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Are you asserting that if there were no insurance companies and that all medical costs were paid out of pocket that the healthcare industry would be enjoying the same cash flow as they do WITH insurance payments?
No.. how they heck to you get that from my post? If we did without insurance.. most facilities would close and there would be very little in the way of technology and advanced medical care.
We would go back to care in the late 1800's. Except for the rich. Who would fly to other countries that had insurance where they could get care.
I was speaking to your assertion that prices were high because people who have health insurance CHOOSE.. to get expensive surgeries that they could otherwise do without.
(getting that bently). That doesn't really happen.
I also spoke to your assertion about "posting prices".. and having people shop. Shopping by "posted price".. is not very effective since depending on your insurance.. your cost may be lower than the posted price. And my be lower than another facility with a "posted price" that's lower.