I'm not a guy, I'm a girl.
What he suggested is not what ultimately happened.
And by the way, are you now crediting the HF with being the first entity to come up with the idea of an exchange of any kind....meaning that the Democrats were only copying HF concepts?
Rather than have to decide whether to pay for full coverage or not, employers could make defined contributions of any size to the exchange. Moreover, employers could also enable employees, including those working part-time and on contract, to buy health insurance with pre-tax dollars. Under a Section 125 plan, any premium payments made by workers, even part-time workers or contract employees, would be 100 percent tax-free. This is especially important for workers in firms that require them to pay part of the health insurance premium. Employees, not employers, would buy the health care coverage with pre-tax dollars, would own their own health plans, and would take them from job to job without the loss of the generous tax benefits of conventional employer-based coverage
Are employers giving their employees pre-tax dollars to buy insurance on exchanges?
Do employers give their employees a choice of which of all of the national plans to buy?
The best option is a health insurance market exchange. A properly designed health insurance exchange would function as a single market for all kinds of health insurance plans, including traditional insurance plans, health maintenance organizations, health savings accounts, and other new coverage options that might emerge in response to consumer demand. In principle, it would function like a stock exchange, which is a single market for all varieties of stocks and reduces the costs of buying, selling, and trading stocks. For the same reasons, other types of market transactions are also centralized, such as farmers' markets, single locations where shoppers can purchase a variety of fresh fruits and vegetables, and Carmax, where consumers can choose from among all kinds of makes and models of automobiles
If I live in California, can I buy from any company in any state, or am I only buying the offerings available in my state?
And besides the individual mandate idea, which came from Butler in 1989, not 1992 (I posed the link so you can read his lecture publication), what other ideas did the HF provide that went into the ACA specifically?