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Health exchange rates in Wash. jump more than 36 percent

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Hawkeye10

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Washington state's insurance commissioner says that 10 percent of the average premium increase that customers of the state's individual health insurance market will see is due to President Donald Trump's decision to stop paying federal subsidies to insurers.

Insurance Commissioner Mike Kreidler said Thursday that in total, the average premium increase this year will jump more than 36 percent.
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Health exchange rates in Wash. jump more than 36 percent | KING5.com

So it would have been 26% even if there had been no Trump screwing around......that's substantial.

Sounds like something was super wrong with this program before Trump.

I am betting that this destiny was known a long long time ago.

Hillary was supposed to make it all better.

OBAMA: Build now, fix it later.

But see, she ran into Trump.
 
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How much do you want to bet that the Fantasy Land Seattle Area ignoramuses who are sure they are brilliant go ahead and blame it all on Trump anyways?

Cause they are lazy, and this makes it easier to sort out their heads....

Well, maybe they will pull through this time.
 
Hawkeye10 said:
How much do you want to bet that the Fantasy Land Seattle Area ignoramuses who are sure they are brilliant go ahead and blame it all on Trump anyways?

Cause they are lazy, and this makes it easier to sort out their heads....

Well, maybe they will pull through this time.
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How is this any different than you blaming everything on Obama and the ACA? Premiums had been rising exponentially for decades, 10s of millions of Americans couldn't afford health insurance and many millions more simply couldn't get it because of pre-existing conditions. The ACA has a lot to be fixed, but it was an attempt to address the horrible problems our health-care system had, and in some cases it did.

Americans pay twice as much as other industrialized nations for less coverage and worse care because the insurance companies own our politicians.

Trump has joined a long line of presidents unwilling and unable to buck the power they have over the system. He's made his strategy to purposely make our healthcare system worse and more expensive so he can later point out what a failure it is and gain political points.

The Republicans spent every waking moment of their lives for 8 years trying to do everything in their power to make the ACA fail so yes, they do deserve part the blame. You don't try to crash your nation's health care system, especially when you have no solutions of your own.
 
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Hawkeye10 said:
How much do you want to bet that the Fantasy Land Seattle Area ignoramuses who are sure they are brilliant go ahead and blame it all on Trump anyways?

Cause they are lazy, and this makes it easier to sort out their heads....

Well, maybe they will pull through this time.
Click to expand...


seattle built Boeing, Microsoft, UPS, United and they are lazy? your posts are among the least honest in this forum.
 
Hawkeye10 said:
Health exchange rates in Wash. jump more than 36 percent | KING5.com

So it would have been 26% even if there had been no Trump screwing around......that's substantial.

Sounds like something was super wrong with this program before Trump.

I am betting that this destiny was known a long long time ago.

Hillary was supposed to make it all better.

OBAMA: Build now, fix it later.

But see, she ran into Trump.
Click to expand...

Obviously policies were mispriced. But there will be folks that will demand free medicine and babble about politicians being afraid of the pharmaceutical companies and all that to obfuscate the mess ACA ist and why costs per beneficiary and capita of the population are so high. But they haven’t looked into the matter very closely, which is negligent but normal. So they confuse and mush all sorts of stuff together and screech for the quick fix.
 
Hawkeye10 said:
How much do you want to bet that the Fantasy Land Seattle Area ignoramuses who are sure they are brilliant go ahead and blame it all on Trump anyways?

Cause they are lazy, and this makes it easier to sort out their heads....

Well, maybe they will pull through this time.
Click to expand...

Let's remember that the State insurance commission had to approve this rate increase. If they felt it was not warranted they could have refused the increase.

Why would insurance companies raise rates on everyone because they won't get a subsidy for some that was not part of the law?
 
