridor program, not expanding Medicaid and encouraging people to not sign up.

Well at least republicans will keep the Medicaid expansion. That’ll help restrain premium growth.
Click to expand...

Typical. I've paid into these systems all my life, and now these idiots are going to start charging me huge increases.
 
SouthernDemocrat said:
Great idea, just put all seniors on the private insurance market when they retire where they will be practically uninsurable. What do you reckon health insurance would be from BCBS for a 70 year old with the typical health issues someone that age has? I doubt 25k to 35k a year in premiums would be an exaggeration at all, and every year they would go up. 12k a year in premiums is typical for someone that is just 60 years old.

The reason why Medicare is so expensive to the government is not that it wasteful and inefficient, its that seniors are extremely expensive to cover.
Click to expand...

False argument, as you well know. This type of measure requires decades to phase in and well thought through and understandable rules. Saying thingy like "Great idea, just put all seniors on the private insurance market when they retire where they will be practically uninsurable." is just so much populist mush.
 
joG said:
False argument, as you well know. This type of measure requires decades to phase in and well thought through and understandable rules. Saying thingy like "Great idea, just put all seniors on the private insurance market when they retire where they will be practically uninsurable." is just so much populist mush.
Click to expand...

You believe in other forms of magic or just the magical notion that the private could ever profitably insure seniors at a cost that any of them could afford?
 
You must log in or register to reply here.
Back
Top Bottom