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Not really. If anything, wealth gathered over generations, now.
Lets assume all rich/upper middle class people are only there because of accumulated wealth. They have money by the sole virtue of the fact that their parents had money. What exactly is immoral with this? It takes some level (quite a bit, actually) of intelligence to maintain wealth and distribute it properly to grow it.
Assuming you have an explanation on as to how this is immoral, what is your moral solution?