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peer-to-peer payments

Bucky

Bucky

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Do anyone use any?

The main ones are Venmo, Paypal, Square Cash, and Google Wallet.

I use Venmo for small transactions and Paypal for bigger ones.
 
I have used Paypal and Google Wallet some. I use bitcoin often.
 
Yes - Venmo is my go-to. I pay my rent using Square Cash.
 
I use Pay Pal...I've not heard of the others...are they any better?
 
Skeptic Bob said:
I have used Paypal and Google Wallet some. I use bitcoin often.
Click to expand...

I would be careful of Bitcoin right now. Because of the china government shutting it down for them, it will be unstable for a bit.
 
Elvira said:
I use Pay Pal...I've not heard of the others...are they any better?
Click to expand...

Yes. I would recommend that you do not use Paypal. There's gobs of hidden fees and even "normal" fees are much higher than the competitors'. Paypal also has a poor track record on the recipient's side of freezing money for review for no reason. I killed my account after reading an account from an individual who had Paypal seize $500 from him, because he opened his account 10 years ago when he was 17 (still a minor).

Edit: Btw, Venmo and Square Cash that Bucky mentioned are app-based instead of Paypal which is more oriented towards internet commerce. I don't know about Google Wallet.
 
Skeptic Bob said:
I have used Paypal and Google Wallet some. I use bitcoin often.
Click to expand...

I would be careful of Bitcoin right now. Because of the china government shutting it down for them, it will be unstable for a bit.
 
Most of the people I know, including myself just use Interac e-transfers. Most banks seem to have them for free these days.
 
Elvira said:
I use Pay Pal...I've not heard of the others...are they any better?
Click to expand...

Most people don't realize this but Pay Pal owns Venmo.

Venmo and Square cash are good for smaller transactions like paying for food, rent payments, utilities, etc. You can't-do transfers outside the United States though.

Venmo is more of a social website. You can actually see whose buying what. Vicemo even allows you to see who's buying drugs, booze, and sex on venmo:

Vicemo - See who's buying drugs, booze, and sex on Venmo
 
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The very small company (3 employees) I work for uses Paypal for customer payments, it also takes credit card payments.
It costs more (how much more?) than a credit card account , but the boss likes that Paypal generates a file he can import directly into his accounting software, QuickBooks.
As the shipper, I like that Paypal generates shipping labels for USPS. This is very helpful.
We never could get the UPS connection working, Paypal blamed UPS, UPS blames Paypal.
We got DHL connection working to provide shipping costs to the customer before paying for international shipping. This was a big upgrade for our website. I still have to type the address onto the DHL website to get the shipping label.
Of course one could write one's own website to do all this, but we'd have to hire someone to do it, as we did to get the DHL connection to Paypal.
 
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