MaggieD
DP Veteran
- Joined
- Jul 9, 2010
- Messages
- 43,244
- Reaction score
- 44,664
- Location
- Chicago Area
- Gender
- Female
- Political Leaning
- Moderate
That is a lousy reason but not without some merit. The reason that my girlfriend and I are not married is that her ex is 9 years older than I am and if he were to die then my girlfriend would get about a $1K/month bump in her social security (which would then about equal mine) from the survivor benefit.
We love each other and have been living together for over 12 years, run a business together and are considered married by all that matter including her kids so the legal status change is of no benefit or consequence to either of us. My will leaves her everything (the little that I own, mostly tools) and her 3 daughters are next in line (should she die first or with me) since I have no children.
I don't blame you for not getting married, believe me. I get it. My live-in "husband" just left after seventeen years. I simply changed the locks, and he was gone. Very simple. We didn't mix our assets. We didn't get married because of the disparity in our incomes, the fact that my SS benefits would decrease and he had two children. Had we married, my SS benefits would have gone down and he couldn't have disinherited me even if he wanted to. Nor could I. Unless we had a prenup. And even then, they aren't bulletproof.
What we should all remember is that, when we split? We never split with the same person who loved us. That person is gone. And if they have mixed their assets and aren't married? The first one to the bank wins.