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Anthem pulls out of ObamaCare exchanges in Midwest, fueling GOP repeal push

If Republicans want a market-based solution to healthcare PPACA is your best bet. Otherwise make sure you get the binoculars out and watch the SS Single Payer appearing on the horizon and eventually docking at the port by the 20's.
 
cpwill said:
yeah.... no. The time for Main Street constantly bailing out Wall Street needs to come to an end. If the current regulatory structure is so convoluted and idiotic that insurance can't be sold at a profit, then the structure needs drastic change, not additional public money.
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Can you explain how you connect CSR payments to "main street bailing out wall street". I'm thinking you don't know what the CSR payments are. its more subsidies for poor people to afford healthcare.

Cost Sharing Reduction (CSR)

A discount that lowers the amount you have to pay for deductibles, copayments, and coinsurance. In the Health Insurance Marketplace, cost-sharing reductions are often called “extra savings.” If you qualify, you must enroll in a plan in the Silver category to get the extra savings.

https://www.healthcare.gov/glossary/cost-sharing-reduction/

And unlike building a wall or defeating ISIS, he can do away with it the stroke of a pen.

If the CSR payments end – either through a court order or through a unilateral decision by the Trump Administration, assuming the payments are not explicitly authorized in an appropriation by Congress – insurers would face significant revenue shortfalls this year and next.

The Effects of Ending the Affordable Care Act?s Cost-Sharing Reduction Payments | The Henry J. Kaiser Family Foundation

So regardless of your opinion, insurers cant just ignore the possibility of a financial hit. So trump (as well as republicans) are increasing premiums for people. I hope you're not immune to learning.
 
Renae said:
Anthem pulls out of ObamaCare exchanges in Midwest, fueling GOP repeal push | Fox News

And another market collapses under the weight of a failed push to ensnare American's into a bad deal
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The reason Anthem is pulling out is explained below:

Trump’s Attempts to Sabotage Obamacare Are Working

Then we have the reason why Aetna pulled out:

Judge: Aetna lied about reason for quitting Obamacare
U.S. District Judge John Bates concluded this week that Aetna's real motivation for dropping Obamacare coverage in several states was "specifically to evade judicial scrutiny" over its merger with Humana.
...
Aetna-Humana isn't the only big health care merger in doubt. The DOJ also sued to block the takeover of Cigna (CI) by Blue Cross Blue Shield leader Anthem (ANTX) for anti-competitive reasons.
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Greenbeard said:
You sort of skated by this point but it's an important one. If one of your biggest complaints is about the average deductible under the ACA, then the GOP's bill should be an absolute nonstarter for you.

DDA70G1UAAAoJFH.jpg


Equally important, the ACA provides cost-sharing reductions that lower that $3,500 for people under 250% FPL (in some cases substantially). These are the very subsidies Trump keeps threatening to stop funding, causing insurers to jack up premiums to mitigate that risk.

The Senate GOP bill would eliminate that assistance entirely in a few years, meaning the difference in the average deductible between plans under the ACA and under the GOP's alternative is even larger than that graphic suggests. Average deductibles will go up bigly if the GOP gets its way.
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Daggum Republicans Assuming People Should Be Free To Choose!!!! :roll:
 
Greenbeard said:
We know what the House wants and we know what the Senate wants (guess what: they're not very different at all).
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Yup.

Turns out they want "Obamacare, but with some tweaks".
 
cpwill said:
Yup.

Turns out they want "Obamacare, but with some tweaks".
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sorry CP,I wouldn't call higher premiums, higher deductibles and fewer insured "tweaks". I would call it a major step backwards. And based on republican claims the last 7 years, its a spectacular failure that proves republicans were lying about everything. But now that you're here, could you explain how the CSR payments are "main street bailing out wall street"? thanks in advance.
 
Greenbeard said:
Trump strikes again.

It's time to commit to funding the CSRs, stop fomenting uncertainty, and stop driving insurers out of markets.
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Actually all private insurers need to go.
 
cpwill said:
Daggum Republicans Assuming People Should Be Free To Choose!!!! :roll:
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People are free to choose bronze plans today. Generally they don't. If the GOP has its way, many soon won't have much of a choice to get a more comprehensive plan.
 
Trump strikes again! This time in Tennessee:

Key Takeaways

  • Our 2017 rates are allowing us to earn a margin (profit) for the first time in four years and would have enabled us to propose only a small increase for 2018 to cover expected changes in medical and operating costs.
  • However, we have to factor in two significant uncertainties – whether the federal government will fund cost-sharing reductions for low-income members and how the risk pool will change if the coverage mandate is not enforced.
  • We are requesting state approval for an average rate increase of 21 percent, but what members pay will vary based on their region, age, income level and plan type.
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How federal uncertainties are affecting 2018 rates

Medical costs continue to rise, and we’re facing additional taxes for this line of business, but our experience so far in 2017 means we would have only needed a small average rate increase.

