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Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143:248]

re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Another thing that bothers me about this exchange is the fact that it takes insurance salespeople out of the mix. The greater majority of people need someone to interpret insurance legalese. Even though these programs are supposed to be idiot proof? When I was able to briefly view options, they were confusing to me. I've learned that if I'm confused, the greater majority of people are as well.

Insurance salespeople are able to cut through the baloney and compare features. There's a huge assumption being made that people are going to take the time and have the smarts to wade through the exchange and determine what policy is most advantageous for them. That, in my opinion, is a mistake.

Isn't that what the 'navigators' are for?
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Ummm....yes...I said forcing has nothing to do with medical workers, but medical insurance consumers. Is that statement incorrect?

And, in my opinion, the Constitution was stood on its head by the passage of the law. I said nothing about the Supreme Court's ruling. I said nothing about whether the law has been deemed constitutional.

Look...I get so many liberals...and some non-liberals...who respond to me based on something I didn't say. Please don't be one of them.
You say absolutely nothing, you talk in mycrofting.

"Turning the constitution upside down doesnt mean unconstitutional...and stop trying to interpret my wormy language. Oh, and because I show objectors existed proves that the constitution did not allow the govt to force citizens to bear arms.....er, at least that is what I think I think."

You have refreshed my memory on why I don't bother with your "arguments".

They are a total waste of time.

Have a super day.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

You can never have a right to a service that someone else provides, unless the providers of the service are slaves. Are you advocating slavery?
Got it...poll workers during elections are .....slaves!

FFS.....I guess you were sick that day.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Got it...poll workers during elections are .....slaves!

FFS.....I guess you were sick that day.

Are you saying that you have a "right" to force Mrs. X to work the polls for free? How does that square with the 13th amendment....?
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Are you saying that you have a "right" to force Mrs. X to work the polls for free?
Thank you once again for fully displaying your deep and insightful comprehension of my statement. Your thoughts and comments are always appreciated!
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Are you saying that you have a "right" to force Mrs. X to work the polls for free? How does that square with the 13th amendment....?

No insurance company is being forced to offer coverage in the exchanges
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Got it...poll workers during elections are .....slaves!

FFS.....I guess you were sick that day.

You don't have a right to have poll workers. You don't have a right to have someone pick up your trash. You don't have a right to have someone bring you food, and you don't have a right to be provided with health care.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Isn't that what the 'navigators' are for?

By one estimate, 36,000 people signed up. Do you think they spoke to 36,000 Navigators? There is nothing like a voice with a face. What is the equivalent of a telemarketer cannot possibly give someone the attention that a person sitting across from them in their living room can give them. Nor do they care.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

By one estimate, 36,000 people signed up. Do you think they spoke to 36,000 Navigators? There is nothing like a voice with a face. What is the equivalent of a telemarketer cannot possibly give someone the attention that a person sitting across from them in their living room can give them. Nor do they care.

People can go down to their local DOH and speak to one in person.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

People can go down to their local DOH and speak to one in person.

And I'm sure they'll be every bit as helpful as my Dept of Motor Vehicles personnel are here in Illinois. ;)
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

And I'm sure they'll be every bit as helpful as my Dept of Motor Vehicles personnel are here in Illinois. ;)

Well, if you're convinced in the complete absence of any evidence, then I doubt I can say anything that will change your mind
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

By one estimate, 36,000 people signed up. Do you think they spoke to 36,000 Navigators? There is nothing like a voice with a face. What is the equivalent of a telemarketer cannot possibly give someone the attention that a person sitting across from them in their living room can give them. Nor do they care.

I would rather speak with someone face to face also. Fortunately, I have no need to even mess with it.

But the planned grand scale of things won't allow for it. Navigators is their best hope, I guess.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

You don't have a right to have poll workers.
Straw, i did not say you did
You don't have a right to have someone pick up your trash.
More straw, I never claimed you did.
You don't have a right to have someone bring you food,
more straw.
and you don't have a right to be provided with health care.
I disagree. I think it is a fundamental mandate for the state to provide for the general welfare of a population, which at base is the right to basic medical care. This does not preclude that caregivers are slaves, anymore than poll workers when providing the operation of a voting site are slaves.

It is a specious argument meant only to derail.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Well, if you're convinced in the complete absence of any evidence, then I doubt I can say anything that will change your mind

Don't mean to insult you, Sangha. (But you know that.)

The only evidence I have is my own impressions of almost every government bureaucrat I've ever had the pleasure to interact with. That would include those on the phones within the Internal Revenue Service (including the Problem Resolution Department), my county so-called experts, business licensing questions, Dept of Motor Vehicles, Dept of Insurance, Depts of Zoning, Senior Services people (for my mom's needs). Hell, even postal employees when it came to Bulk Mail questions. You know, those people who are supposed to have the answers and serve us? Well, it's been my personal experience that even getting one to answer their PHONE is a chore. Perhaps I'm cynical. But I seriously doubt these "Navigators" are much better.