RabidAlpaca said:
How is this any different than you blaming everything on Obama and the ACA? Premiums had been rising exponentially for decades, 10s of millions of Americans couldn't afford health insurance and many millions more simply couldn't get it because of pre-existing conditions. The ACA has a lot to be fixed, but it was an attempt to address the horrible problems our health-care system had, and in some cases it did.

Americans pay twice as much as other industrialized nations for less coverage and worse care because the insurance companies own our politicians.

Trump has joined a long line of presidents unwilling and unable to buck the power they have over the system. He's made his strategy to purposely make our healthcare system worse and more expensive so he can later point out what a failure it is and gain political points.

The Republicans spent every waking moment of their lives for 8 years trying to do everything in their power to make the ACA fail so yes, they do deserve part the blame. You don't try to crash your nation's health care system, especially when you have no solutions of your own.
Click to expand...

I heard there WERE millions uninsured BEFORE the ACA went into effect.

I hear there are about the same number of millions uninsured right now.

I heard that the health insurance costs were WAY too high before the ACA.

I hear they are higher now than they were.

I heard that the worries of the not insured were crippling before the ACA.

I hear the worries of the not insured are crippling now.

Where is the benefit for the costs?
 
RabidAlpaca said:
How is this any different than you blaming everything on Obama and the ACA? Premiums had been rising exponentially for decades, 10s of millions of Americans couldn't afford health insurance and many millions more simply couldn't get it because of pre-existing conditions. The ACA has a lot to be fixed, but it was an attempt to address the horrible problems our health-care system had, and in some cases it did.

Americans pay twice as much as other industrialized nations for less coverage and worse care because the insurance companies own our politicians.

Trump has joined a long line of presidents unwilling and unable to buck the power they have over the system. He's made his strategy to purposely make our healthcare system worse and more expensive so he can later point out what a failure it is and gain political points.

The Republicans spent every waking moment of their lives for 8 years trying to do everything in their power to make the ACA fail so yes, they do deserve part the blame. You don't try to crash your nation's health care system, especially when you have no solutions of your own.
Click to expand...

Yes, the rates for health insurance and heathcare costs have been rising exponentially since 1975......about the time it was decided that hospitals and emergency rooms would have to treat the non-insured.

The solution is simple, end ACA and end any requirements for providers to provide care regardless of ability to pay. Costs will decrease thus allowing cheaper rates, thus allowing most non-entry level workers to afford coverage.

The other thing that congress needs to do for healthcare is end America being the only place where drug companies can overcharge patients inorder to allow other countries to have cheaper drugs......this would be simple, drug companies should only be allowed to charge the average world price for a drug. Force the rest of the world to help pay the costs and profits for drugs or let the drug companies fail and have no drugs for anyone.
 
code1211 said:
I heard there WERE millions uninsured BEFORE the ACA went into effect.

I hear there are about the same number of millions uninsured right now.

I heard that the health insurance costs were WAY too high before the ACA.

I hear they are higher now than they were.

I heard that the worries of the not insured were crippling before the ACA.

I hear the worries of the not insured are crippling now.

Where is the benefit for the costs?
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So are you trying to claim insurance rates weren’t rising before the ACA?
 
See this thread: The Story of the Exchanges.

When the exchanges opened in 2014, premiums were below (by 15%) projections. And even though many insurers' exchange margins were negative that year, premiums stayed low: benchmark premiums only went up 2% for 2015 and 7% for 2016. This period of sustained low-pricing, coupled with a political decision in Congress to muck up the start-up risk mitigation built into the exchanges, set up 2017 to see a premium bump. And indeed last year S&P was predicting a "one-time pricing correction" in the exchanges in 2017. Which in fact happened: 2017 saw the first double-digit jump in benchmark premiums (22% on average).

