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Why Can't We Have A Private Choice?

Mach said:
Most drugs and treatments are actually "optional", what's your point? They include the drugs/treatments that are deemed socially/medically necessary to offer.
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Then why does insurance need to cover this? Why do cheap, non life-saving drugs need to be covered at all?

Are you sure you live in the U.S.? We have conservatives on religious grounds all the time trying to stop federal support of birth control/abortions, and they would prefer it to be passed as law, etc.
Why do you think it has to be included by law...because if it's not, we get the religious blowback.

You are correct, if people didn't object to thinks on a religious basis, we wouldn't need to force it, it would happen without issue.
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I'm sure many people would get it on their own. That's their choice. I just want to be able to not get it. Why can't I have that choice?
 
phattonez said:
High deductible policies must still include coverage for birth control.
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As long as they include coverage for getting hit by a bus, what does it matter to you?
 
backpacker said:
As long as they include coverage for getting hit by a bus, what does it matter to you?
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Because I don't use birth control and I don't want to pay for an optional service that I don't want to use. It's akin to having coverage for the use of a hot tub in case of some kind of muscle strain. Sure, it may be nice to have, but I don't really want it and I'm fine without it.
 
phattonez said:
Because I don't use birth control and I don't want to pay for an optional service that I don't want to use. It's akin to having coverage for the use of a hot tub in case of some kind of muscle strain. Sure, it may be nice to have, but I don't really want it and I'm fine without it.
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There are lots of things your insurance will cover you will never need.
 
phattonez said:
Why are the only options allowed so regulated? For instance, I want a plan that covers me if I get hit by a bus or develop cancer, pure catastrophic coverage. Why can't I have that?
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Because it makes sense and it fails to feed the addiction politicians have for power and control. The government has no business at all messing with insurance and it shows.
 
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