• This is a political forum that is non-biased/non-partisan and treats every person's position on topics equally. This debate forum is not aligned to any political party. In today's politics, many ideas are split between and even within all the political parties. Often we find ourselves agreeing on one platform but some topics break our mold. We are here to discuss them in a civil political debate. If this is your first visit to our political forums, be sure to check out the RULES. Registering for debate politics is necessary before posting. Register today to participate - it's free!

Have you purchased your plan yet?

Did you sign up for Obamacare?

  • Yes!

    Votes: 0 0.0%

  • No way

    Votes: 3 25.0%

  • I have private insurance

    Votes: 9 75.0%

  • I will buy it when I need it

    Votes: 0 0.0%
  • Total voters
    12
  • Poll closed .
tech30528

tech30528

Banned
DP Veteran
Joined
Aug 15, 2012
Messages
5,243
Reaction score
3,014
Gender
Male
Political Leaning
Conservative
So the time has come and gone, and those who expect to have Obamcare by the first of the year should already be signed up. Even Obama signed up (in a purely symbolic way) for a bronze plan. There are contradictory reports out there about participation rates. I have asked many times on this forum, particularly of the supporters of this law, if they have signed up yet. And to this date NOT ONE person has answered to the affirmative. So the question is, now that the deadline has passed, how many DPers have signed up AND PAID FOR an Obamacare plan?
 
Last edited:
I haven't. I recently changed jobs, and the new one doesn't offer it as a benefit, so for now, I'll probably just pay the fine. The plans I have seen so far are ridiculously expensive.
 
Given the fact that the exchanges only serve a small minority of people in the US (most are covered via employers or via Medicare already), and a not-insignificant chunk of DPers are in Europe,Canada, or retired, it's not a surprise you're not hearing about people not signing up...
 
yes, I renewed with my employer but due to new regs, it will be more expensive and cover less
 
I have private insurance, however, the cost has gone up for co-pays.
 
TheNextEra said:
I have private insurance, however, the cost has gone up for co-pays.
Click to expand...

As has ours. Copays and deductibles went up and costs increase by 17%.
 
Obviously, most that did not get a grandfather exemption but have renewed (or purchased a replacement for) their medical care insurance plan for 2014 have bought a PPACA approved plan. Not many insurance companies will offer a plan that still requires paying the "uninsured" PPACA tax/penalty.
 
Signed up for the employer sponsored plan, deductible and OOP went up. Premiums went up a relatively small 11%.

Anybody know if there has been a net gain/loss for those who are going to be covered versus those who lost their coverage?
 
GottaGo said:
Signed up for the employer sponsored plan, deductible and OOP went up. Premiums went up a relatively small 11%.

Anybody know if there has been a net gain/loss for those who are going to be covered versus those who lost their coverage?
Click to expand...

The prices I am seeing here in Texas range anywhere from 325 dollars per month to the 800 dollar range. I don't take any prescription medicines, and I rarely go to doctors. I am healthier than the average woman my age. It irks me to see how much I am going to pay now. I may just keep job-shopping until I find one with medical bennies.
 
tech30528 said:
So the time has come and gone, and those who expect to have Obamcare by the first of the year should already be signed up. Even Obama signed up (in a purely symbolic way) for a bronze plan. There are contradictory reports out there about participation rates. I have asked many times on this forum, particularly of the supporters of this law, if they have signed up yet. And to this date NOT ONE person has answered to the affirmative. So the question is, now that the deadline has passed, how many DPers have signed up AND PAID FOR an Obamacare plan?
Click to expand...
As a veteran I am exempt from having to sign up.
 
I have private insurance.

Co-pays, deductibles, and max out-of-pocket is the same.

Premiums went up slightly but not as much as in years past.
 
tech30528 said:
There are contradictory reports out there about participation rates. I have asked many times on this forum, particularly of the supporters of this law, if they have signed up yet. And to this date NOT ONE person has answered to the affirmative. So the question is, now that the deadline has passed, how many DPers have signed up AND PAID FOR an Obamacare plan?
Click to expand...

You don't "sign up for Obamacare," you buy an insurance plan. I have an Anthem group plan through my employer--it meets the standards established by the ACA, so does that mean I have an "Obamacare plan"?

Or are you just asking who found a (private) plan using one of the new marketplaces?
 
iliveonramen said:
I don't need an individual plan. Already have insurance through my employer and it hasn't changed.
Click to expand...

Very, very unlikely. Are you asserting that it already covered dependent children until age 26, had no annual/lifetime caps, covered all "no out of pocket" preventive services (on the PPACA list) and the employer's premium rate did not change?
 
