Then count yourself lucky.
Our premiums have been skyrocketing for almost 40 years.
It is just the last couple of years they have slowed down.
This was our progression
Great Healthcare for self and family paid for by company.
Great Healthcare free for employee and spouse, small monthly deduction for children.
Great healthcare free for employee, remainder of family for moderate monthly payroll deduction
Great healthcare - moderate payroll deduction for employee and family.
Good coverage, less choices. MOderate deduction - for serious conditions, likely unwelcome interference from insurance company.
Multiple coverage options low /medium/high. Low was likely a really really crappy HMO. Medium was something like your old plan, but higher deductibles, lower maximum limits (would not cover a major health crisis like cancer). High was basically your old good plan, but your are paying a whole lot more.
Same type plans, coverage tweaked to exclude some prior coverage. Price increased. Kaiser added in addition to low/middle/high coverage. Kaiser had what seemed to be better options, but patient experiences vary wildly - cost higher than other plans. h
Same type plans, drug formularies contracted. Coverage tweaked, some coverage eliminated. Very many drugs considered "off formulary" and full cost charged. Much higher premiums.
The above was prior to Obamacare
Same type plans higher cost
Same type plans - even higher cost - but that increase is wiped away (and then some) if you join their healthy choices plan.
Now - Much of coverage is the same - no preexisting condition issues - no lifetime maximum issues. Kid stays on despite preexisting condition until 26. This year there will again be very slight increase - again enrollment in healthy choices program will take away all the extra.