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I was watching a fun little Jon Oliver piece on this so let's take a look at what the GOP has for ideas to replace Obamacare.
Refundable Tax Credits: A subsidy that will be provided based on age rather than income and, based on past proposals, would pay for about one third of a bare bones insurance plan.
Health Savings Account: A tax shelter for savings to be used for health expenses that has no use for people too poor to save and that becomes useless if someone's health care expenses supercede their savings due to a severe or chronic illness.
Block Grants: The federal government no longer pays a percentage of each state's Medicaid and now pays each state a fixed amount. If costs rise faster than that amount, millions will lose coverage.
High-Risk Pools: Isolate the sickest people in their own insurance group to bring down costs of everyone else. The group is extremely expensive to subsidize, to the estimated tune of $178 billion a year to maintain current levels of care, and the current Secretary of Health and Human Services under Trump has proposed to fund with $3 billion over 3 years.
Continuous Coverage: Replace the individual mandate by having a penalty such as a higher premium or denial of service for having a lapse in coverage. In effect, someone who receives insurance through their employer and then loses their job could be subject to heavy penalties.
Good ideas!
And of course this will bring us to..
Good luck! I wonder if there was another president who promised things he could not deliver on health care...meh. I bet it will work out better for the GOP than it did Democrats.
Refundable Tax Credits: A subsidy that will be provided based on age rather than income and, based on past proposals, would pay for about one third of a bare bones insurance plan.
Health Savings Account: A tax shelter for savings to be used for health expenses that has no use for people too poor to save and that becomes useless if someone's health care expenses supercede their savings due to a severe or chronic illness.
Block Grants: The federal government no longer pays a percentage of each state's Medicaid and now pays each state a fixed amount. If costs rise faster than that amount, millions will lose coverage.
High-Risk Pools: Isolate the sickest people in their own insurance group to bring down costs of everyone else. The group is extremely expensive to subsidize, to the estimated tune of $178 billion a year to maintain current levels of care, and the current Secretary of Health and Human Services under Trump has proposed to fund with $3 billion over 3 years.
Continuous Coverage: Replace the individual mandate by having a penalty such as a higher premium or denial of service for having a lapse in coverage. In effect, someone who receives insurance through their employer and then loses their job could be subject to heavy penalties.
Good ideas!
And of course this will bring us to..
Good luck! I wonder if there was another president who promised things he could not deliver on health care...meh. I bet it will work out better for the GOP than it did Democrats.