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well disability is also about if the *person* can work again. And if you have some highschool dropout who can't perform manual labor or even stand for long periods, it's unlikely you're going to find that person an office job (assuming an available one even existed)
So it's a bit more complicated than many people want to admit
It is, and the standard varies from place to place and doctor to doctor and patient to patient. I have a lot of empathy for a 50 or 60 year old who can't perform a lifelong vocation anymore, qualifies for other jobs, but can't locate any at all. That person is truly stuck and is probably clinically depressed, as well.