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What would you do?

What would you do?

  • Total voters
    17
Josie

Josie

*probably reading smut*
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You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
 
I's sit on it for awhile to see if they find their error and who got the extra money.

If they wrote it off, then I'd give it to the church.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I grew up in a small town. When I would go to the bank, I knew all the tellers. I also know they get in trouble for mistakes like that. So it is just natural that I would take the money back. I have, on a number of occasions, corrected clerks when they made mistakes in my favor. It just seems kinda natural to me.

Note: I no longer live in a small town, I don't know the tellers by name, nor go to school with their kids, so I am presuming alot, but I like to think I would take it back.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I give the $100 back. No brainer. It's not my money and I know exactly where it came from so there's no good reason for me to keep it.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

Wait, wait...

People still go to banks to cash checks?

Tellers still exist?

Why?
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I'd put it toward a well-needed vacation that would hopefully give me an opportunity to contemplate how I managed to miss an error that significant.
 
Lutherf said:
I give the $100 back. No brainer. It's not my money and I know exactly where it came from so there's no good reason for me to keep it.
Click to expand...

This happened to me this morning and that's what I did. There was no way I could keep it.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I would take it back.
 
I would and have before taken such money back. Like Redress's post earlier, I know the staff at my bank and they have been brilliant in different stages of my life this last few years.
The bank might not miss the money much in the overall scheme of things but real humans pay the price for such accidental mistakes.
 
Threegoofs said:
Wait, wait...

People still go to banks to cash checks?

Tellers still exist?

Why?
Click to expand...

Greetings, Threegoofs. :2wave:

Where else can you cash checks from out of town friends or family for birthdays, or stuff you sold at a yard sale or auction, although you can state "cash only" at a yard sale, I guess. There are businesses that will cash checks for people, but they charge a fee for doing it, so what other choices do you have?
 
polgara said:
Greetings, Threegoofs. :2wave:

Where else can you cash checks from out of town friends or family for birthdays, or stuff you sold at a yard sale or auction, although you can state "cash only" at a yard sale, I guess. There are businesses that will cash checks for people, but they charge a fee for doing it, so what other choices do you have?
Click to expand...

I can take a picture of the check with my phone and it deposits automatically. It kind of freaks me out to do it but I have done it a few times now. I also deposit checks in the ATM if it's just minor, personal stuff.
 
Give it back. They'll want it back once they see the mistake anyway even if it's 10 years later.
 
polgara said:
Greetings, Threegoofs. :2wave:

Where else can you cash checks from out of town friends or family for birthdays, or stuff you sold at a yard sale or auction, although you can state "cash only" at a yard sale, I guess. There are businesses that will cash checks for people, but they charge a fee for doing it, so what other choices do you have?
Click to expand...

I have a smartphone. I deposit checks on it almost exclusively, unless they are over $10,000.

I would pass ten ATMs on my way to the bank, which is fairly close.

I can't even remember the last time I was in an actual bank.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I would give it back immediately to the specific teller who made the error to avoid unnecessarily embarrassing that person. He/she has to account for his/her cash drawer at the end of the day and I would take no pleasure in benefiting myself at the other person's expense. I like to think kindness increases good karma. :)
 
Threegoofs said:
Wait, wait...

People still go to banks to cash checks?

Tellers still exist?

Why?
Click to expand...

I have no idea. They're generally useless. A couple of weeks ago, my youngest daughter had a project she needed to do for school, she had to go to a couple of banks and get interest rates and other information for a particular loan. Our bank just gave it to her. Two other banks we went to, they refused because they said they'd have to run her credit report so they had a credit score so they could give her accurate rates. They refused to just make up a credit rating ("you might come back and try to get a loan at that rate!") and they wouldn't even write on the paperwork that it wasn't a promise or guarantee of anything. So she just made something up. Some tellers are idiots.
 
I'd take it back. It isn't like they're not going to catch it when they balance their drawers anyhow, but I'm honest, unlike a lot of people.
 
Of course you take it back.

And, yes, take it back to the teller that made the mistake so they don't get fired. But if they keep making those kinds of mistakes, they are gonna eventually lose their job... so they need to be warned. Hopefully it will make them more mindful.

Would also check my balance, first, to make sure they didn't take it out of your account and you just didn't know.
 
Josie said:
You go to the bank to cash a couple of checks that total $32. You're not really paying attention as the bank teller counts out money and gives you the cash. When you get home, you realize she gave you $132 instead of $32. What do you do?
Click to expand...

I would go give it back. No question what so ever.
 
Take it back without question. Stuff like that has happened to me, maybe not at banks but at stores. I always return the extra money. In fact, just today, I found a $10 bill on the waiting room floor where I work. Office was empty. Put it at the front desk in case someone claims it.
 
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