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Should the government forgive student loans?

Should the government forgive student loans?

  • Need more info

    Votes: 7 36.8%
  • Yes, reimburse students for repaid loans

    Votes: 6 31.6%
  • Yes, reimburse students for unpaid loans

    Votes: 4 21.1%
  • Yes, we should reimburse people for car loans too

    Votes: 8 42.1%

  • Total voters
    19
  • Poll closed .

swing_voter

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Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?
 
Why do you not have a hard no as an option?
 
Why do you not have a hard no as an option?

I think the sarcastic "pay off auto loans too" counts as the hard no. It certainly matches my own feelings on the matter which is that under no circumstances should the taxpayers ever pay off anyone's student loan.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

It gets worse. What if you never even got any student loans? What if someone spent $50K of his own money to go to college? Shouldn't some or all of that that money be repaid? Why do the people who took out loans get a reduced price education and not that other person.

And what if you didn't even go to college because you just couldn't afford to live without working for 4 years. Does that person now have the right to some money to make up the shortfall of what he earns vs what he could have earned if he'd gone to college?

The problem with giving away other people's money is eventually you run out of other people.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

They should be bankruptable.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?
imho, the question is about whether or not it's good for the country rather than "is it fair?"

Iirc, life's not fair.
[ This used to be a mundane conservative corollary platitude back in the 80s. We just accepted that life wasn't fair and never would be. I guess things're different these days. ]

So, would it be helpful to the USA if Americans had less student loan debt?
If so...
How helpful would it be? The more helpful, the greater the reasonable cost could be.
And what choices are there for reducing that debt?
 
I'm in favor of free education. And, see the student loan industry as a major fraud operation. So, wipe that **** out and start anew.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

I just want to point out, if these loans and interest were forgiven they would be taxable
 
I think the sarcastic "pay off auto loans too" counts as the hard no. It certainly matches my own feelings on the matter which is that under no circumstances should the taxpayers ever pay off anyone's student loan.

The taxpayers have already paid for the students loans. The students are now repaying the government
 
The fairness question can easily be solved by giving tax credits for the amount of debts paid which are usable for the rest of one's life against future tax liability. Say we forgive all loans or debts paid by students going back 10 years. Then, no one could say it was unfair to those who paid off loans. No means testing either, everyone gets it or no one gets it.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

I chose the last poll option. The government should pay off any and all consumer debt if (when?) the borrower gets a bit behind. After all, it's clearly the fault of everyone paying federal income taxes that some folks are unable (or unwilling) to repay such loans. ;)

The conversion of consumer loans to gifts from the US Treasury is the fairest (and most woke?) "stimulus" plan imaginable. It puts those stingy $1K/month Yang cash and "reparations" plans to shame. Everyone has the right to buy whatever they like on credit and then have those deemed so wealthy as to have to pay federal income taxes pick up their tab. ;)
 
The taxpayers have already paid for the students loans. The students are now repaying the government

Not anywhere near all of them, thus the political appeal of buying their (and quite likely their parent's) votes using the funds already "loaned" to them.
 
The more we call for things like this, the more we encourage behavior at the expense of the tax payer. The government has made an epic mess of student debt, forgiving loans will amplify the fallout.

Those up at a mic calling for this are quite literally manufacturing a new way to ensure a vote based on treasury promise that ultimately ends up someone else's problem.

And again, clearly Democrats have decided they are not interested in the lessons of 2016 and will get beat up with how much they intend to spend *entirely absent* sound economic reasoning.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

What happened to NO as a choice?
 
They should be bankruptable.
I suggest that, "depends".

If the loan is done with a great deal of public assistance to the recipient, I might be fine leaving the loan non-liable to bankruptcy - though allowing for flexible relief. But if the terms are simply that of a more conventional loan, I might agree with allowing bankruptcy.
 
imho, the question is about whether or not it's good for the country rather than "is it fair?"

Iirc, life's not fair.
[ This used to be a mundane conservative corollary platitude back in the 80s. We just accepted that life wasn't fair and never would be. I guess things're different these days. ]

So, would it be helpful to the USA if Americans had less student loan debt?
If so...
How helpful would it be? The more helpful, the greater the reasonable cost could be.
And what choices are there for reducing that debt?
Hear! Hear! Well said! :thumbs:
 
I'm in favor of free education. And, see the student loan industry as a major fraud operation. So, wipe that **** out and start anew.

So if you were a teacher you are willing to work for "free".:lamo You are "free" to write a check to help pay off the debt of students.

In the real world someone is going to contribute the funds to pay for the "free education". If it is the Government, then it comes in the form of taxes to its citizens.
Since the US already spends more than it brings in, what programs would you cut to generate some revenue. If your going to raise taxes, who are you going to target?

Since there is not option to vote No, I voted for the last one. Wipe out car loan debt. We all know car loans are a scam.:mrgreen:
 
How? Can we forgive our bills? Of course not


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I think I missed something.

Was there a mass effort by schools and the government to force people to take out large loans for their education?


Sent from my iPhone using Tapatalk
 
I'm in favor of free education. And, see the student loan industry as a major fraud operation. So, wipe that **** out and start anew.

So am I, there is no reason to use federal tax money to pay for something which is given away free.
 
I'm in favor of free education. And, see the student loan industry as a major fraud operation. So, wipe that **** out and start anew.

So am I, there is no reason to use federal tax money for something which is given away (free).
 
Since this isn't a poll at all, it should be removed.

The GREAT LIE of progressives is exposed in this topic. They claim everyone should go to college because of how much more money than will make - while explaining college graduates make so little money that across their entire lifetime they wouldn't make enough money out of it to pay off a loan little more than the price of a nice new car.

Having blue collar workers - who work - pay college kids tuition is outright obscene and as corrupt and rotten as it gets.
 
There should be some credit of some kind for those who took responsibility for their loans in a timely manner, to stop them from being bitter toward the people who benefited by dragging their heels.
 
Some of the extreme candidates condone giving free money to pay unpaid student loans. For those of us who paid our loans, this seems unfair. Should the government give us the money we paid on those repaid loans? If I paid $5,000 for a $4,000 loan a decade ago, should the government reimburse me $5,000, no strings attached?

How can someone vote in a poll that has the same logic as "when did you stop beating your wife? - Today, yesterday, last week"?

I'm against forgiving loans. I think taxpayer money would be better well spent fighting the high cost of college. Look for cheaper means of education such as more home Computer Based Training (CBT) and decentralizing universities to the point most people can live at home and still attend college, thereby further reducing costs.
 
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