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- Jun 23, 2009
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Yes your right i believe natural market prices would drive prices down from their overinflated costs.
The rub to that id exactly what you stated. Preventative healthcare would decline and so would the pace of medical developments. Those are some costs that come with cheaper healthcare. Medicine prices and services would decrease and costs would decrease with it to try entice customers to use their products. Its not a perfect solution but i feel like its the better solution to what we currently have.
3rd party payers are causing people to abuse the system. People are being excessive and extrazagant in their demands and its driving prices and profits up.
We need to find a sustem that delivers adequate healthcare for reasonable prices. Imo there is a common ground that can ne found to deliver this.
1. Treat healthcare industry the same as we treat mo opolies and utility companies. Make them justify their costs to the gov (total contradiction for me but necesarry evil here).
2. Open up pharmacists to allow them to write scripts for people on certain drugs. If i have a cold, instead of clogging up a doctors office let me go to the pharmcy and pick up some antibiotics and cough syrup.
3. Invest tax money in training doctors in exchange for keeping their school costs down they agree to volunteer their time in state run clinics that operate at a nonprofit level to help the poor.
I think there are ways to get away from the traditional i.surance based model. Also something yo consider is the money the employers and employees pay to these companies can be freed up to go to the employees so they have more money to afford medical costs. It does however involve a certain amount of personal discipline to keeping that money available for when its needed.
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No. 2 is an idea that has been raised a few times. It might be a good idea but it would save only a tiny fraction of health care spending. No. 3 is being implemented in some rural states. As I recll the state provides some training. The Doc must work in the state for a given no. of years.
Most of health care spending is consumed by the elderly so if you want to do anything dramatic about health care spending, you might urge the fed. gov't to send everyone over 65 to Mexico for old age/end of life care. In exchange we could keep some of their young families- a trade for our overly expensive elderly. Um is there an emoticon that says 'black humor"?
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Really, though. The "personal responsibility" thing that is endlessly tossed around among conservatives makes me irritated. It is paired with " ..and I don't want the gov't deciding which drugs I can have or whether I can have a heart replacement when I am 80. The gov't better not tax junk food ..". In other words, they want everything the health care system has to offer, right to the bitter end. And that kind of care costs a whole lot of money. You may pay more than you wish but you have a shot at a long life with excellent old age care.