Greenbeard said:
You don't "sign up for Obamacare," you buy an insurance plan. I have an Anthem group plan through my employer--it meets the standards established by the ACA, so does that mean I have an "Obamacare plan"?

Or are you just asking who found a (private) plan using one of the new marketplaces?
Click to expand...

I think the bolded is what he is asking.
 
lizzie said:
The prices I am seeing here in Texas range anywhere from 325 dollars per month to the 800 dollar range. I don't take any prescription medicines, and I rarely go to doctors. I am healthier than the average woman my age. It irks me to see how much I am going to pay now. I may just keep job-shopping until I find one with medical bennies.
Click to expand...

Since having the insurance has become important (I could rant forever on what the ACA did not fix, but I won't bore you ;) ) I would definitely be keeping my eye out for a position that offers the medical coverage.

My brother, also in the medical field, will be losing his insurance, so is shopping for coverage also. He may have to ride temporarily on his wife's coverage, but that is grossly expensive since the company she works for doesn't pay anything for anyone other than the employee themselves.
 
lizzie said:
I think the bolded is what he is asking.
Click to expand...

Then he is not asking that question correctly. Asking "who bought an iPhone?" is not the same as asking "who bought an iPhone from Radio Shack?". The only person that "needs" to use the state/federal PPACA exchange is one that wants a subsidy, anyone else can simply shop the old fashioned (and secure) way.
 
ttwtt78640 said:
Very, very unlikely. Are you asserting that it already covered dependent children until age 26, had no annual/lifetime caps, covered all "no out of pocket" preventive services (on the PPACA list) and the employer's premium rate did not change?
Click to expand...

Not the first part (originally)...but that was implemented a couple of years ago. As for the rest of it...yes...it easily meets anything required of the ACA.
 
ttwtt78640 said:
Very, very unlikely. Are you asserting that it already covered dependent children until age 26, had no annual/lifetime caps, covered all "no out of pocket" preventive services (on the PPACA list) and the employer's premium rate did not change?
Click to expand...

Not unlikely at all. My plan doesn't seem to have changed at all, although my premiums increased a staggering $3 per month.

Most employer based insurance is, and will be unaffected, except for the benefits we all will receive in cost reductions thru ACOs.
 
ttwtt78640 said:
Very, very unlikely. Are you asserting that it already covered dependent children until age 26, had no annual/lifetime caps, covered all "no out of pocket" preventive services (on the PPACA list) and the employer's premium rate did not change?
Click to expand...

Probably depends on how loose a definition of "already" you're using. Most of those changes went into effect at the end of 2010 for plans that didn't have them prior to that.
 
I did get cancelled and had to get a new plan but I didn't go through the exchange (I'm not getting a subsidy so it doesn't matter). My premium actually went down by more than $100/mo. Copays, max out of pocket, etc. are all in the same ballpark as where I was before.

I would like to take this opportunity to thank all of you healthy people for bailing out a guy who took the liberty of putting his body through hell for half of his life.:lamo
 
Lutherf said:
I did get cancelled and had to get a new plan but I didn't go through the exchange (I'm not getting a subsidy so it doesn't matter). My premium actually went down by more than $100/mo. Copays, max out of pocket, etc. are all in the same ballpark as where I was before.

I would like to take this opportunity to thank all of you healthy people for bailing out a guy who took the liberty of putting his body through hell for half of his life.:lamo
Click to expand...


That damn ACA. Always letting people get heath insurance more cheaply than before. Curse you Obama!
 
Threegoofs said:
That damn ACA. Always letting people get heath insurance more cheaply than before. Curse you Obama!
Click to expand...

Did you miss the fact that so far everyone else has had an increase in their cost? The only reason mine went down is because I've got one of those "preexisting conditions" that really doesn't mess up my life at all but cost me a few bucks more than everyone else and prior to the ACA I figured it was only appropriate that I pay more because I did this stuff to myself.

Am I complaining that my rate went down? No, but I do recognize that people who took better care of themselves are paying the price for my own stupidity.
 
Lutherf said:
Did you miss the fact that so far everyone else has had an increase in their cost? The only reason mine went down is because I've got one of those "preexisting conditions" that really doesn't mess up my life at all but cost me a few bucks more than everyone else and prior to the ACA I figured it was only appropriate that I pay more because I did this stuff to myself.

Am I complaining that my rate went down? No, but I do recognize that people who took better care of themselves are paying the price for my own stupidity.
Click to expand...

I assume by saying 'everyone else' you're discussing the self selected people who posted on this thread.

I was referring to the general population, who are mostly getting good coverage at reasonable prices.
 
You must log in or register to reply here.
Back
Top Bottom