First of all, women work for their healthcare benefits, same as you do and everyone on here who gets health insurance from their employer. If they use earned healthcare benefits to obtain contraception, isn't that what being personally responsible is all about. Working a JOB, EARNING benefits, and taking care of healthcare needs? Heck, if the women aren't responsible and do not take advantage of the prescription drug coverage for contraception like it covers most all other prescription drugs, then it won't cost the employer a damn penny because the women will just get abortions when necessary, and they have to pay for that.
And it's also odd that you want women to be responsible about preventing pregnancy (if that's the goal) and then don't see any problems when an employer puts up barriers that makes it more expensive and far more difficult to be responsible. Instead of getting contraception at the local drugstore, there's no problem making them trek across town, wait in a long line at the PP office right wingers are trying like heck to shut down and defund all over the country. If you want to see more unwanted pregnancies and abortions, that's a damn fine way to make that happen because we can scold people all day long and it won't change human nature. Make something, anything, difficult and inconvenient and costly and people do less of it, no matter how much they need to do that thing.
Besides, the problem that is so blindingly obvious to us liberals is the right wingers are drawing this line, and on one side is legitimate "healthcare" and on the other are slut pills. And they can't grasp why women are so upset about getting their slut pills taken away, or making them pay for their slut pills out of their own pocket, or jump through unnecessary hoops to get them. Heck, they can just not f*** if they can't afford their own slut pills.
To lots and lots of women, there is no line there. Healthcare is healthcare, and that emphatically includes contraception and family planning for women of child bearing age.