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jaeger19, we agree currently, many, if not most of non-government medical insurance organization's contract out their collections of revenues and payment disbursement to enterprises specialized to perform those tasks. Those contractors perform much of the same services on behalf of governments' medical insurance organizations.
Yeah no... not really sure what you are talking about here. Insurance companies are not contracting out their collections of revenues and payment disbursements.
Its private insurance companies that DO administer medicare and Medicaid..
Having a single entity would not drastically reduce costs. For one..most billing that is done by hospitals etc.. is done in a standardized system that almost all insurance companies handle. Basically following Medicare process.
That cost is basically the same per number of bills submitted. There really is no difference to the provider.. that cost is basically by volume.
The costs to the provider are the extraneous billing costs that depend on insurance. Things like having to find the right codes for procedures.. submitting pre authorizations etc.
Well.. government insurances.. like Medicaid.. and the VA.. are among the worst for those costs.
Medicare.. falls in the middle somewhere for their hassles.
So. there is no logic in believing that switching to all government single payer.. when its highly probable that single payer will have more hoops to jump through than average.. is going to decrease costs.
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