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How satisfied are you with your health insurance provider?

How satisfied are you with your current health insurance provider?


  • Total voters
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Oct 18, 2006
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Location
Cottonwood Heights, UT
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Political Leaning
Independent
Since there is so much debate about government intervention in health care, I'm wondering, how satisified are you with your current health insurance provider?
 
I voted satisifed. I have decent coverage through UHC or United Health Care. Although, a co-worker had to have inferior surgery on her hand as UHC didn't want to pay for a hand surgeon and she was stuck with a general surgeon.
 
None of the above. I've never used it.
 
I am not particularly satisfied. I had one major incident that was costly, a fall where I ended up with a herniated disc in my neck, and I had to at times battle unmercifully with them to get them to pay. The idea of deny coverage and hope that the person does not know enough to fight it is a vile practice, and still goes on.
 
I have Aetna and my biggest complaint is they are so damned nosy. If I miss my A1C (3 month Diabetic test) they call the doctor to call me! :lol:
 
I don't have health insurance. It is not offered through my job and I can not afford private coverage-- I doubt I could even afford coverage through my employer at this point.
 
I don't have health insurance. It is not offered through my job and I can not afford private coverage-- I doubt I could even afford coverage through my employer at this point.
And this and many other anecdotes are reason why things are NOT good and action must be taken....
I favor government insurance ONLY for catastrophic cases; other wise, pay as you go.
Insurance is one reason for these problems.
Our people must be trained at a very young age to be responsible for their health and their actions..
There should be a merging of all health care, and this should be available to the public on a 24/7 365 basis.
Tort reform is a must, as well.
 
I don't have health insurance. It is not offered through my job and I can not afford private coverage-- I doubt I could even afford coverage through my employer at this point.

I had a severe motorcycle wreck when I was in my 30's with out insurance and the financial repercussions almost ruined my life. Suicide was a serious consideration for me because I saw no way out of the hole I was in. It wound up affecting about 8 years of my life.
 
I don't have health insurance. It is not offered through my job and I can not afford private coverage-- I doubt I could even afford coverage through my employer at this point.
Ditto.

It's one of many things I do without, and hold no one responsible save myself.
 
Ditto.

It's one of many things I do without, and hold no one responsible save myself.

The problem is that if you needed life saving treatment, the hospital would obligated to treat you even though you were uninsured. The costs for your treatment would the be passed on to everyone else. So ultimately, everyone else must assume a financial risk by your choosing not have insurance.
 
So ultimately, everyone else must assume a financial risk by your choosing not have insurance.

You know, it isn't always a choice. Everyone else who wants to complain about the extra financial risk that my healthcare imposes upon them can ****ing choke on it as far as I care-- along with everyone who wants to tell me that I'm "living above my means" and should just do without health care because I can't get a better job.

I am grateful for the government programs that have allowed me to get the routine healthcare I need so far, and for the fact that I can get emergency services when I need them at no cost to anything but my credit rating and my dignity. However, as you point out, it is grossly inefficient and unfair to those who end up having to foot the bill for those services-- and unlike my medical bills, I do pay my share of the taxes.

Oftencold said:
It's one of many things I do without, and hold no one responsible save myself.

I don't blame anyone for it, but for the reasons the SouthernDemocrat lays out in his post above, I do support government-funded health insurance as a matter of sensible policy.
 
The problem is that if you needed life saving treatment, the hospital would obligated to treat you even though you were uninsured. The costs for your treatment would the be passed on to everyone else. So ultimately, everyone else must assume a financial risk by your choosing not have insurance.
You assume that I wouldn't have the good manners to just die. To be honest, I don't really think I could be bothered to undergo any complicated treatments. Single, childless men over a certain age tend to have a somewhat attenuated connection to life anyway.

You also assume that I could choose to purchase insurance. I suppose I could if I gave up eating and my neighbors would tolerate me traipsing about unclothed.

I did have a major injury a few years ago, and arranged payments. I also became a volunteer EMT to return the favors I was given.

It still is not your political responsibility to provide, much less force me to acquire your vision of health care.

Mind your own flock, and leave me mine.
 
You assume that I wouldn't have the good manners to just die. To be honest, I don't really think I could be bothered to undergo any complicated treatments. Single, childless men over a certain age tend to have a somewhat attenuated connection to life anyway.

You also assume that I could choose to purchase insurance. I suppose I could if I gave up eating and my neighbors would tolerate me traipsing about unclothed.

I did have a major injury a few years ago, and arranged payments. I also became a volunteer EMT to return the favors I was given.

