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Would you pay 15% more in income taxes for Single Payer Healthcare?

Would you pay 15% more in income taxes for Single Payer Healthcare?


  • Total voters
    61
Hey, that's cool - so, if you work for a company, you can choose which insurer and coverage they give you? I didn't know that...nice!!

You can change employers.
 
It also probably means the government would be deciding if one should get a certain procedure or not. Basically, if one lives or dies. All decided by the government. By some unelected bureaucrat, civil servant.

Yep, sexual reassignment surgery (and forever hormone therapy) for an 18 year old is much more important than bypass surgery or a knee replacement surgery for a senior citizen. ;)
 
That's the least efficient way to shop for an insurance plan I've ever heard of.

It's generally not practical but it is an option.

For lots of people, the type of coverage an employer offers is a major consideration in whether they'll take the job in the first place so, while it may not be a great way to shop for insurance, it is a major factor in a lot of employment decisions.
 
The American phobia of "big government" is one of the most ridiculous, and harmful, tendencies of the U.S. populace. The majority of government programmes, including Medicare, Medicaid and Social Security, are widely popular among most Americans on both sides of the aisle (one of the few consistent promises of Donald Trump's campaign was that he won't cut any of the aforementioned three programmes, a promise which was obviously broken). Mistrust of governmental institutions and individual politicians is healthy and understandable. But the functions of government in alleviating poverty, eliminating urban squalor and managing the economy are vital, and public opinion polling reflects that.

To the issue at hand: single-payer healthcare may cost you 15% more tax (though I believe that federally-provided, as opposed to state-sponsored, health services can cost considerably less if cuts were to be made to wasteful institutions such as the U.S. military), but it would all but eliminate premiums and deductibles and streamline the cumbersome network of healthcare providers. Thus it would probably be cheaper and less bureaucratic than the current system of patient extortion and rampant racket as exercised by private insurance companies. Throughout decades of "competition", insurance quality took a massive hit and prices only continued to inflate at a ludicrous rate. American conservatives seem to believe that the free market cures all ailments; in terms of health insurance, the only one that is being successfully contained is chronic vitality. There is a reason why all major developed nations guarantee healthcare; the only reason America doesn't is insurance company lobbying and irrational contempt for public spending and taxation.
 
It's generally not practical but it is an option.
For lots of people, the type of coverage an employer offers is a major consideration in whether they'll take the job in the first place so, while it may not be a great way to shop for insurance, it is a major factor in a lot of employment decisions.

I had and recommended a variety of non employer provided plans over the years. If I recall, the biggest concerns were always pre-existing, and cost. pre-existing was helped with obamacare. However I only did that because I didn't have employer insurance. I don't really get the "shopping around" for health insurance. Care, yes, insurance, no.
The issue then becomes that the employer isn't going to reimburse you their spend, if you don't want their insurance but instead want to buy it yourself. And that's way too expensive (since it's already factored into your salary/benefits package...)

So there is plenty of competition out there, it's just that we can't pay it with the current employer funding models in most cases.

From what I understand the entire employer provided benefits was developed way back when, in an effort to stave off government healthcare and unions...basically private business said it will provide for people, to cut out gov/unions from trying to squeeze in. This was back in the days when employers were committed to providing job security, benefits, and people could raise a family off their one, average salary (summarizing). Since business has moved far away from that model, and it's now "on demand employment", it's obvious we need the safety net for healthcare IMO.
 
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Realistically most people don't have access to another insurer, it's whatever insurer their employer picks period.

How is that any worse than the government as "the" insurer?
 
LOL.....you naysayers have been predicting California's doom for the last 4 decades....and California continues to do just fine. Hey Ocean....no one is forcing you to stay there behind the orange curtain. You are free to go any time you would like. Texas is probably more your style.

LOL

Naysayers....

Not to worry Disneydude, I sold my business - the new owners are moving it to Sparks, Nevada within the next 18 months. 80+ good paying jobs gone.

