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Those things you mentioned are but a small bit of what marriage covers. And none of them are as secure as legal marriage. And much of that stuff costs extra money if you want something besides a very basic contract. And it still would be more than a single document. Less efficient.
And a will alone at Legal Zomm costs $70-$80, not counting the $15 a month subscription fee. Then there is the costs for each of the other documents, some of which expire. The most expensive marriage license is about $100, most are much less, less than even the cost of just the will.
You'd also have to get a myriad of various institutions and organizations to recognize the familial status of Legal Zoom-based contracts. Like hospitals and visiting rights.