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Have you or a family member benefited from the Affordable Care Act?

Have you or a family member benefited from the Affordable Care Act?

  • Yes

    Votes: 30 42.3%

  • No

    Votes: 41 57.7%
  • Total voters
    71
Yes!

I very much have along with my entire family. The costs went up a little, but pre-existing is covered, so it levies out. It still needs work though, but we'll get there if right wingers can lay off screwing over middle and lower class Americans.

Thanks, Obama.
 
imagep said:
All the policies sold on the exchange ARE private insurance policies. the government doesn't sell insurance on the exchange. these are private insurance companies who are marketing their policies using the exchanges as a marketing tool, little different than purchasing a policy from the website of any insurance company.
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These are private companies " marketing " a Government created product.

ObamaCare removed the free market aspects of health insurance purchases by first mandating that you purchase a product and then removing the Insurance companies ability to cater to the specific needs of a consumer.

Its why policies are so expensive and still carry unaffordable deductibles.

Its why ObamaCare has had such and will continue to have such a major impact on our economy.

It was and will always be one of the worst pieces of legislation ever passed.
 
My coverage through my employer pretty much covered everything in ACA - with exception of no copays for preventive care and the birth control issues.

The cost in coverage took a huge bump up over 10 years ago. Only minor increases since then. No increase this year in rates, but our copay did increase (5 now 10 dollars).

The big positive is that my son with pre-existing condition can stay on my plan for 6 more years. I cannot tell you what an amazing feeling that is. My worry over that issue was beyond words.
 
JayDubya said:
By the rules of the site, she isn't allowed to call you a liar.

She is allowed to scrutinize your dubious statement, and she is doing so, because your statement was ****ing dubious.

By your reaction thus far, it only makes your assertion more dubious.
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By the rules you're not allowed to bypass the vulgarity spell check either, so your post is vulgar.

:peace
 
jet57 said:
By the rules you're not allowed to bypass the vulgarity spell check either, so your post is vulgar.
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The ****ing word filter is working just ****ing fine, no ****ing bypassing going on here.
 
it has not benefited me or my family.. the opposite has occurred.

but , alas, I was not part of the demographic it was intended to benefit.. I am part of the demographic is was intended to harm.
 
JayDubya said:
The ****ing word filter is working just ****ing fine, no ****ing bypassing going on here.
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Well, yeah, I know: that's why I don't cuss up here. It's supposed to be against the rules.

Great reply though.:lol:
 
Thrilla said:
it has not benefited me or my family.. the opposite has occurred.

but , alas, I was not part of the demographic it was intended to benefit.. I am part of the demographic is was intended to harm.
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Tell us about that. I'm interested.
 
I don't know anyone who has benefitted from this, but I do know several people whose FT jobs turned into PT by their employers so as to not have to comply.
 
joG said:
How should i profit? Weren't you insured before?
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What do you mean how should I profit? Yes I was insured before. It's been quite a while since I had to pick up birth control pills tho. That's why I was surprised.
 
ChezC3 said:
I don't know anyone who has benefitted from this, but I do know several people whose FT jobs turned into PT by their employers so as to not have to comply.
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Most of the people that I know in person have told me that they weren't affected at all that they know of. I only know one person who lost his employer provided insurance, that was for 2014, but he got it back in 2015. Other than him, everyone I have spoken with in person says that they haven't been affected at all.
 
joG said:
I have been privately insured since i was a kid.
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I fail to understand why you think it is relevant that you were privately insured as a child. So was I.
 
imagep said:
Most of the people that I know in person have told me that they weren't affected at all that they know of. I only know one person who lost his employer provided insurance, that was for 2014, but he got it back in 2015. Other than him, everyone I have spoken with in person says that they haven't been affected at all.
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I haven't been, like I said, I know a few people who had to drop down to part time status, forced to so that the organization didn't have to offer insurance. Some were even employed as extra-help with the State of IL.

It's all about who you know, I suppose...

:shrug:
 
Thrilla said:
basically put, less coverage for the same money.
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So, how did that happen. Don't say Obamacare; say I had this plan, and it switched to this plan - because...
 
jet57 said:
So, how did that happen. Don't say Obamacare; say I had this plan, and it switched to this plan - because...
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trying to dictate what i can say or how i can say it, eh?.... how adorable. :roll:

the basics will suffice.....you aren't entitled to the details.
 
MildSteel said:
I fail to understand why you think it is relevant that you were privately insured as a child. So was I.
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Then how does aca improve your life?
 
joG said:
Then how does aca improve your life?
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People with pre existing conditions who were uninsured can get insurance.
People who have heart problems, cancer, asthma, etc don't have to worry they will lose their insurance due to those conditions even if they change jobs.
 
imagep said:
Most of the people that I know in person have told me that they weren't affected at all that they know of. I only know one person who lost his employer provided insurance, that was for 2014, but he got it back in 2015. Other than him, everyone I have spoken with in person says that they haven't been affected at all.
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Most people get their insurance through their employers and the employer mandate hasn't kicked in yet. Once that happens, everyone will be effected in one way or another
 
minnie616 said:
People with pre existing conditions who were uninsured can get insurance.
People who have heart problems, cancer, asthma, etc don't have to worry they will lose their insurance due to those conditions even if they change jobs.
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But you did not need 1.000 pages of legislation to cover that group which, in any event, someone else pays for. Also it did not require disrupting cash flow of ca 10% of GDP to achieve it.
 
Well I have to admit that I don't know all the ins and outs of the ACA but this year there was no increase, co pays wen't down and my coverage is expanded. That's 3 pluses but as far as I know only one of them is definitely because of ACA. The first two could be because of anything.

As for my family there are kids over 18 or young adults in college that it definitely helped. Also my uncle is a cancer survivor and is back to work, so if he switches jobs he won't have to worry about his cancer being called a "pre-existing" condition, which is bunk anyway.

Lastly and this one is sort of a negative . . . .one of my Aunts lost her coverage because what she had was crap anyway and no longer met the requirements . .so she had to go searching on that site . . . . it took awhile and it was a hassle for her but in the end she has better insurance, that actually cost a little more but its real insurance. It's BCBS not Billy Jo Bobs Medical Coverage . . . so while it wasn't the easiest for her or pleasant (she was pissed in the beginning lol) it's now better. Just took like 8 months to sort everything out :)
 
azgreg said:
Anybody with medical insurance/Medicare/Medicaid is on Obamacare.
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Yeah just reading a few post and it seems many people are confused by what ACA really is or really does. Now I admit I'm one of them but I understand the basics and I get that all insurance is ACA.

It seems people don't get that ACA was regulations and rules . .. . it's not an actual health care insurance . .
 
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