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Health Insurance Coverage Declines

JasperL said:
Right, to hell with the working poor. GET A BETTER JOB LOSER!! That's GOP healthcare in a nutshell, right there.

Can't believe you live in Kentucky and have such contempt for so many of the residents who you have to KNOW work hard and are still poor.
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Kentucky has a lot of people on Medicaid.
 
vegas giants said:
You just admitted they dont. When you lie so boldly you lose all credibility
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I never said such a thing. Why do you have to lie? They go to the emergency room all the time, even with the flu.
 
Moderate Right said:
Kentucky has a lot of people on Medicaid.
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I know that, in part because the state expanded Medicaid. But your position is they shouldn't be on Medicaid, they should just get a better job. Right?

Or was it someone else who said, "They need to get off their duffs and work for a living and quit buying cigarettes, tobacco, lottery tickets, and having pets and children they can't afford."

:confused:
 
Moderate Right said:
I never said such a thing. Why do you have to lie? They go to the emergency room all the time, even with the flu.
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The ED/ER offers emergency care, not healthcare for things like diabetes, heart disease, etc. The ED doesn't offer prenatal care. Doesn't provide for annual physicals and preventive care. All those things those of us with insurance take for granted as core "healthcare" services aren't available to the poor and uninsured.
 
JasperL said:
The ED/ER offers emergency care, not healthcare for things like diabetes, heart disease, etc. The ED doesn't offer prenatal care. Doesn't provide for annual physicals and preventive care. All those things those of us with insurance take for granted as core "healthcare" services aren't available to the poor and uninsured.
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His next reply will be that they need to get a job. Which is concession that they do not get care now
 
JasperL said:
Then fine, write your GOP congressman and tell him to get off his lazy ass and write the bill. They've had a decade almost to come up with this better alternative and nothing. Wonder why that is?

And "most people" are "satisfied with their plans and doctors" today. That's not the issue.
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Then why dis so many bail out as soon as the individual mandate was lifted? If I didn't know you were so fact-adverse I'd dig up the ACA popularity stats that show it barely hits 50% on a good day.
 
Bullseye said:
Then why dis so many bail out as soon as the individual mandate was lifted? If I didn't know you were so fact-adverse I'd dig up the ACA popularity stats that show it barely hits 50% on a good day.
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It's 53-41 FWIW. Page not found | The Henry J. Kaiser Family Foundation

Republicans 16/79
Democrats 84/12
Independents 52/41

But that's not a commentary on whether those on private insurance like their plan. Most do.

My comment addressed another point, basically, which is we could "easily" handle some unknown problems with insurance and healthcare pre-ACA without the ACA. Great. That's easy to say but apparently impossible to do for the GOP who have done NOTHING except try to tear down the ACA. This simpler, better, cheaper, faster, bigger, more effective plan hasn't materialized. If it's easy to do, why not?

I'll let FDR summarize it for me:



"Let me warn you, and let me warn the nation, against the smooth evasion that says 'Of course we believe these things. We believe in social security. We believe in work for the unemployed. We believe in saving homes. Cross our hearts and hope to die.

'We believe in all these things. But we do not like the way that the present administration is doing them. Just turn them over to us. We will do all of them, we will do more of them, we will do them better and, most important of all, the doing of them will not cost anybody anything'"
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Here's what follows that bit, but isn't on the video:

But, my friends, these evaders are banking too heavily on the shortness of our memories. No one will forget that they had their golden opportunity—twelve long years of it.

Remember, too, that the first essential of doing a job well is to want to see the job done. Make no mistake about this: the Republican leadership today is not against the way we have done the job. The Republican leadership is against the job's being done.
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AGENT J said:
another dodge and zero facts that support your claims awesome!

1.) yes thats factually what you presented feelings, if you cant understand that, thats your issue
2.) see you just proved it! you just said your PERSONAL EXPERIENCE which is just YOURS and nothing else. That means it snot a fact to support your claims and its just a feeling.

Should i post my personal experience? it proves your claims are lies so is that then end of it? see how easy that is? My mom kept her doctor, my moms premiums went DOWN, her deductibles went DOWN, her coverage went UP and her insurance was better. IN fact it saved her life and without she would already be dead . . . so what now ? If i used JUST your dishonest and factually wrong logic and feelings your claims just got destroyed

3.) can you quote me saying that? oh wait i never did its just a failed strawman you got caught making up ooooops . . doing that only further exposes your false claims and makes them look more silly
4.) nope its just something you made up that nobody buys
5.) not a liberal or a democrat .. ANOTHER failed starwman
6.) no matter how many times you repeat this lie i never did it but its funny watching the desperation in your posts trying to deflect from the fat you cant support your exposed claim
7.) been on it, i told you how it worked out for my mom. Better everything and it saved her life.
8.) Where did i deny that? oh wait, i didnt just ANOTHER failed lie . . wow that was easy.

