I just looked up some health insurance quotes for a family of four. The highest monthly rate was approximately $400; that's $4,800 a year. [1] The household median income of 2007 was $50,233. [2] So, in order to insure their family most Americans need to spend around ten percent of their income per year, and that's assuming they purchase the premium coverage plans.
If you cannot afford to dispense with ten percent of your yearly income in order to ensure your family's health is protected then you need to do some budgeting, plain and simple. No more fast-food, no more brand-name clothing, no more entertainment systems, etc.
The only problem America has in regards to health insurance is our collective inability to manage money with frugality. A massive over-reliance on credit and worthless material possessions is the only reason so many people find themselves uninsured. It's not THAT expensive, especially when one considers the importance of health care. Personal responsibility, self-reliance, less government, these things will trend the cost of health insurance and health care downward, but that would be difficult or hard so, obviously, that’s not an option…
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