Dickieboy
DP Veteran
- Joined
- Oct 11, 2011
- Messages
- 5,878
- Reaction score
- 1,420
- Gender
- Male
- Political Leaning
- Libertarian - Right
Why do you need ovarian cancer coverage?
I don't...thanks for making my point!
Why do you need ovarian cancer coverage?
I don't...thanks for making my point!
He is in a pool. The people in his pool, which include women, need it. He has to pay a share of their health costs, just as they have to pay a share of his.
The women in his pool are never going to use their coverage for prostate cancer.
So I take it youre upset by the fact that your insurance plans have covered ovarian cancer your whole life? Or coverage for a thousand other diseases and disorders you can never possibly get?
You must walk around feeling ripped off constantly.
So I take it youre upset by the fact that your insurance plans have covered ovarian cancer your whole life? Or coverage for a thousand other diseases and disorders you can never possibly get?
You must walk around feeling ripped off constantly.
But both my wife and I WERE in a pool that didn't include maternity, newborn, pediatric dental/vision prior to ACA. And we paid a share of other's health costs WITHIN our pool. Now we must change 'pools' to one that includes coverage that we don't need...funny you bring up 'prostate cancer' a gender specific form of CANCER that has an opposing gender specific 'equal' being ovarian cancer. In the end cancer is cancer and policies should cover them...but pregnancy...what is the male equivalent?
Look I understand your meaning and possible goal, that everyone is 'in it' to cover everyone's whatever a 'one size fits all' approach to health insurance and maybe that's a good idea, we'll see. But at its core I disagree. Further these 'adjustments' in the INSURANCE industry doesn't address the issue, that being MEDICAL COSTS!
And I can attest with 100% certainly that you will not need treatment for porphyria. But you will be paying for other people to get coverage on your medical plan.
I'm pretty sure you won't get ovarian cancer either. But you're paying for that coverage too.
I could go on and on... Do you get the point? Do you see how stupid that objection actually is (no matter how many times Sean Hannity says it?)
Actually, covering all of the conditions does address the issue of rising medical costs.
How so? Weren't all these conditions covered by plan specific insurance prior to ACA?
No they weren't. As you yourself pointed out, maternity care wasn't always covered.
His insurance covers him for thousands of conditions he will never have
What is the nature of my debt to this unknown person?
No, if you are saying that I have some personal responsibility to pay for your treatment, why do I owe you anything? Pay for it yourself.
Yes, it was in 'PLAN SPECIFIC' insurance policies...
Tell me how stupid is that. Especially those that being a male or a female they will never use under any circumstances.
Nope...where do you get your talking points, Ed Schultz?
Nope. It's a basic concept in insurance called 'risk pools'. Insurance plans can't work unless you understand it. Some people have health issues, some don't. Risks vary between participants and you pay for the average risk, even if you yourself are 'below average' risk.
It wasn't in every plan
See, we CAN agree...but now under PPACA it is.
Nice non sequitur comeback!
I assume this means you can't either understand or contest my point.
Correct
Now, health plans can't practice a form of discrimination against women which contributed to rising costs
just as sequitur as your previous Sean Hannity comment...
If I understood your point, men can't get ovarian CANCER...? Ok, women cannot get testicular CANCER. Both can get lung CANCER...continuing, CANCER is a non-gender specific condition is it not? However pregnancy IS...
So how is it not discriminatory to older WOMEN to have to carry a policy that covers a condition that is beyond their ability to get?
Analogizing women's bits to men's bit is about as inappropriate as analogizing health insurance to auto insurance. It doesn't really work in reality.
For one thing, and I could be wrong, but I believe that ovarian cancer is far more common than testicular cancer and more expensive to treat.
Actually, that was two things (which is probably appropriate seeing as how we're talking about testicles and ovaries)
because it discriminates against the younger women who belong to the same pool.
You seem to think that the insurers design the coverage for individuals. the truth is they design it for *pools* of individuals.
exactly!