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Insurers predict 100% to 400% Obamacare rate explosion

cpwill

cpwill

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Choo-Choo!


Internal cost estimates from 17 of the nation's largest insurance companies indicate that health insurance premiums will grow an average of 100 percent under Obamacare, and that some will soar more than 400 percent, crushing the administration's goal of affordability... The 17 companies include Aetna, Blue Cross Blue Shield and Kaiser Foundation.

The report found that individuals will face "premium increases of nearly 100 percent on average, with potential highs eclipsing 400 percent. Meanwhile, small businesses can expect average premium increases in the small group market of up to 50 percent, with potential highs over 100 percent."...
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Train Wreck's a-coming. Hold on to your hats.
 
Well, if Obamacare sets a floor, obviously they would raise the premiums because the market forces aspect of pricing become distorted.
 
On what timeframe?
 
We neeed to have UHC. We already have the most expensive healthcare in the world. The system we have now is proven not to work. 17 of the nations largest insurance companies should have worried about this long ago.
 
mak2 said:
We neeed to have UHC.
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Why? Where is the "Right to Healthcare" laid out, mak? It's a Privilege, not a right. Never has been and never should be.
 
mak2 said:
We neeed to have UHC. We already have the most expensive healthcare in the world. The system we have now is proven not to work. 17 of the nations largest insurance companies should have worried about this long ago.
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The only reason what we have is too expensive is government. Insurance companies are so regulated they can't provide basic coverage. They "have" to cover crap like sex change operations, and the med profession runs so scared of being sued they waste enormous resources on tests. But then that is your plan right? Ruin it with govt to force people to pay for more govt!
 
Tigger said:
Why? Where is the "Right to Healthcare" laid out, mak? It's a Privilege, not a right. Never has been and never should be.
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A well working society can't have 20% of its population unable to afford healthcare anymore than it can have 15% of its population unemployed.
 
There is no "right" to healthcare. We dont provide healthcare to eachother because it is a right, we do it because we are civilized and refuse to allow someone to die without healthcare when it could be provided. The problem now is we provide that care, but in the least efficent means possible. I have never argued healthcare was a right, it isnt.
Tigger said:
Why? Where is the "Right to Healthcare" laid out, mak? It's a Privilege, not a right. Never has been and never should be.
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This is not true. So not true I am not sure I want to go thru it. As I explained on another thread recently legal concerns are less than 1% (way less) and I dont think there are enough sex change operations to cause us to have the most expenseive healthcare in the world.
CalGun said:
The only reason what we have is too expensive is government. Insurance companies are so regulated they can't provide basic coverage. They "have" to cover crap like sex change operations, and the med profession runs so scared of being sued they waste enormous resources on tests. But then that is your plan right? Ruin it with govt to force people to pay for more govt!
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Hatuey said:
A well working society can't have 20% of its population unable to afford healthcare anymore than it can have 15% of its population unemployed.
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A well working society can't have 47% of it's population shielded from federal income taxes either, but that doesn't seem to bother many people.
 
cpwill said:
Choo-Choo!




Train Wreck's a-coming. Hold on to your hats.[/FONT][/COLOR]
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The insurance companies were just guaranteed near 100% consumerism through law with no oversight or public option. You best bet your bottom dollar that they're going to jack rates. This sort of price fixing is common in closed economic systems.
 
ocean515 said:
A well working society can't have 47% of it's population shielded from federal income taxes either, but that doesn't seem to bother many people.
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Why not? There's always payroll taxes, sales taxes, gas taxes, vehicle registration taxes....
 
Hatuey said:
A well working society can't have 20% of its population unable to afford healthcare anymore than it can have 15% of its population unemployed.
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Please show me a well-working society and then we can start to discuss this. Unfortunately, I can't find one anywhere on this planet, so I get the feeling this will be a short conversation.

mak2 said:
There is no "right" to healthcare. We dont provide healthcare to eachother because it is a right, we do it because we are civilized and refuse to allow someone to die without healthcare when it could be provided. The problem now is we provide that care, but in the least efficent means possible. I have never argued healthcare was a right, it isnt.
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Okay. That's fine. At least we have that as a starting point for a conversation.... Since it isn't a right, then it is not the duty or responsibility of the Government to provide it or protect access to it. Therefore, and with the understanding that there is nothing in the US Constitution prescribing any power of the Federal Government in relation to medicine, medical services, or healthcare I'm not sure what leg this new law has to stand on.
 
Tigger said:
Please show me a well-working society and then we can start to discuss this. Unfortunately, I can't find one anywhere on this planet, so I get the feeling this will be a short conversation.