However, we have to account for two significant uncertainties at the federal level:

  • Whether the federal government will guarantee funding for the cost-sharing reduction (CSR) program
  • How the risk pool might change if the individual coverage mandate isn’t enforced

BCBST2018RatesInfographic_FV-1.jpg
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Fenton said:
Lol...The ACAs failure is Trumps fault. Nice talking point you got there.
Insurers were bailing on the exchanges before Trump was inaugerated, even after Obama illegaly redirected billions of dollars to prop them up.

Here's a link to a NYTs article from February, 2 months after Trump was elected..
https://mobile.nytimes.com/2017/02/...ll-out-of-obamacares-insurance-exchanges.html

So it took Trump 2 months to kill the ACA ?

And lets just forget the fact that the average deductible for a individual ob the bronze plan when Trump was elected was 6000 dollars, average deductible for a family was over 10k

Why I dont get is why you people still defend this law
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there is no ACA failure, you are just in a fake world.
 
Renae said:
Anthem pulls out of ObamaCare exchanges in Midwest, fueling GOP repeal push | Fox News

And another market collapses under the weight of a failed push to ensnare American's into a bad deal
Click to expand...

Regardless of which side one is on the ACA, I think the lesson to be learned is one party can't go it alone and have it succeed. I also think the Democrats blaming the faults of the ACA on Republicans is asinine. Back in 200 the Democrats made the conscious choice of passing the ACA against the majority of Americans wishes and without a single Republican vote. America bit back in November of 2010 by the tune of 63 house seats lost. The ACA election wise has been an albatross around the Democrats neck ever since.

Only Trump and the Republican could make the ACA popular. They managed that this year by coming up with a plan far worst than the ACA. America as a whole want nothing done as to changing, repeal and replace, they want the status quo. Americans as a whole don't want to go into the unknown, they have their routine and have become comfortable with the ACA. At least for the time being.

I suspect without the GOP attempt at repeal and replace still over 50% of Americans would still be opposed to the ACA. Hence my statement that only Republicans could make it popular. My advice to Republicans, Trump incorporated, is to listen to the American people. Do nothing as to healthcare. Listen where the Democrats failed to do in 2010 or you can be sure as peanut butter sticks to bread, another 2010 will happen, only in reverse.

I have one question, what is so hard about either political party listening to the wishes and wants of the American people? Is pushing and achieving a political agenda which most Americans don't want so important that a party will go it alone and fail?
 
How much of the market did Anthem actually serve.

It was very small, Renae, was it not? There will be no GOP repeal.
 
JamesBY said:
How much of the market did Anthem actually serve.

It was very small, Renae, was it not? There will be no GOP repeal.
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Sadly you maybe right. Too many Republicans run as Conservatives and govern like Democrats.
 
Perotista said:
Regardless of which side one is on the ACA, I think the lesson to be learned is one party can't go it alone and have it succeed. I also think the Democrats blaming the faults of the ACA on Republicans is asinine. Back in 200 the Democrats made the conscious choice of passing the ACA against the majority of Americans wishes and without a single Republican vote. America bit back in November of 2010 by the tune of 63 house seats lost. The ACA election wise has been an albatross around the Democrats neck ever since.
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sorry Pero, no one is blaming the faults of Obamacare on the republicans. I really would appreciated if you could explain that. And "passing the ACA against the majority of Americans wishes and without a single Republican vote" conveniently ignores the fact that 40% of conservatives believed there death panels. don't tell me 55% are against it when 20% of them are complete imbeciles. that doesn't even consider the other non-stop lies from the right. and of course you have to forget that republicans told you it was their plan to obstruct President Obama. What better proof is there other than them coming up with the idea of mandates and supporting them for 20 years and then stopping only because President Obama compromised on their plan?

Pero, why is it okay to post narratives over and over that even you know are false? what is about the conservative agenda that makes it okay in your mind?
 
Vern said:
sorry Pero, no one is blaming the faults of Obamacare on the republicans. I really would appreciated if you could explain that. And "passing the ACA against the majority of Americans wishes and without a single Republican vote" conveniently ignores the fact that 40% of conservatives believed there death panels. don't tell me 55% are against it when 20% of them are complete imbeciles. that doesn't even consider the other non-stop lies from the right. and of course you have to forget that republicans told you it was their plan to obstruct President Obama. What better proof is there other than them coming up with the idea of mandates and supporting them for 20 years and then stopping only because President Obama compromised on their plan?

Pero, why is it okay to post narratives over and over that even you know are false? what is about the conservative agenda that makes it okay in your mind?
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Hmmm. More of a tantrum than a post.
 
Jack Hays said:
Hmmm. More of a tantrum than a post.
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wow jack, you just dont get it. I asked Pero to explain how anyone is blaming the faults of Obamacare on republicans and I countered his silly talking points, "against the majority of Americans wishes and without a single Republican vote" with actual facts. You simply did not respond to the points I made. I get it. People like you just dont think you have to explain anything or deal with facts but its a beyond absurd way to be at a debate forum. So just to be clear, your post is nothing but an obedient "whine at vern" reply and not worthy of a debate forum. I know this is crazy and pointless with posters like you but why dont you be specific. How is asking for an explanation and countering silly talking points a tantrum?
 
