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Tennessee insurance commissioner: Obamacare exchange 'very near collapse'

Renae

Renae

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Tennessee's insurance regulator approved hefty rate increases for the three carriers on the Obamacare exchange in an attempt to stabilize the already-limited number of insurers in the state.The rate approvals, while a tough decision, were necessary to ensure that consumers around the state had options when open enrollment begins in November, said Julie Mix McPeak, commissioner of the Tennessee Department of Commerce and Insurance. BlueCross BlueShield of Tennessee is the only insurer to sell statewide and there was the possibility that Cigna and Humana would reduce their footprints or leave the market altogether.
“I would characterize the exchange market in Tennessee as very near collapse ... and that all of our efforts are really focused on making sure we have as many writers in the areas as possible, knowing that might be one. I’m doing everything I can to prevent a situation where that turns to zero,” McPeak said to The Tennessean.
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Tennessee insurance commissioner: Obamacare exchange 'very near collapse'

Gee, Obamacare isn't working... shocking
 
joG said:
When insurers can charge, what coverage costs, it might work. Whether people will want to pay that much, will be interesting.
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It's a mess because it's meant to be a control by bureaucratic/political whim not market reality.
 
All that Obamacare really did was give even more control to greedy insurance companies so that they could **** over even more people than they were previously.
 
joG said:
When insurers can charge, what coverage costs, it might work. Whether people will want to pay that much, will be interesting.
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No, they won't.
 
Renae said:
It's a mess because it's meant to be a control by bureaucratic/political whim not market reality.
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And so we are back to the ACA document and its absurdities. It seemed to me a classic for a lawyers trying to make law about something they had no idea of.
 
reinoe said:
No, they won't.
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That has been my suspicion.

But as the costs were known, why did the administration not explain to the voters, what each one would have to pay?
 
joG said:
That has been my suspicion.

But as the costs were known, why did the administration not explain to the voters, what each one would have to pay?
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Because people hate being told the truth. The American people constantly whine about how they're lied to but from my experience the American people generally hate being told the truth if it's bad news. They like sunshine and lollipops. Not all Americans, but definitely a significant portion. Americans hate being told things are hard. Americans hate being told things are expensive. Americans hate being told bad news.

I can tell you from experience as a person who sells insurance. You can witness it by how Americans continue to shop at Wal^Mart. Americans love the cheap, easy, short-sighted answers to everything in life.
 
reinoe said:
Because people hate being told the truth. The American people constantly whine about how they're lied to but from my experience the American people generally hate being told the truth if it's bad news. They like sunshine and lollipops. Not all Americans, but definitely a significant portion. Americans hate being told things are hard. Americans hate being told things are expensive. Americans hate being told bad news.

I can tell you from experience as a person who sells insurance. You can witness it by how Americans continue to shop at Wal^Mart. Americans love the cheap, easy, short-sighted answers to everything in life.
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Well seen. It is disturbing in a matter of national importance.
 
joG said:
Well seen. It is disturbing in a matter of national importance.
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The ACA was never meant to work. It is a ploy designed by the liberals as a stepping stone to single payer.

The State and Fed's will soon have full control once they have beaten down the insurance providers.
 
RetiredUSN said:
The ACA was never meant to work. It is a ploy designed by the liberals as a stepping stone to single payer.

The State and Fed's will soon have full control once they have beaten down the insurance providers.
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Which brings us to honesty, populism and legal slippage.
 
It's clear that businesses go into business in order to make money for the owners of the business - stockholders and/or primary ownership. It's also clear that government frequently, if not virtually always, enters the business environment in order to lose money in an idiotic belief that their involvement will stimulate either benefit or growth and almost inevitably does neither. Government will also, invariably, remain in such failed business endeavours until such time as new political leadership takes hold or some bureaucrats retire.