Okay. That's fine. At least we have that as a starting point for a conversation.... Since it isn't a right, then it is not the duty or responsibility of the Government to provide it or protect access to it. Therefore, and with the understanding that there is nothing in the US Constitution prescribing any power of the Federal Government in relation to medicine, medical services, or healthcare I'm not sure what leg this new law has to stand on.
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Under our current system our healthcare is the most expensive in the world. it is set up to make a profit, at all levels. As a society we will not allow ourselves to beleive we are not willing to provide medical care for poor people, few of us would be able to live with that. Unless we are willing to literally let people die without medical care (a pure pay for service) we have to have UHC. Our current system has proven not to work and we have poured money in it since the 1940's. I am not aware of any other options.
 
mak2 said:
This is not true. So not true I am not sure I want to go thru it. As I explained on another thread recently legal concerns are less than 1% (way less) and I dont think there are enough sex change operations to cause us to have the most expenseive healthcare in the world.
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Nobody cares what healthcare costs because so few people pay for it directly. Most employer-provided policies have a fairly low deductible...employees don't even know what it costs because they don't have to pay income tax on the premiums their employers pay on their behalf and employers don't tell them.

Hospitals and doctors rarely publish their rates so consumers can't comparison shop. And when they do?? Those aren't hard and fast as charged to insurance companies. They're much higher than what insurance companies pay.

Normal market forces aren't in play with healthcare. Healthcare will continue to rise exponentially until either the government steps in to control it or deductibles are higher. As long as Medicaid and Medicare patients continue to use emergency rooms for sore throats? Our healthcare costs are going to rise and our quality of service is going to fall. That's just a fact of life.
 
mak2 said:
Under our current system our healthcare is the most expensive in the world. it is set up to make a profit, at all levels. As a society we will not allow ourselves to beleive we are not willing to provide medical care for poor people, few of us would be able to live with that. Unless we are willing to literally let people die without medical care (a pure pay for service) we have to have UHC. Our current system has proven not to work and we have poured money in it since the 1940's. I am not aware of any other options.
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I didn't say this system worked. I am one of those few who says "if you can't pay for it, and/or you can't find help privately, and/or you don't have insurance through your employer..... TOO BAD, SO SAD, SO SORRY. BYE BYE."

To that end, after age 65, I will not likely have any healthcare services. Once I retire, I'll likely be dead in 2-3 years because of it.
 
Deuce said:
Why not? There's always payroll taxes, sales taxes, gas taxes, vehicle registration taxes....
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Of course, pat answers don't excuse shielding almost half the working population from federal income taxes.

The problem becomes the staggering hypocricy of damning the rich, while demanding they stay rich, and get richer.

Not a good philosophy for the soul.
 
Tigger said:
Please show me a well-working society and then we can start to discuss this. Unfortunately, I can't find one anywhere on this planet, so I get the feeling this will be a short conversation.
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That's kind of the point, we won't become a well working society until everyone has access to affordable healthcare. Then again, well working is subjective. I find Canada, Japan and Iceland are pretty good examples of a well working societies. Little crime, few morality issues getting in the way, live and let live etc. But as I said, a well working society can't have 20% of its members being unable to afford healthcare or too scared to go to a doctor because they'll end up with thousands in medical bills.
 
Hatuey said:
That's kind of the point, we won't become a well working society until everyone has access to affordable healthcare.
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Thankfully, that will never happen in this country.
 
ocean515 said:
A well working society can't have 47% of it's population shielded from federal income taxes either, but that doesn't seem to bother many people.
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This would be agreeable if there weren't a myriad of other taxes 47% of the population pays. Even a family living on $15K a year isn't immune to taxation.
 
When you become unconscience maybe someone will give you a shot or somthing (or of something). I have long said I appreciate your honesty.
Tigger said:
I didn't say this system worked. I am one of those few who says "if you can't pay for it, and/or you can't find help privately, and/or you don't have insurance through your employer..... TOO BAD, SO SAD, SO SORRY. BYE BYE."

To that end, after age 65, I will not likely have any healthcare services. Once I retire, I'll likely be dead in 2-3 years because of it.
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Hatuey said:
A well working society can't have 20% of its population unable to afford healthcare
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Therefore, legislation that increases health premiums 100%... is a good thing?
 
Hatuey said:
Well, aren't you a grumpy guy today.
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24 hours a day, 7 days a week, 365 days a year.

mak2 said:
When you become unconscience maybe someone will give you a shot or somthing (or of something). I have long said I appreciate your honesty.
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That's why I keep my Living Will and DNR as up-to-date as possible and provide them to as many of the local hospitals and medical facilities as possible.... So that sort of thing doesn't happen.
 
Hatuey said:
This would be agreeable if there weren't a myriad of other taxes 47% of the population pays. Even a family living on $15K a year isn't immune to taxation.
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Well, as best as I can tell, the 53% of the working public who are paying federal income taxes are also paying those myriads of other taxes.

Not really sure where you're finding the equivalence.
 
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