- Joined
- Dec 13, 2015
- Messages
- 9,594
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- Location
- France
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- Political Leaning
- Centrist
For Yanks only.
If you are an American arriving in France, and even one already living here, you know what a pain in the derriere it is to open a Bank Account in France.
I have two accounts, since time immemorial, and both Banks treat me badly. One will not provide any help whatsoever as regards investing - so my money just lies there at the minimum rate in a checking account.
So, when I came across this piece over the Internet, about French law in the matter, I decided to share it here. In a word, once you have been refused opening an account, this is what you do (from here):
What is proof of residence? An electricity bill, a property rental contract, or purchase of a house, or the contract you and your employer signed.
We Yanks are not out of the crapola yet given that the US maintains that - for incomes above $100K a year - dual taxation is a reality.
Write to your state representatives in Congress! Who wont give a damn ...
If you are an American arriving in France, and even one already living here, you know what a pain in the derriere it is to open a Bank Account in France.
I have two accounts, since time immemorial, and both Banks treat me badly. One will not provide any help whatsoever as regards investing - so my money just lies there at the minimum rate in a checking account.
So, when I came across this piece over the Internet, about French law in the matter, I decided to share it here. In a word, once you have been refused opening an account, this is what you do (from here):
If denied an account, ask for a 'lettre de refus', stating that the bank in question has declined to open an account for you. The bank is required by law to provide this letter 'without delay,' but they don't have to provide a reason for not opening the account.
Then, you can take the refusal letter, along with a copy of your ID and proof of residence, to the local Banque de France office, and fill out a simple form requesting an account under the 'droit au compte'. Within a few days, the Banque de France will provide you with a letter designating a bank that is required by law to open an account for you, and you take that letter and your accompanying documents there to open your account.
What is proof of residence? An electricity bill, a property rental contract, or purchase of a house, or the contract you and your employer signed.
We Yanks are not out of the crapola yet given that the US maintains that - for incomes above $100K a year - dual taxation is a reality.
Write to your state representatives in Congress! Who wont give a damn ...