It still is not your political responsibility to provide, much less force me to acquire your vision of health care.

Mind your own flock, and leave me mine.

I am not telling you to jump on the Universal Health care bandwagon. I am just pointing out that if you are involved in a serious accident, you will get medical treatment, that medical treatment could be hundreds of thousands of dollars and as a result, everyone else will have to pay for it. If something serious enough happens to you, you are not going to be able to just work off the payments no more than you could volunteer your time a few days week in exchange for The Biltmore Estate. That's a fact, there is no disputing that.

The problem with your not having health insurance regardless of whether its just by choice or because you cannot afford it, is that it increases the cost of health care for everyone else. Thus everyone else has a vested interest in you having health insurance. For example, if we did not mandate that all drivers carry liability insurance, then the cost of insurance for drivers that did choose to carry insurance would be significantly more than it is now. Thus everyone has a vested interest in all drivers having liability coverage. The fact is, no one lives in a vacuum, we live in a society, and the costs of the uninsured is one of the drivers of health care cost inflation which affects all of us.
 
No issues whatsoever.
 
The problem is that if you needed life saving treatment, the hospital would obligated to treat you even though you were uninsured.
Yes. And these unfunded mandates are what drive up costs and deficits.

There's no reason to expect health care providers to deliver to you their goods and services w/o getting paid, and there's no reason anyone else other than you should pay them.
 
Yes. And these unfunded mandates are what drive up costs and deficits.

There's no reason to expect health care providers to deliver to you their goods and services w/o getting paid, and there's no reason anyone else other than you should pay them.

So what you are saying is that if a 18 year old kid without health insurance gets hit by a hit and run driver as he is walking across the street, that kid should just lay in front of the hospital and bleed to death because he has no insurance?

That is essentially what you are saying.
 
So what you are saying is that if a 18 year old kid without health insurance gets hit by a hit and run driver as he is walking across the street, that kid should just lay in front of the hospital and bleed to death because he has no insurance?
Bad luck sucks. Welcome to the world.
It doesnt change the fact that these unfunded mandates are what drive up costs and deficits.

That is essentially what you are saying.
The question you need to ask is how does someone's right to health care exist with such force that it take precedence over the right of health care providers to be paid for the goods and services they provide, and/or justofy forcing other people to pay for same.
 
The question you need to ask is how does someone's right to health care exist with such force that it take precedence over the right of health care providers to be paid for the goods and services they provide, and/or justofy forcing other people to pay for same.

I'm gonna take a wild guess and assume you're pro-life as well?

So if an uninsured pregnant women shows up at the hospital, you are for denying her care?

And if she did give birth to a baby with special needs, you're against any care for the infant as well?

:doh
 
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Bad luck sucks. Welcome to the world.
It doesnt change the fact that these unfunded mandates are what drive up costs and deficits.


The question you need to ask is how does someone's right to health care exist with such force that it take precedence over the right of health care providers to be paid for the goods and services they provide, and/or justofy forcing other people to pay for same.

The problem is that the vast majority of Americans regardless of their political persuasion are not unconscionable sociopaths, so leaving the uninsured out to die in the street when they need life saving care is not an option for them.

So, that leaves us with having to provide life saving care to those that do not have the ability to pay. Which brings me back to my original point, everyone has a vested financial interest in the uninsured having at the very least some sort of catastrophic only coverage.

If you don't like that, possibly you and Charles Manson can found yourselves a nation where the uninsured die in the streets if they can't afford life saving care. :2razz:
 
I'm gonna take a wild guess and assume you're pro-life as well?

So if an uninsured pregnant women shows up at the hospital, you are for denying her care?

And if she did give birth to a baby with special needs, you're against any care for the infant as well?
I notice that you didnt actually address the question that I said needed to be asked. How about you do that?

But, to answer YOUR questions:
Bad luck sucks. Welcome to the world.
 
I'm gonna take a wild guess and assume you're pro-life as well?

So if an uninsured pregnant women shows up at the hospital, you are for denying her care?

And if she did give birth to a baby with special needs, you're against any care for the infant as well?

:doh

If his answers to all three questions were "Yes," how would there be an inconsistency?
 
Unless you have pre-existing conditions then health insurance is likely somewhere around $100 a month. You've got to be in some extreme poverty to not be able to afford that by cutting back on non-necessities
 
Unless you have pre-existing conditions then health insurance is likely somewhere around $100 a month. You've got to be in some extreme poverty to not be able to afford that by cutting back on non-necessities

You might want to source that, since it flies in the face of all the pricing of health care I have done.
 
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