• This is a political forum that is non-biased/non-partisan and treats every person's position on topics equally. This debate forum is not aligned to any political party. In today's politics, many ideas are split between and even within all the political parties. Often we find ourselves agreeing on one platform but some topics break our mold. We are here to discuss them in a civil political debate. If this is your first visit to our political forums, be sure to check out the RULES. Registering for debate politics is necessary before posting. Register today to participate - it's free!

How satisfied are you with your health insurance provider?

How satisfied are you with your current health insurance provider?


  • Total voters
    54
goobieman I do not accept the tenets you purport.
 
goobieman I do not accept the tenets you purport.
Because....?

And then tell me how it is OK for you to force your morality/compassion onto others.
 
Your tenets --

I think everyone should be responsible for themselves but doesn't seem to work that way. So do we punish those that fail in doing so further by making them suffer?

I think I addressed the issue of everyone should be compensated for their services and I have never proposed otherwise. So you feel that neither the doctors, pharmaceuticals or health insurers ever price-gouge American citizens. I believe in the face of a terrible national economy they all made records profit last year.

How can it be right to force me to pay taxes to support an aggressive military machine which may have gotten my neighbor's son killed for a phony war but not right to use my taxes to provide universal health care to the same neighbor?
 
Your tenets --

I think everyone should be responsible for themselves...
So, you agree with me.

I think I addressed the issue of everyone should be compensated for their services and I have never proposed otherwise.
So, you agree with me.

How can it be right to force me to pay taxes to support an aggressive military machine which may have gotten my neighbor's son killed for a phony war but not right to use my taxes to provide universal health care to the same neighbor?
This is a red herring and does not address the issue.
Please explain exactly how it is you disagree with the tenet, that having a right does not equate to having the right to have others provide you th emeans to exercise that right.

And then tell me how it is OK for you to force your morality/compassion onto others.
 
I am profoundly unsatisfied. We just rec'd notice of *another* rate hike, 25% this time, effective Oct 1. That's on top of 19% last year, and 33% the year before. Our family health coverage will now cost more than $19k/yr ....


This is $!#@%%%@@ insane !
 
I am profoundly unsatisfied. We just rec'd notice of *another* rate hike, 25% this time, effective Oct 1. That's on top of 19% last year, and 33% the year before. Our family health coverage will now cost more than $19k/yr ....


This is $!#@%%%@@ insane !
Mind if I ask why you're paying so much? Is someone really sick in your family?
 
Mind if I ask why you're paying so much? Is someone really sick in your family?

We own a small business and the rates are terrible. Our employees can no longer afford the 40% contribution (we cover 60%).
 
Since there is so much debate about government intervention in health care, I'm wondering, how satisified are you with your current health insurance provider?

I am very satisfied with it as it is sponsored by my government. That means I have equal rights to healthcare as the next guy in the street. It conforts me to know that sick people are going to be carefully treated and not grow some bad desease until they can afford medecines, because I would not want to catch it.

It is very selfish of me:)
 
Mind if I ask why you're paying so much? Is someone really sick in your family?
I can corroborate that- Jackalope and I both live in Maine. $25,000 a year is what it costs for a low deductible policy for my family of 3.
In a recent letter to the editor, a woman claimed her family premiums are now $35,000 a year. Premiums, not health care costs! One insurer with 80% market share-that is where the system is headed. Maine is just somewhat in advance of the rest of you.
 
I can corroborate that- Jackalope and I both live in Maine. $25,000 a year is what it costs for a low deductible policy for my family of 3.
In a recent letter to the editor, a woman claimed her family premiums are now $35,000 a year. Premiums, not health care costs! One insurer with 80% market share-that is where the system is headed. Maine is just somewhat in advance of the rest of you.

What company, or companies, are you talking about?
 
I can corroborate that- Jackalope and I both live in Maine. $25,000 a year is what it costs for a low deductible policy for my family of 3.
In a recent letter to the editor, a woman claimed her family premiums are now $35,000 a year. Premiums, not health care costs! One insurer with 80% market share-that is where the system is headed. Maine is just somewhat in advance of the rest of you.


It's insane, Cassandra, just insane.

They *must* fix this .... we all will go broke. The whole country.
 
What company, or companies, are you talking about?


