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Show me where "institutional racism" is viable today.
Ever heard the term "driving while black"? Cops and residents look upon black men driving through a neighborhood, particularly a predominantly white neighborhood, with suspicion, even with fear. Cops will pull over a black driver just because they are black. It happens every hour of every day in America. That is institutional racism.
There are other examples. Like the 2001 study where a resume and job application were sent to thousands of employers who had placed employment ads. The resumes were identical except for the name of the "applicant." Half the applications contained a very black sounding name, (Jamal, Lakisha) while the rest were white sounding names (Emily, Greg). The call back rate to the white sounding names was remarkably higher.
This is institutional racism. Today.