Instead, you seem to be focused on a young, healthy person's ability to pay only for himself, and never anyone else. Our young strapping lad, won't understand my conversation, until the day destiny comes knocking at his door. What would you say, if he was compelled by U.S. law, to pay into coverage for cancer, so, that his neighbor could afford the premiums of a plan that includes cancer treatment? Choosing to compel people to buy plans that they have a probability of one day using is a prudent thing to do; with the tacit admission that one day in the not-so-distant future, it is probable that he may get a colonoscopy revealing some bad news. By this time he will have traded his youth and health in, for age and sickness. And there will be a new round of young people, either compelled by American healthcare standards to guarantee everyone can afford healthcare, or, we can base our healthcare standards around a worldview summed up by the phrase, "me first and the gimme-gimme's".