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LOL!
The US does not have the toughest drug regulations in the world. You probably never heard of the EMEA or CHMP.
Malpractice insurance and settlements contribute about 5% of total HC costs.
Selling insurance across State lines is a ridiculous idea championed only by those who don't understand insurance, risk pools, and health care, or those who are willing to give up States rights over regulation.
Meme-busting: Selling insurance across state lines will lower costs | The Incidental Economist
The rest of your post are conclusions built on a foundation of misunderstanding.
Not drug regulations, Drug testing requirements and the time it takes to get product to the market. where do the R&D expenses come from
Malpractice insurance is a cost, a cost why?
Inserting competition into the industry is a foreign concept to people like you
What do you call Obamacare if not a liberal pipe dream that promises lower costs and better service contrary to history of every govt. program ever implemented?