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But you don't even know how much higher the rate would be for people with a pre-existing condition. I have a pre-existing condition and had insurance before Obamacare. I paid a higher rate for it but that insurance was actually much better than Obamacare and cheaper too. There are going to be tax credits for people buying insurance and those tax credits might very well be higher for people buying more expensive insurance, such as maybe having higher rates due to pre-existing conditions.
“How much higher” is all I need to know. There are only six plans of varying percent coverage that are the same everywhere. There are only three factors that then determine rates in health insurance premiums under the ACA: Age, geographic region and tobacco use. That’s it. If those currently insured under Obamacare were to have their premiums set by the “old” rate system, only not being able to reject, limit or cancel coverage, many more people than not would be paying more for their insurance as opposed to your singular example. Here’s a brief overview that might be of some help:
https://www.zanebenefits.com/blog/bid/317011/How-the-Affordable-Care-Act-ACA-Varies-by-State