Any fool - liberals and their political masters apparently excluded - could see that the ACA was going to be a colossal cluster **** and it's proving to be so. Liberals and their political masters, professionals at hanging on to lost causes, will continue to bleat that it's going to work, just give it time, but the sane of us are well aware that it won't. As Margaret Thatcher famously said, to paraphrase, liberalism only works until you run out of other people's money. The ACA is working, where it is, only until insurance companies and their ownership decide losing their money to prop up this mess is no longer a sane strategy moving forward.

The next President and Congress are going to be left with a major problem - all the best solving it. One thing for sure, however, liberals and their political masters will be sure not to accept any blame and will likely continue to lionize President Obama for this dog's breakfast even though he had precious little to actually do with it.
 
katzgar said:
your post would be honest if you also mentioned insurers joining the exchange. your post is a classic right wing selective lie
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Someone stopping you from showing insurers coming online in Tenn?

Or is unfounded snark all you got?
 
Renae said:
Someone stopping you from showing insurers coming online in Tenn?

Or is unfounded snark all you got?
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your comments are the snark given new insurers joining the ACA, you are trying for a pretend reality that is just that.....pretend
 
CanadaJohn said:
It's clear that businesses go into business in order to make money for the owners of the business - stockholders and/or primary ownership. It's also clear that government frequently, if not virtually always, enters the business environment in order to lose money in an idiotic belief that their involvement will stimulate either benefit or growth and almost inevitably does neither. Government will also, invariably, remain in such failed business endeavours until such time as new political leadership takes hold or some bureaucrats retire.

Any fool - liberals and their political masters apparently excluded - could see that the ACA was going to be a colossal cluster **** and it's proving to be so. Liberals and their political masters, professionals at hanging on to lost causes, will continue to bleat that it's going to work, just give it time, but the sane of us are well aware that it won't. As Margaret Thatcher famously said, to paraphrase, liberalism only works until you run out of other people's money. The ACA is working, where it is, only until insurance companies and their ownership decide losing their money to prop up this mess is no longer a sane strategy moving forward.

The next President and Congress are going to be left with a major problem - all the best solving it. One thing for sure, however, liberals and their political masters will be sure not to accept any blame and will likely continue to lionize President Obama for this dog's breakfast even though he had precious little to actually do with it.
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nope, not at all close to the truth
 
katzgar said:
your comments are the snark given new insurers joining the ACA, you are trying for a pretend reality that is just that.....pretend
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The article and subject is Tennessee.

Do you have evidence of these joining or not?

If not, then you just epically failed. If you do I will admit I was in error.

Step up or shut up.
 
katzgar said:
your comments are the snark given new insurers joining the ACA, you are trying for a pretend reality that is just that.....pretend
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Then, by all means, present your evidence.
 
Renae said:
The article and subject is Tennessee.

Do you have evidence of these joining or not?

If not, then you just epically failed. If you do I will admit I was in error.

Step up or shut up.
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I cant begin to tell you how your arrogance isnt going to work. I am sure someone can teach you to google but your posting of selective crap does not a crisis on my part make.
 
katzgar said:
I cant begin to tell you how your arrogance isnt going to work. I am sure someone can teach you to google but your posting of selective crap does not a crisis on my part make.
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So you admit you have nothing, and are now lashing out at me to deflect from your utter failure to have any evidence your position is legitimate.
Thank you for demonstrating what "Full of ****" looks like.
 
Renae said:
So you admit you have nothing, and are now lashing out at me to deflect from your utter failure to have any evidence your position is legitimate.
Thank you for demonstrating what "Full of ****" looks like.
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name calling is what you do when you know you are wrong.
 
katzgar said:
name calling is what you do when you know you are wrong.
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You still haven't said anything on this topic.

The exchange is near collapse in Alaska too. We are down to one insurer, and rates went have gone up by over 30% each of the last two years.

ajn678 said:
All that Obamacare really did was give even more control to greedy insurance companies so that they could **** over even more people than they were previously.
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What are you talking about? This isn't remotely true.
 
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