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Thread: Is covering preexisting conditions enough?

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    Is covering preexisting conditions enough?

    Trump says that he will get the GOP to pass a bill which will insure the coverage of preexisting conditions once the GOP controlled courts have killed the ACA. Is that enough? the end of the ACA will bring with it also the end of expanded Medicaid. With the death of those programs we could have over 70 million Americans with no insurance coverage. That includes the present 20 million that have no insurance, the 30 million who will lose their insurance with the end of the ACA and finally another 20 million who gained insurance through expanded Medicaid. That will mean that one in five Americans will be without health insurance. So is just covering preexisting enough?

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    Re: Is covering preexisting conditions enough?

    First define pre-existing condition. It used to mean things like smoking and diabetes. Lately it means 4th stage cancer.

    What exactly are we talking about?

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    Re: Is covering preexisting conditions enough?

    Quote Originally Posted by independentusa View Post
    Trump says that he will get the GOP to pass a bill which will insure the coverage of preexisting conditions once the GOP controlled courts have killed the ACA. Is that enough? the end of the ACA will bring with it also the end of expanded Medicaid. With the death of those programs we could have over 70 million Americans with no insurance coverage. That includes the present 20 million that have no insurance, the 30 million who will lose their insurance with the end of the ACA and finally another 20 million who gained insurance through expanded Medicaid. That will mean that one in five Americans will be without health insurance. So is just covering preexisting enough?
    Wasn't expanded Medicaid shifting more towards states handling the load. Even before O-care Medicaid was poorly subscribed - only around 60% of those entitled actually enrolled. Second point is that how many people ONLY buy insurance to avoid the penalty. Your numbers on how many will "lose" their insurance is specious - insurance companies will still be there accepting applications - of course those of us about ACA guideline will no longer be subsidizing them AND paying inflated premiums, deductibles and co-pays.

    IMHO, finding a fair way to cover pre-existing conditions is important. I've seen several proposals that will do that. Emphasis, of course, on FAIR. Someone enrolling with a life-long malady that demands thousands of dollars a month shouldn't expect to pay same premium as a young, healthy stud.
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    Re: Is covering preexisting conditions enough?

    Quote Originally Posted by Jay59 View Post
    First define pre-existing condition. It used to mean things like smoking and diabetes. Lately it means 4th stage cancer.

    What exactly are we talking about?
    It means whatever the insurance company says it means.
    My sister had a trip to Hawaii booked and bought cancelation insurance. Our mother was diagnosed with advanced cancer and she had to cancel her travel plans and was told that her insurance was invalid because the cancer pre-existed the begining of the policy.
    Insurance is the biggest, most lucrative scam since the turn of the last century and the companies are long overdue for being regulated up the ying-yang. Buncha predatory bastards.
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    Re: Is covering preexisting conditions enough?

    Quote Originally Posted by independentusa View Post
    Trump says that he will get the GOP to pass a bill which will insure the coverage of preexisting conditions once the GOP controlled courts have killed the ACA. Is that enough? the end of the ACA will bring with it also the end of expanded Medicaid. With the death of those programs we could have over 70 million Americans with no insurance coverage. That includes the present 20 million that have no insurance, the 30 million who will lose their insurance with the end of the ACA and finally another 20 million who gained insurance through expanded Medicaid. That will mean that one in five Americans will be without health insurance. So is just covering preexisting enough?
    It makes no difference whether democrats or republicans support universal government healthcare. Such universal coverage will either bankrupt our nation or our families, pure and simple.

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    Re: Is covering preexisting conditions enough?

    It sounds so easy, it is not. Sure, the GOP says they will protect people with pre-existing conditions and that sounds great. But look deeper into how they're going to manage to do that and still make health care affordable. They will likely do something that technically preserves it, but practically destroys it.

    The Republicans will protect pre-existing conditions in that insurance companies will have to offer insurance to everyone. The insurance companies may, however, charge more for it, with life time limits, and a lot of deductibles. In such a scenario, no one would be denied health insurance even with a pre-existing condition but allows the insurance company the ability to price it so high that very few other than the financially well-to-do upper middle class will be able to afford it. This way, they can tell the inattentive public they kept their promise, while serving the insurance industry in lining their wallets. It’s a win win! (and lose, for those who are ill).

    One republican plan is to keep raising the cost of medicare (plan B), according to milestones of age, so that by the time a person reaches 80 years old, plan B (taken out of the social security benefit). will cost more than the “entitlement” being received. That will force people who can’t afford it any more, to have everything they own confiscated to cover their insurance, and tax debts. Then they will become “wards of the state,” not the federal government.

    As I've said, it's simplifying a deeply complex problem on how to provide health care for everyone, and not exclude people with long term illness or pre-existing conditions. Whenever government 'gives' something, there's something else that gets taken away.


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    Re: Is covering preexisting conditions enough?

    Quote Originally Posted by independentusa View Post
    Trump says that he will get the GOP to pass a bill which will insure the coverage of preexisting conditions once the GOP controlled courts have killed the ACA. Is that enough? the end of the ACA will bring with it also the end of expanded Medicaid. With the death of those programs we could have over 70 million Americans with no insurance coverage. That includes the present 20 million that have no insurance, the 30 million who will lose their insurance with the end of the ACA and finally another 20 million who gained insurance through expanded Medicaid. That will mean that one in five Americans will be without health insurance. So is just covering preexisting enough?
    No, Not at all. You have to get rid of the high deductibles, and the price of medicines has to be regulated.
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    Re: Is covering preexisting conditions enough?

    Is covering preexisting conditions enough?
    no. .....

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    Re: Is covering preexisting conditions enough?

    We're all born with a pre-existing condition, death. Accept it as a scientific proven fact, and do what you can to avoid it while you can.

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    Re: Is covering preexisting conditions enough?

    Short answer? No.

    Long answer? Ahaha, **** no.
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