In my OPINION, they will have a cursory knowledge of the products being offered buttressed by Cliffs Notes. Perhaps if I dealt with them, I would be pleasantly surprised.

Perhaps I am wrong. Perhaps your experience with Federal/state employees has been pleasantly different.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

I think it is a fundamental mandate for the state to provide for the general welfare of a population, which at base is the right to basic medical care.

What else do you think the people have a right to under the general welfare clause?
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Don't mean to insult you, Sangha. (But you know that.)

The only evidence I have is my own impressions of almost every government bureaucrat I've ever had the pleasure to interact with. That would include those on the phones within the Internal Revenue Service (including the Problem Resolution Department), my county so-called experts, business licensing questions, Dept of Motor Vehicles, Dept of Insurance, Depts of Zoning, Senior Services people (for my mom's needs). Hell, even postal employees when it came to Bulk Mail questions. You know, those people who are supposed to have the answers and serve us? Well, it's been my personal experience that even getting one to answer their PHONE is a chore. Perhaps I'm cynical. But I seriously doubt these "Navigators" are much better.

In my OPINION, they will have a cursory knowledge of the products being offered buttressed by Cliffs Notes. Perhaps if I dealt with them, I would be pleasantly surprised.

Perhaps I am wrong. Perhaps your experience with Federal/state employees has been pleasantly different.

You won't be pleasantly surprised, in my opinion. I think you'll talk to someone who got an 8 hour class on health insurance plans...and is looking up answers on a flip chart. Kind of like you get when you call some technical service centers about your computer.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Because the constitution says nothing about passing laws!

Exactly. I've never said Obamacare is unconstitutional...but I've said repeatedly that it is a bad law.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

I've already posted the Preamble

Sure you did. But that's all you did. You provided no evidence that it has anything to do with some supposed right to health care.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

What else do you think the people have a right to under the general welfare clause?
Oh, I think that in and of itself is enough to debate within this thread.....that is unless one feels the need to divert and distract while using some foreign tongue.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

No insurance company is being forced to offer coverage in the exchanges

You're right. It is the other way around....People are being forced into the exchanges.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Thank you once again for fully displaying your deep and insightful comprehension of my statement. Your thoughts and comments are always appreciated!

So, you can't answer the question I posed to you cogently, so you just attack....My, how intellectual.....:roll:
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

You won't be pleasantly surprised, in my opinion. I think you'll talk to someone who got an 8 hour class on health insurance plans...and is looking up answers on a flip chart. Kind of like you get when you call some technical service centers about your computer.

That's pretty much where I am, Mycroft. Someone who has a dog in the fight (that would be a licensed insurance salesperson) is well trained and very much into customer service. His motivation is quite different from that of a customer service rep sitting in a bullpen taking one call after another ad infinitum.
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Don't mean to insult you, Sangha. (But you know that.)

The only evidence I have is my own impressions of almost every government bureaucrat I've ever had the pleasure to interact with. That would include those on the phones within the Internal Revenue Service (including the Problem Resolution Department), my county so-called experts, business licensing questions, Dept of Motor Vehicles, Dept of Insurance, Depts of Zoning, Senior Services people (for my mom's needs). Hell, even postal employees when it came to Bulk Mail questions. You know, those people who are supposed to have the answers and serve us? Well, it's been my personal experience that even getting one to answer their PHONE is a chore. Perhaps I'm cynical. But I seriously doubt these "Navigators" are much better.

In my OPINION, they will have a cursory knowledge of the products being offered buttressed by Cliffs Notes. Perhaps if I dealt with them, I would be pleasantly surprised.

Perhaps I am wrong. Perhaps your experience with Federal/state employees has been pleasantly different.

I have had mixed results in dealing with govt employees. Some good, and some bad.

However, I'll note that before Obamacare, those in the private market seeking insurance had no one to turn to that would help them navigate through the insurance marketplace. Not over the phone and certainly not face to face.

Sure, an individual could go from insurer to insurer and meet with agents, but how likely is a salesperson (whose income depends on selling you their policy) going to tell you the truth about their own and their competitors products? And sure, you could get your insurance through a broker who offers policies from a variety of providers, but again, how likely is it that they will tell what is best for *you* as opposed to selling you the policy which brings them the highest commission?

IOW, the sort of service these "navigators" are providing was simply not available before now. So even if their performance is sub par, it is still better than the nothing that you had before.

That's pretty much where I am, Mycroft. Someone who has a dog in the fight (that would be a licensed insurance salesperson) is well trained and very much into customer service. His motivation is quite different from that of a customer service rep sitting in a bullpen taking one call after another ad infinitum.

Perhaps your experience with salespeople has been more pleasant than mine, but in my experience their motivation is to earn the largest commission they can, which is not necessarily the same as selling you the policy which suits you best.
 
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re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

Sure you did. But that's all you did. You provided no evidence that it has anything to do with some supposed right to health care.

I refuted your claim that the constitution was devoted to one purpose, and one purpose only (ie to secure liberty)
 
re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

You're right. It is the other way around....People are being forced into the exchanges.

Nope

No one is forced to purchase insurance, either
 
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