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Are you seriously trying to deny that it happens? You don't believe that uninsured people actually go to ERs and get treatment that they can't pay for? Seriously?
But even if you're prepared to deny the obvious to that extent, that is only half the equation. If you don't understand that taking healthy people out of the insurance pool affects the rates of everyone else in the pool then you are fundamentally ignorant about insurance. It's the very same reason that everyone is required to contribute to Medicare and Social Security.
Good grief. How do you not get my point? I never said it doesn't happen. I said you cannot say with certainty that any individual will do it.
Murder will happen. That doesn't mean you can say John Harrison of Bugtussel, Texas will commit it. Yet this mandate pretty is pretty much the equivalent of doing exactly that.