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Not in Germany. Any procedure the doctor of my choice recommends, I get. Subjecting yourself to being arbitrarily rejected by your health insurer just because you're afraid of a little regulation doesn't make it better.
highly doubt it.
That would mean that there is no regulation of what procedures can be done and would be extremely vulnerable to fraud and abuse.
You simply don't realize that there is regulation of what procedures get paid for and thus your physician likely only recommends those that they know will be allowed and reimbursed..