And I'm sure you'll be thrilled to know I'm already in the planning stages to leave this sinking ship to the fools who drilled holes in it's hull.

In the mean time, while you shut your eyes to the inevitable, they are already writing California's obituary....

https://www.forbes.com/sites/joelkotkin/2016/09/15/californias-boom-is-poised-to-go-bust-and-liberals-dream-of-scandinavia-on-the-pacific/#187a17ba5cb6

6 Key Measures of California's Fiscal Health 2017-18 | John Moorlach
 
LOL

Naysayers....

Not to worry Disneydude, I sold my business - the new owners are moving it to Sparks, Nevada within the next 18 months. 80+ good paying jobs gone.

And I'm sure you'll be thrilled to know I'm already in the planning stages to leave this sinking ship to the fools who drilled holes in it's hull.

In the mean time, while you shut your eyes to the inevitable, they are already writing California's obituary....

https://www.forbes.com/sites/joelkotkin/2016/09/15/californias-boom-is-poised-to-go-bust-and-liberals-dream-of-scandinavia-on-the-pacific/#187a17ba5cb6

6 Key Measures of California's Fiscal Health 2017-18 | John Moorlach


Haters have been writing that obituary for 40 years...LOL. Enjoy Texas. I'll be enjoying life in the crown jewel of the US.
 
I had and recommended a variety of non employer provided plans over the years. If I recall, the biggest concerns were always pre-existing, and cost. pre-existing was helped with obamacare. However I only did that because I didn't have employer insurance. I don't really get the "shopping around" for health insurance. Care, yes, insurance, no.
The issue then becomes that the employer isn't going to reimburse you their spend, if you don't want their insurance but instead want to buy it yourself. And that's way too expensive (since it's already factored into your salary/benefits package...)

So there is plenty of competition out there, it's just that we can't pay it with the current employer funding models in most cases.

From what I understand the entire employer provided benefits was developed way back when, in an effort to stave off government healthcare and unions...basically private business said it will provide for people, to cut out gov/unions from trying to squeeze in. This was back in the days when employers were committed to providing job security, benefits, and people could raise a family off their one, average salary (summarizing). Since business has moved far away from that model, and it's now "on demand employment", it's obvious we need the safety net for healthcare IMO.

Employer provided health benefits generally began during WWII. There were wage limits in effect so employers began offering health insurance as an incentive.

The most costly change to health insurance over the years is that more and more people want comprehensive policies. They want their insurance to cover office visits and all kinds of incidental stuff. All that used to be paid out of pocket and you bought insurance to cover stuff like surgeries and hospitalizations. The other thing that changed is that as more people got comprehensive coverage they started to sue doctors more often. The insurance response to that was to order additional tests for what had been standard visits. If you go in to see the doctor for sniffles now they are half likely to order MRIs, EKGs and all kinds of other stuff. The $50 office visit has turned into a $1,000 boondoggle.
 
Haters have been writing that obituary for 40 years...LOL. Enjoy Texas. I'll be enjoying life in the crown jewel of the US.

Texas is too hot and humid.

Haters have been destroying California for 40 years. You all have just about completed the job. Remarkable accomplishment.

Good luck paying for the train to nowhere, single payer, $100's of billions in public employee pensions, another couple $100 billion to repair the state crumbling infrastructure, and the mountain of other problems and expenses Progressives have created.
 
Texas is too hot and humid.

Haters have been destroying California for 40 years. You all have just about completed the job. Remarkable accomplishment.

Good luck paying for the train to nowhere, single payer, $100's of billions in public employee pensions, another couple $100 billion to repair the state crumbling infrastructure, and the mountain of other problems and expenses Progressives have created.


California will continue to be a shining example to the rest of the nation. California has always led this country in industry, technology and enlightenment. California will still be going strong long after both you and I are gone....despite your continual attempts to write an obituary.

