What I've Been Saying All Along About Health Care

MrWonka · Mar 23, 2018

holbritter said:
Well, the 'stupid' Democrats would not have any of that.

Do you not understand what a subsidy is? The government agrees to pay half of your premium for you if you pay the other half. That is to motivate people who don't think they can afford the full premium to at least pay part.

Moderate Right · Mar 31, 2018

MrWonka said:
Do you not understand what a subsidy is? The government agrees to pay half of your premium for you if you pay the other half. That is to motivate people who don't think they can afford the full premium to at least pay part.

That doesn't do anything to decrease health care costs. It just puts the government on the hook for more dollars in subsides forever and ever. That's what's wrong with Obamacare. It was designed for the government to have exponentially increasing subsidies until the sun or our economy blows up. As far as single payer goes, even the liberal state of California and Bernie's home state of Vermont know that single payer can't be done and yet the liberal left keep clamoring for single payer. That's how stupid they are.

queenmandy85 · Apr 1, 2018

In November, my wife began to lose the use of her legs. Her Doctor referred her to two neurologists, whom she saw on Jan. 2 and Jan. 3rd. She was sent to emergency from the Neurologists office on Wed. night, Jan. 3rd. She had an MRI on Thursday, and had surgery on her spine on Friday, Jan. 12th, after spending eight days in hospital. She had a benign tumour on the inner lining of her spinal cord that was causing increasing paralysis. The surgeons (two Neurological, one orthopaedic, removed the tumour and she began a full recovery. Thirty-five days in hospital including two weeks of rehab and she walked out of hospital.
The point is, in Saskatchewan, we have government health care. We pay no premiums, it all comes out of general revenue. If we lived in the US, we would have been bankrupt before the surgery was over. As it is, the only out of pocket expense was Starbucks coffee. Even the hospital food was good.
The United States Government just allocated $750 billion for Defence. It boggles the mind.

Moderate Right · Apr 1, 2018

queenmandy85 said:
In November, my wife began to lose the use of her legs. Her Doctor referred her to two neurologists, whom she saw on Jan. 2 and Jan. 3rd. She was sent to emergency from the Neurologists office on Wed. night, Jan. 3rd. She had an MRI on Thursday, and had surgery on her spine on Friday, Jan. 12th, after spending eight days in hospital. She had a benign tumour on the inner lining of her spinal cord that was causing increasing paralysis. The surgeons (two Neurological, one orthopaedic, removed the tumour and she began a full recovery. Thirty-five days in hospital including two weeks of rehab and she walked out of hospital.
The point is, in Saskatchewan, we have government health care. We pay no premiums, it all comes out of general revenue. If we lived in the US, we would have been bankrupt before the surgery was over. As it is, the only out of pocket expense was Starbucks coffee. Even the hospital food was good.
The United States Government just allocated $750 billion for Defence. It boggles the mind.

You know nothing of the American health care system. First of all, you do pay premiums and healthcare expenses by paying into the general fund. Second of all, most insured people in the US would not have gone bankrupt if their wife went through what your wife went through. In fact, the poorest people and many uninsured would have paid about the very same as you paid and most others would not have gone bankrupt or anywhere close to it. You believe too much of the liberal propaganda. Sure, in some individualized cases their are horror stories that make the news. The policy that I currently pay through my wife's employer costs only about $2500 per year and our out of pocket costs are capped at $4000 for the family for the year. Those figures aren't that unusual.

queenmandy85 · Apr 1, 2018

I don't know that much about US health insurance. What I do know is I pay about $4000CDN in Federal and Provincial income tax. I pay no health insurance premiums. SaskHealth pays for our health care costs regardless of pre-existing conditions and no cap. If you get sick, the Saskatchewan government pays. My brother lives in BC and he does pay premiums, $28 per month.

jaeger19 · Apr 2, 2018

queenmandy85 said:
I don't know that much about US health insurance. What I do know is I pay about $4000CDN in Federal and Provincial income tax. I pay no health insurance premiums. SaskHealth pays for our health care costs regardless of pre-existing conditions and no cap. If you get sick, the Saskatchewan government pays. My brother lives in BC and he does pay premiums, $28 per month.

Well.. as long as you need something that's done in the hospital. If you need medications on an outpatient basis? good luck because your basic Canadian government insurance doesn;t pay for it.

If you need outpatient physiotherapy? your basic government insurance doesn;t pay for it,

If you need home health,, your basic government doesn;t pay for it.

If you need many medical devices on an outpatient basis.. your basic government insurance doesn't pay for it.

