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Do politico's know the difference between health ccare costs and insurance costs?

I

independentusa

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I keep hearing politico's on both sides of the political spectrum saying that changing health insurance will bring down the health care costs. My question is do you believe. Most insurance is based on expected costs and usage. Although what insurance will pay for procedures may limit somewhat the cost of health care, in the end health care costs will continue to increase due to market forces that are not effected by competition. There is no real competition in health care. If you can afford health insurance you are not going to be going out looking for the lowest cost for the care you need. Just never happens. Competition in health care is based on who can provide the lastest and best health care. The cost is constantly going up as new equipment is being purchased even before old is paid for so that you can keep up with the competition. So health care costs aren't going to be held much in check by what kind of health insuracne comes out of Washington.
 
independentusa said:
I keep hearing politico's on both sides of the political spectrum saying that changing health insurance will bring down the health care costs. My question is do you believe. Most insurance is based on expected costs and usage. Although what insurance will pay for procedures may limit somewhat the cost of health care, in the end health care costs will continue to increase due to market forces that are not effected by competition. There is no real competition in health care. If you can afford health insurance you are not going to be going out looking for the lowest cost for the care you need. Just never happens. Competition in health care is based on who can provide the lastest and best health care. The cost is constantly going up as new equipment is being purchased even before old is paid for so that you can keep up with the competition. So health care costs aren't going to be held much in check by what kind of health insuracne comes out of Washington.
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Though, that is generally true, fewtures can be built into policies that reduce expected costs. This is not well researched but certainly a quedtio for roperty rights and contract structureing.
 
Actually, I was involved in health care for over 40 years. Yes you can structure contracts with providers that will hold down health care costs somewhat, as I mentiioned in my first post, but providers can't provide service below costs. As ever newer and more costly equipment is purchased to stay up with the competition, over all costs will go up. We had a system to control these kind of costs, but Reagan ended it telling providers that competition would hold down health care costs. Guess that didn't work out.
 
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