Now that im done kicking the owning another one of your posts and exposing its lies ill ask you AGAIN

Since you disagree please let us know when you are ready to back up the claim YOU made in post #90 with FACTS that prove it true, thanks, we'll be waiting!
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So, which plan did she have? Gold, Silver or Bronze? Most middle class ended up with the bronze and their premiums were paid for by the Federal Government. But, the deductibles started at $6,000 and now are up to about $8,000 individually. The Silver Plans and Gold Plans were very expensive and much more than former private insurance because that is what we had. We were paying about $350/mo and the Silver is over $1,200/mo. So, which plan did she have? I doubt you know and what her actual costs and deductibles were. It's now proven that 99% of the people's plans were at a higher cost. Bronze plans were subsidized by the Government.
 
Bullseye said:
Then why dis so many bail out as soon as the individual mandate was lifted? If I didn't know you were so fact-adverse I'd dig up the ACA popularity stats that show it barely hits 50% on a good day.
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And, that 50% is from those who don't probably have to use it either. They are the healthy ones on the cheap subsidized bronze plan. Because they haven't had to use the insurance, they don't have to worry about the high deductibles either.
 
AlbqOwl said:
I suppose you think that is a rebuttal. But it isn't.
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It is a rebuttal, but he could have saved time by pointing out that the subject was health care/insurance, not the fact that Trump inherited a great economy. But I suppose there's nothing wrong with a little icing now and then.

Guess what the icing was.

Can you?

Ok, you can't. The icing was that your own graph showed how idiotic your dishonest attempt to give Trump credit for an economy he inherited was. But hey, when have you done anything but gotten on your knees before Trump?









Slurp slurp slurp.
 
Cougarbear said:
So, which plan did she have? Gold, Silver or Bronze? Most middle class ended up with the bronze and their premiums were paid for by the Federal Government. But, the deductibles started at $6,000 and now are up to about $8,000 individually. The Silver Plans and Gold Plans were very expensive and much more than former private insurance because that is what we had. We were paying about $350/mo and the Silver is over $1,200/mo. So, which plan did she have? I doubt you know and what her actual costs and deductibles were. It's now proven that 99% of the people's plans were at a higher cost. Bronze plans were subsidized by the Government.
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since im her caregiver and shes been bedridden your doubts are just as stupid, failed, factually wrong and hilariously entertaining as your other false claims
i notice you totally dodged my questions and just keep deflecting, VERY TELLING. Keep trying and failing though i love it!

still waiting for you to back up your claims with facts that make it true .. we are waiting
 
AGENT J said:
since im her caregiver and shes been bedridden your doubts are just as stupid, failed, factually wrong and hilariously entertaining as your other false claims
i notice you totally dodged my questions and just keep deflecting, VERY TELLING. Keep trying and failing though i love it!

still waiting for you to back up your claims with facts that make it true .. we are waiting
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And, you can't even name the plan she's on. Tells us a lot.
 
Cougarbear said:
And, you can't even name the plan she's on. Tells us a lot.
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so let me get this straight, you get busted posting lies, endless strawmen and dodge like what 10 of my questions and NOW because i dident answer your meaningless one its one me? Did you really think that dodge and deflection would work?
riiiiiiiiiiight
epF91Ks.gif


once again here we are in the same spot, we are still waiting for you to support your failed claims with facts that make them true . . .let u know when you can, thanks!
 
AGENT J said:
so let me get this straight, you get busted posting lies, endless strawmen and dodge like what 10 of my questions and NOW because i dident answer your meaningless one its one me? Did you really think that dodge and deflection would work?
riiiiiiiiiiight
epF91Ks.gif


once again here we are in the same spot, we are still waiting for you to support your failed claims with facts that make them true . . .let u know when you can, thanks!
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Nice try. So, what plan does your mom have, if she's really on the ACA. I doubt that at this point. You should be able to tell us at least that. But, you can't because you don't want to expose your real plans.
 
Cougarbear said:
Nice try. So, what plan does your mom have, if she's really on the ACA. I doubt that at this point. You should be able to tell us at least that. But, you can't because you don't want to expose your real plans.
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AAAAND another dodge, this is awesome
once again here we are in the same spot, we are still waiting for you to support your failed claims with facts that make them true . . .let u know when you can, thanks!
 
Cougarbear said:
So, which plan did she have? Gold, Silver or Bronze? Most middle class ended up with the bronze and their premiums were paid for by the Federal Government. But, the deductibles started at $6,000 and now are up to about $8,000 individually. The Silver Plans and Gold Plans were very expensive and much more than former private insurance because that is what we had. We were paying about $350/mo and the Silver is over $1,200/mo. So, which plan did she have? I doubt you know and what her actual costs and deductibles were. It's now proven that 99% of the people's plans were at a higher cost. Bronze plans were subsidized by the Government.
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First of all, the subsidies aren't tied to plans, so if someone qualifies for premium credits, they can apply them to a bronze, silver or gold plan. And those who get OOP subsidies (<250 FPL) are on silver plans.