The results: analysis by S&P and KFF indeed showed substantial improvements in performance on individual market business this year as a result. By 2017 the exchanges had just about gotten to profitability--more-or-less on the three-year start-up schedule envisioned by the ACA. What should've happened going into 2018 is where the story diverges: had we kept on the same path, the 2017 correction would've been a one-time blip (as insurer rate filings for 2018 have since showed), but unfortunately a number of deliberate actions by the current administration and Congress have instead generated huge (and hugely avoidable) premium increases for 2018.
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That's the story nationally. But Washington is a year behind the curve. Their average benchmark premiums went down 18% from 2014 to 2015, then up 6% from 2015 to 2016, then down 2% again from 2016 to 2017 (when most of the rest of the country was correcting for the initial underpricing). Today their benchmark premiums are 33% below the national average. So it looks like they were getting their correction a year late. Dumping the Trump Premium Increase on top of that just exacerbates it.
 
katzgar said:
seattle built Boeing, Microsoft, UPS, United and they are lazy? your posts are among the least honest in this forum.
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Seattle didn't build those companies, the entrepreneurs who started them did. Seattle is not friendly to businesses, as evidenced by Boeing moving its HQ to Chicago and moving some production out of state (just the beginning), and by Amazon's search for a new location for its HQ. And the funny thing is some on the Seattle city council think that it woukd be a good thing if Amazon left.
 
Praxas said:
So are you trying to claim insurance rates weren’t rising before the ACA?
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I don't know how you get that out of my post. My post:
<snip>
"Quote Originally Posted by code1211 View Post
I heard there WERE millions uninsured BEFORE the ACA went into effect.

I hear there are about the same number of millions uninsured right now.

I heard that the health insurance costs were WAY too high before the ACA.

I hear they are higher now than they were.

I heard that the worries of the not insured were crippling before the ACA.

I hear the worries of the not insured are crippling now.

Where is the benefit for the costs?"
<snip>

I didn't make any claim about the rate of change of the rates before the ACA and my only reference to the cost of rates before the ACA was that they were thought to be too high.

As long as you bring it up, though, one of the many promises made regarding the ACA was that rates would DROP by $2500 per year.

How are we making out on that promise?

Here's one opinion:

The Obameter: Cut the cost of a typical family's health insurance premium by up to $2,500 a year | PolitiFact
<snip>
We rate this a Promise Broken.
<snip>
 
The ACA was a turd sandwich that the rat politicians knew they could feed to their constituents and they would eat it. Happily. Gleefully. They ate it knowing it was a **** sandwich and have defended it, knowing it was a **** sandwich and they excused their rat politicians for doing NOTHING to fix their **** sandwich and now, all they can do is bitch about the other side. The outrageous premiums and deductibles have been in place for years and in many instances, they combined are so high the insured cant use it. It is a catastrophic cap...at best. It was designed to be such a failure that the rats could insist the only REAL solution is universal healthcare. For the chirruns. Because they 'care'.
 
Hawkeye10 said:
Health exchange rates in Wash. jump more than 36 percent | KING5.com
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You can thank TheDonald for this premium increase because he stopped paying the federal CSR payments to states. Remember?

Instead of those Wash. CSR payments coming from the federal government, they will now be paid by all Wash. exchange members not receiving the CSR subsidy.

It will be this way in every state. When you purposefully sow chaos and uncertainty in the healthcare market as Trump has, there are consequences.
 
joG said:
Obviously policies were mispriced. But there will be folks that will demand free medicine and babble about politicians being afraid of the pharmaceutical companies and all that to obfuscate the mess ACA ist and why costs per beneficiary and capita of the population are so high. But they haven’t looked into the matter very closely, which is negligent but normal. So they confuse and mush all sorts of stuff together and screech for the quick fix.
Click to expand...

But why, this was a huge mistake, mistakes this huge tend to lower morale because if the experts cant or wont get it right then how are we to fix America?
 
katzgar said:
seattle built Boeing, Microsoft, UPS, United and they are lazy? your posts are among the least honest in this forum.
Click to expand...

I spend a good deal of time in Seattle, and yes, I claim that the place is swarmed with mentally lazy folks who are sure that they are brilliant.
 
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