The reality is, California represents the American dream better than any other state. That is why over 12% of the entire US population live in California and most other envy us. Haters will be haters....nothing you can do about it. Perhaps if you had ventured out of the orange curtain every now and then, you would have a different view. I lived behind the orange curtain at one point. I understand what it can do to one's mentality.
 
California will continue to be a shining example to the rest of the nation. California has always led this country in industry, technology and enlightenment. California will still be going strong long after both you and I are gone....despite your continual attempts to write an obituary.

The reality is, California represents the American dream better than any other state. That is why over 12% of the entire US population live in California and most other envy us. Haters will be haters....nothing you can do about it. Perhaps if you had ventured out of the orange curtain every now and then, you would have a different view. I lived behind the orange curtain at one point. I understand what it can do to one's mentality.

LOL

Keep Imagineering Disneydude....
 
That's entirely possible. Let's run a few numbers off the top of my head. Someone who makes $48,000 would have to pay 48,000/12*0.15 = $600/month. That's well within the range of existing insurance premiums, for a system that may actually favor the patient instead of the big insurance companies. Or someone who makes ten times that much would be paying $6000/month, but anyone who feels that people who make half a million bucks a year can't pay a little extra is not going to get a listening ear from me.

I love how you just skip from 48k to 480k. Also, $600 is significantly higher than what I pay a month. I would rather not pay potentially more than double what I pay now for likely worse care.
 
So are they gonna raise income taxes for everyone or will most of it be weighted on the rich?

The rich have been getting the hell out of Dodge. And we all know they sure won't tax the poor, they have a vested interest in catering to the poor who just keep voting for the left.
 
Excuse my French but **** no. My employer pays about 5% of my salary for my health insurance take that and make single payer fine by me but no to anything else.

Is 5% of your salary less than a 15% increase in income tax?
 
Depends on what a 15% increase means. If my current tax rate is 20% and it goes up to 35%, that seems like an unreasonable amount to increase for single-payer healthcare. I don't pay anywhere near that for my current plan. If my tax rate goes up to 23%, I'd definitely go for that. That's similar to what I'm currently paying for insurance.

The article is unclear on which is meant.
 
What percent of your income is going toward premiums now (either directly paid by you or contributed by an employer)?

What percent of your income did you pay in income taxes for 2016? State and Federal.
 
So are they gonna raise income taxes for everyone or will most of it be weighted on the rich?

In the social democracies like Germany it is the not quite poor that pay most of the costs. It is subtracted from wages.
 
15% more in taxes and ZERO in premiums and deductibles, but be sure to leave that part out

Anyway this question is pointless, as CA will be the first to take the plunge as usual, and the rest of the country will see how wonderfully it works and demand the same, as usual
 
Single-payer healthcare plan advances in California Senate ?*without a way to pay its $400-billion tab - LA Times

Cali si making some legislative noise to do this, projected tax increases are 15%.
Would you accept paying 15% more in taxes for Government directed and controlled Single Payer healthcare?

Currently the pre-tax cost of premiums for my whole family, for a plan with a $9,000 family deductible, is $2,400 per month. 15% of my income taxes is less than that so, in my case, sure.
 
15% more in taxes and ZERO in premiums and deductibles, but be sure to leave that part out

Anyway this question is pointless, as CA will be the first to take the plunge as usual, and the rest of the country will see how wonderfully it works and demand the same, as usual

Having lived most of my life in CA, perhaps you would enlighten us as to what other services were initiated by our government that "wonderfully works" and caused the other states to demand the same?

Okay, prop 13 did start a tax revolt in some other states. Aside from that?
 
Let's reason together. Do all government officials receive the very best healthcare for free or not? Do they get paid more than most individuals working in the private arena? Is this a REPUBLIC (representational) or not? And do such disparities in reality reflect an aristocratic/elitist attitude pervasive among those in public office today? I feel that once these disparities are addressed we can move towards reasonable and rational healthcare for citizens and not before. Democrats and Republicans are equally to blame and totally unwilling to face the truth.
 
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