Insulted! Insulted I say. LOL!
The problem with that is, yes, I would have preferred to have invested my own money, my own way, rather than have the gubbermint decide for me that I have to invest in SS instead. I have done reasonably well with my own investment decisions. But everyone ain't like me. They have to be mandated the common sense to invest in their retirement via SS as they do not have the foresight to take this action upon themselves. And, when that happens, you and I get stuck with supporting their old ass because we are not a nation that will just sit back and watch stupid people starve to death.
I believe an option to do either/or would have been a better idea but I understand the reasoning behind it. And, for those who choose to not do either, well, I wouldn't lose too much sleep over them sleeping on a cardboard box or eating dog food out of a can. But that's just me.
Ideally, SS would have been a better in it's original form. But once the politicians were allowed to dip in to our investments, coupled with the pay-in/take-out population ratio, this "best laid plan" encountered some bumps in the road that have negatively affected it almost to the point of no return, IMO.
Have a great day and thank you for talking to me.