Vern said:
wow jack, you just dont get it. I asked Pero to explain how anyone is blaming the faults of Obamacare on republicans and I countered his silly talking points, "against the majority of Americans wishes and without a single Republican vote" with actual facts. You simply did not respond to the points I made. I get it. People like you just dont think you have to explain anything or deal with facts but its a beyond absurd way to be at a debate forum. So just to be clear, your post is nothing but an obedient "whine at vern" reply and not worthy of a debate forum. I know this is crazy and pointless with posters like you but why dont you be specific. How is asking for an explanation and countering silly talking points a tantrum?
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There is no need to take seriously a post in which a central point is that those who disagree are "imbeciles."
 
Jack Hays said:
There is no need to take seriously a post in which a central point is that those who disagree are "imbeciles."
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jack, that is almost an actual reply. Now this is going to be hard for you to understand but I'm going to respond to your point as if this is a debate forum. First I'm going to point out that you have misrepresented my "central point". My "central point" was to dispute the use of a poll as a conservative talking point if 20% of the people were so incredibly misinformed and stupid that they believed one of the most ridiculous lies ever spewed by the right. You can feign umbrage about me calling them imbeciles if you want but it just seems like a way for you to dodge my point and obediently flail at me. I could be wrong about that but I don't have to "misparaphrase" what you posted to make that point. You misrepresented my central point, you dodged my post and you flailed at me.

So Jack, prove me wrong and respond to my post as if I said 40% of republicans were "greatly misinformed". thanks in advance.
 
Vern said:
jack, that is almost an actual reply. Now this is going to be hard for you to understand but I'm going to respond to your point as if this is a debate forum. First I'm going to point out that you have misrepresented my "central point". My "central point" was to dispute the use of a poll as a conservative talking point if 20% of the people were so incredibly misinformed and stupid that they believed one of the most ridiculous lies ever spewed by the right. You can feign umbrage about me calling them imbeciles if you want but it just seems like a way for you to dodge my point and obediently flail at me. I could be wrong about that but I don't have to "misparaphrase" what you posted to make that point. You misrepresented my central point, you dodged my post and you flailed at me.

So Jack, prove me wrong and respond to my post as if I said 40% of republicans were "greatly misinformed". thanks in advance.
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There is no way for you to know who is misinformed. And your "imbeciles" characterization was central to your point.
 
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Jack Hays said:
There is no way for you to know who is misinformed. And your "imbeciles" characterization was central to your point.
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First off let me say, you proved me right. I knew you would continue to dodge my point and of course you did. And yes, 40% of conservatives being imbeciles because they believed in “death panels” was central to my point. But you cant counter my point so you obediently flail. Again, my central point was don’t use a poll as a talking point when 20% are imbeciles. You can’t counter my point so you whine about my choice words.

And I didn’t call the conservatives who believed the conservative lies of “it only reduces the deficit because it 10 years of revenue and 6 years of benefits”, “no one will sign up” , “no one will pay” , “50 -100 million will lose coverage” , “hundreds of thousands of doctors will retire” imbeciles. They are woefully misinformed and those lies also affected the poll numbers. But I only used the 40% of conservatives who are imbeciles because they believed in “death panels” for my central point. Its all I needed to prove my central point. You have an emotional need to flail at me and reality but you wont let the lack of a counter point stop you. (cue the one sentence deflecting reply)
 
Vern said:
First off let me say, you proved me right. I knew you would continue to dodge my point and of course you did. And yes, 40% of conservatives being imbeciles because they believed in “death panels” was central to my point. But you cant counter my point so you obediently flail. Again, my central point was don’t use a poll as a talking point when 20% are imbeciles. You can’t counter my point so you whine about my choice words.

And I didn’t call the conservatives who believed the conservative lies of “it only reduces the deficit because it 10 years of revenue and 6 years of benefits”, “no one will sign up” , “no one will pay” , “50 -100 million will lose coverage” , “hundreds of thousands of doctors will retire” imbeciles. They are woefully misinformed and those lies also affected the poll numbers. But I only used the 40% of conservatives who are imbeciles because they believed in “death panels” for my central point. Its all I needed to prove my central point. You have an emotional need to flail at me and reality but you wont let the lack of a counter point stop you. (cue the one sentence deflecting reply)
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Lose the hate and you may get more of a response. One sentence is generous compared to the Ignore List. Just sayin'. . .
 
Jack Hays said:
Lose the hate and you may get more of a response. One sentence is generous compared to the Ignore List. Just sayin'. . .
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Insulting 40 percent of Americans by labeling them "imbeciles" because they don't agree with him just doesn't seem to be the smartest way of getting his point across! Whatever.... :shrug:
 
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