- Joined
- Jun 23, 2009
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I very much appreciate your sharing this ...which compelled me to leave my 1st post here..
Right now we are on a similar income -with a # of children where I would be so pleased if a bill was only $2,000... and very thankful... though my husband is facing a job lay off where RR unemployment is a fraction of what he is currently making... he will go from $60,0000 a year to $360 a week.. with 2 sons in college right now... scrambling to find a full time job with the Medical Benefits - fearing if there is any lapse in coverage and God Forbid, a health crisis...we could loose everything we own..
I am not familiar with "The Marketplace" or deadlines ....I doubt we will quality for Medicaid.. so we are at the mercy of finding something "affordable".. our income will be cut more than $30,000 a year when he is laid off... We live in a high unemployment area, it's very difficult to find "livable wage" jobs, without a degree under your belt and experience...(I never went to college)... My husband is 53.. he's got his age against him...
I've told my family.. if it ever came to such a desperate situation -where they'd take our house & property that we worked our lives for because I came down with cancer & we had no health care... I'd end my life.. it's not worth the aggravation.. what would be lost..I get the feeling by reading many many articles & posts by mostly those on the republican side.. they are OK with people dying -due to being too poor, lazy, stupid... This bothers me and stings a great deal as I do not look upon humanity like this...
In comparison to those poor lazy people who own NEW vehicles & nice toys... our vehicles are very old.. (2) 1997's...and a 2001 CRV- we bought used for our sons to drive to college.. last week the CV joint busted on the way to College... thankfully they weren't going fast..we do not live in luxury or waste our money in any way.. its why we own a home & Property free & clear.... we have a credit rating of 820 and have always lived within our means.. paid all our bills on time.. but what has primarily afforded us this .. is having an affordable health care plan for our family..
I am tremendously worried and stressed if/when he is laid off if we can't find a Job that can carry our family --thankfully we are ALL healthy individuals and rarely use it.. but we know how life is.. that could change in a second...
I personally know people who just can't afford to live -their health coverage is more than they make in a week's income...with deductibles so high they wouldn't even go to the Doctor.. I know a man who I think has skin cancer on his face.. but his deductible is $10,000... he won't go....he probably makes $50,000 a year with 2 kids at home... I fear for people like this...
Hello there. I am very sorry to read about your situation. This particular thread became awfully personal and mean spirited, in my opinion. I prefer to think about what systems work the best for the most people and I believe the U.S. is far inferior to those systems that have developed in other countries. For one thing, our system places a heavy burden on people who happen to lose their job, have jobs w/o benefits or are self-employed. When are people most likely to lose work or be unable to perform their duties? When they are sick or injured! Medicaid traditionally did not come to the rescue until a person had exhausted their savings. I think the A.C.A. changed that in the states that expanded medicaid- I don't know what state you live in...