If you have medicare or Medicaid in the US.. our government DOES pay for those services.. while your basic government insurance doesn't.

Oh.. and on bankruptcy? Comparing Canada.. apples to apples when it comes to bankruptcy.. you have the same bankruptcy rate as the us.

Moderate Right · Apr 5, 2018

queenmandy85 said:
I don't know that much about US health insurance. What I do know is I pay about $4000CDN in Federal and Provincial income tax. I pay no health insurance premiums. SaskHealth pays for our health care costs regardless of pre-existing conditions and no cap. If you get sick, the Saskatchewan government pays. My brother lives in BC and he does pay premiums, $28 per month.

That's the thing. You can't compare the two systems when you don't know anything about ours. They both have their good and bad points but it sounds to me like you suck up the liberal propaganda on the US healthcare system.

queenmandy85 · Apr 5, 2018

So you don't have to pay premiums regardless of income? Everyone is covered for pre-existing conditions? You don't have to pay anything? I was unaware your healthcare was covered through your taxes. Thank you for correcting me.

jaeger19 · Apr 9, 2018

queenmandy85 said:
So you don't have to pay premiums regardless of income? Everyone is covered for pre-existing conditions? You don't have to pay anything? I was unaware your healthcare was covered through your taxes. Thank you for correcting me.

Hmmm.. most Canadians have to pay premiums for medical insurance that covers things like outpatient treatments and outpatient medications that are not government by basic Canadian government insurance.

vegas giants · Apr 9, 2018

queenmandy85 said:
In November, my wife began to lose the use of her legs. Her Doctor referred her to two neurologists, whom she saw on Jan. 2 and Jan. 3rd. She was sent to emergency from the Neurologists office on Wed. night, Jan. 3rd. She had an MRI on Thursday, and had surgery on her spine on Friday, Jan. 12th, after spending eight days in hospital. She had a benign tumour on the inner lining of her spinal cord that was causing increasing paralysis. The surgeons (two Neurological, one orthopaedic, removed the tumour and she began a full recovery. Thirty-five days in hospital including two weeks of rehab and she walked out of hospital.
The point is, in Saskatchewan, we have government health care. We pay no premiums, it all comes out of general revenue. If we lived in the US, we would have been bankrupt before the surgery was over. As it is, the only out of pocket expense was Starbucks coffee. Even the hospital food was good.
The United States Government just allocated $750 billion for Defence. It boggles the mind.

It is amazing that people can not see this.

And best wishes to your wife

jaeger19 · Apr 9, 2018

vegas giants said:
It is amazing that people can not see this.

And best wishes to your wife

Yeah.. the problem is that QueenMandy is wrong.. she would not be bankrupt before the surgery was over if it was done in the US. Roughly 88% of American have healthcare insurance.

And by the way.. if you get bankruptcy.. it means that your debts are covered when it comes to medical bills.

She is wrong about American insurance, and medical system and also wrong about medical bankruptcy in the US.

vegas giants · Apr 9, 2018

jaeger19 said:
Yeah.. the problem is that QueenMandy is wrong.. she would not be bankrupt before the surgery was over if it was done in the US. Roughly 88% of American have healthcare insurance.

And by the way.. if you get bankruptcy.. it means that your debts are covered when it comes to medical bills.

She is wrong about American insurance, and medical system and also wrong about medical bankruptcy in the US.

Insurance does not prevent bankruptcy

jaeger19 · Apr 9, 2018

vegas giants said:
Insurance does not prevent bankruptcy

Actually exactly..

The Canadian government provides basic health insurance to its residents.. and yet when bankruptcy rates are compared between the US and Canada when the laws were "apples to apples".. the bankruptcy rates were pretty much equal.. despite Canada having universal health insurance.

Yet the most recent data (2006 and 2007) shows that personal
bankruptcy rates are actually higher in Canada (.30% for both
years) than in the United States (.20% and .27%).
• Research indicates that medical spending was only one of
several contributing factors in 17 percent of US bankruptcies,
and that medical debts accounted for only 12 to 13 percent of
the total debts among American bankruptcy filers who cited
medical debt as one of their reasons for bankruptcy.
• Research also indicates that medical reasons were cited as the
primary cause of bankruptcy by approximately 15 percent of
bankrupt Canadian seniors (55 years of age and older).
• The US-Canada comparative analysis strongly suggests that
bankruptcy statistics do not support arguments for a
government-run health insurance system

https://www.fraserinstitute.org/sites/default/files/HealthInsuranceandBankruptcyRates.pdf