• WellPoint Inc., Maine’s biggest health insurer,
holds 78 percent of the state market. Together
with Aetna Inc., they control 88 percent of the
market.1
• From 2004 to 2007 Anthem Health Care,
WellPoint Inc.’s Maine subsidiary, saw profit
grow by 89 percent, from $40 million to $76
million, although its membership grew by
only 2.4 percent.2
• Health insurance premiums for Maine working
families have skyrocketed, increasing 90
percent from 2000 to 2007.3
• For family health coverage in Maine during
that time, the average annual combined
premium for employers and employees rose
from $6,915 to $13,117.4
• For family health coverage in Maine from
2000 to 2007, the average employer’s portion
of annual premiums rose 87 percent, while the
average worker’s share grew by 96 percent.5
• From 2000 to 2007, the median earnings of
Maine workers increased 17 percent, from
$22,163 to $25,876. During that time health
insurance premiums for Maine working
families rose 5.4 times faster than median
earnings.6
When a firm has more than a 42 percent share
of a single market, the U.S. Justice Department
considers that market to be “highly concentrated.”
This means that an insurer could raise premiums
and/or reduce the variety of plans or quality of
services offered to customers with impunity.7

http://hcfan.3cdn.net/343c5b1f2bf622d0be_xpm6bx122.pdf
 
Cost/benefit analysis.

Try it on sometime.

Have you considered the occurrences of both dead weight loss, as well as the spillover cost effect on prices? Not that i believe health care should be nationalized, but there is an entire group of people who for some reason or another, cannot obtain insurance.

On the other hand, American obesity is an obstacle not even perfect health care reform can cover (given the amount of both DWL and unintended consequences).

The reason Frances health care seems to work (for the people) is due to the fact that obesity is not a true epidemic. It is a major issue here.
 
Have you considered the occurrences of both dead weight loss, as well as the spillover cost effect on prices? Not that i believe health care should be nationalized, but there is an entire group of people who for some reason or another, cannot obtain insurance.

On the other hand, American obesity is an obstacle not even perfect health care reform can cover (given the amount of both DWL and unintended consequences).

The reason Frances health care seems to work (for the people) is due to the fact that obesity is not a true epidemic. It is a major issue here.

I am not willing to tell people what they can and cannot eat. I am willing to say to people, though, that if you want to be covered by insurance that the country pays for, you will meet certain health standards that are a personal choice or you will pay for your coverage/care out of your own pocket.
 
I am not willing to tell people what they can and cannot eat. I am willing to say to people, though, that if you want to be covered by insurance that the country pays for, you will meet certain health standards that are a personal choice or you will pay for your coverage/care out of your own pocket.

And you would be correct because to a rather small point, obesity can be a pre-existing condition.

But getting back to CBA, what happens when HMO's and other private entities deny people coverage for whatever reason? The answer is both dead weight loss, as well as a spillover effect in prices. If someone does not have coverage, they are far more likely to go to the ER to receive basic care that could be provided by a general practitioner. So while they are busy looking at Joe Dirt's sore throat, someone who just had their foot sliced open with a chain saw is in the waiting room with it wrapped up with a towel (true story). Of course, Joe Dirt is not going to pay for his services rendered, and the total cost of repairing the guys foot has just increased from $10k to $15k.

Emergency rooms are not going to deny coverage. You might have to wait, but you will eventually be seen, which carries the risk of extremely high opportunity costs.
 
And you would be correct because to a rather small point, obesity can be a pre-existing condition.

But getting back to CBA, what happens when HMO's and other private entities deny people coverage for whatever reason? The answer is both dead weight loss, as well as a spillover effect in prices. If someone does not have coverage, they are far more likely to go to the ER to receive basic care that could be provided by a general practitioner. So while they are busy looking at Joe Dirt's sore throat, someone who just had their foot sliced open with a chain saw is in the waiting room with it wrapped up with a towel (true story). Of course, Joe Dirt is not going to pay for his services rendered, and the total cost of repairing the guys foot has just increased from $10k to $15k.

Emergency rooms are not going to deny coverage. You might have to wait, but you will eventually be seen, which carries the risk of extremely high opportunity costs.

So stop seeing Joe Dirt in the ER. Tell Joe Dirt he needs to be seen by a general practitioner once he has been triaged and is shown to have nothing more than a sore throat. :shrug:
 
Back
Top Bottom