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Re: Obamacare Unconstitutional
See, I don't think that's the case. If a person or household is employed - they do have the freedom to move from one private health care provider to another if they so chose. That is not typical because many employers offer better rates due to a large pool of insured members which can negotiate better premiums through that employer. However, there is nothing preventing people from moving from one provider to another within their state. The inter-state purchase is another topic.Except this romanticized view of the private sector doesn't actually exist in health care spending. Typically you do NOT have the freedom to move from one private health care provider to another.
There you go, it's not the cost necessarily, it's the "hassle" meaning people are too lazy to do it on their own?If you get insurance through your employer, you take whatever policy your employer tells you to take. Sure, you could switch employers, but that's enough of a hassle that it highly discourages mobility.
What do you mean by "many"? The scenario I think of is the typical Starbucks employee who's working there only for the benifits - is that what you mean?Furthermore, many people will not switch jobs - even if they're stuck at a job they hate or suck at - because they don't want to be without health insurance for even a day.
The pre-existing condition clause in the Obamacare bill is a good one and something like it should be included in whatever takes the place of that bill. However, don't mistake a healthcare provider that now cannot deny you coverage for a preexisting condition means they cannot charge you 2 arms a leg and an eye for coverage. I don't know that 2,000 page monstrosity that well, but I don't think there was a ceiling on premium costs for those with preexisting conditions.But maybe you have more mobility if you don't get insurance through your employer, and just buy an individual plan, right? Wrong. Better hope you don't get sick, or you'll be wedded to that policy for the rest of your life. Any other individual plan will tell you to take a hike due to your preexisting condition, or just charge you so much that it's essentially a roundabout way of telling you to take a hike.
I don't think market competition is a myth at all. I think you just want it to be a myth as it applies to this law for political reasons.This "freedom to move within the private sector" is a myth. Unless you're 25 and healthy, you have at most a few options when it comes to buying health insurance.