The hard thing is evaluating this stuff online. If you were paying $350/month for family coverage, something kept those premiums low, like high deductibles or a bunch of stuff not covered, or fairly low annual or lifetime limits. I work with a lot of clients and good insurance for a family just wasn't available that I saw for $4,200/year.

And the ACA is private insurance. What did raise costs for some people is the minimum coverage requirements and the elimination of annual or lifetime caps, but that lowers the insurers' exposure and so they can charge less for it. Point is the ACA didn't impact costs, just what is covered by insurance. So if your plan didn't cover hospitalization, or cancer, etc. that explains it but that's a pretty big reason to get insurance - those big costs like an accident or serious illness that puts someone in the hospital.

51130-home-healthinsurance.png

Source: Private Health Insurance Premiums and Federal Policy | Congressional Budget Office
 
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JasperL said:
First of all, the subsidies aren't tied to plans, so if someone qualifies for premium credits, they can apply them to a bronze, silver or gold plan. And those who get OOP subsidies (<250 FPL) are on silver plans.

The hard thing is evaluating this stuff online. If you were paying $350/month for family coverage, something kept those premiums low, like high deductibles or a bunch of stuff not covered, or fairly low annual or lifetime limits. I work with a lot of clients and good insurance for a family just wasn't available that I saw for $4,200/year.

And the ACA is private insurance. What did raise costs for some people is the minimum coverage requirements and the elimination of annual or lifetime caps, but that lowers the insurers' exposure and so they can charge less for it. Point is the ACA didn't impact costs, just what is covered by insurance. So if your plan didn't cover hospitalization, or cancer, etc. that explains it but that's a pretty big reason to get insurance - those big costs like an accident or serious illness that puts someone in the hospital.

View attachment 67263928

Source: Private Health Insurance Premiums and Federal Policy | Congressional Budget Office
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The problem is many young people didn't want insurance. Then, you have men paying for papsmears and women paying for prostate exams. Then, you have the deductible issue which made insurance for hospitals and cancers unaffordable. People put off seeing doctors because of deductibles being so high with the ACA. What good is insurance if you can't afford to use it? The costs were so high that most people opted for the bronze plan. Those who got the silver and gold found it impossible to pay for as the years marched on. The practicality of it just wasn't working and that was the plan of the Democrat all along because their ultimate goal is single payer and eliminate Medicare.
 
Cougarbear said:
The problem is many young people didn't want insurance. Then, you have men paying for papsmears and women paying for prostate exams. Then, you have the deductible issue which made insurance for hospitals and cancers unaffordable. People put off seeing doctors because of deductibles being so high with the ACA. What good is insurance if you can't afford to use it? The costs were so high that most people opted for the bronze plan. Those who got the silver and gold found it impossible to pay for as the years marched on. The practicality of it just wasn't working and that was the plan of the Democrat all along because their ultimate goal is single payer and eliminate Medicare.
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The percentage of Americans who fail to obtain care due to cost has fallen under the ACA.

Bronze plans have never been the most popular plan in the exchanges, silver plans have always been the biggest sellers. Bronze plans have only become more popular in 2018-19 (rising from ~20% of plan selections before then to ~30% today) because in his attempts to break the marketplace Trump inadvertently created tons of zero premium bronze plans.
 
JasperL said:
I know that, in part because the state expanded Medicaid. But your position is they shouldn't be on Medicaid, they should just get a better job. Right?

Or was it someone else who said, "They need to get off their duffs and work for a living and quit buying cigarettes, tobacco, lottery tickets, and having pets and children they can't afford."

:confused:
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That wasn't my position at all. You guys just read what you want to read. I have consistently said that the poor already get basically free healthcare. I never said we should stop it. Not even once.
 
JasperL said:
The ED/ER offers emergency care, not healthcare for things like diabetes, heart disease, etc. The ED doesn't offer prenatal care. Doesn't provide for annual physicals and preventive care. All those things those of us with insurance take for granted as core "healthcare" services aren't available to the poor and uninsured.
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The poor go to the ER all the time, even for minor things. To deny that is just plain silly.
 
Moderate Right said:
So you're saying that I am lying that the poor go to the emergency room all the time, even for minor things?
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If they go to the er for high cholesterol they are sent home with nothing.


No treatment.


That is a fact
 
vegas giants said:
If they go to the er for high cholesterol they are sent home with nothing.


No treatment.


That is a fact
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Um, HC is not an 'Emergency'

Indeed. And if one can't afford the medicine to offset their poor diet, then looks like they need to change their eating habits

-VySky
 
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