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Wells Fargo To Charge You 3 Bucks To Spend Your Own Money

rocket88 said:
I had a great commute car -- a '98 Metro. The rust claimed it after 13 years (didn't even hit 100k on it). Replaced that with the minivan because of the kids, so now it's a Blazer and a van. So it goes.
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I live in Georgia, I am not sure if rust actually exists.
 
tessaesque said:
For a Texan I'm not too shabby on the show and ice. But driving a car that weighs less than most weight lifters bench certainly doesn't help with the wind gusts go over 50mph and you can't see 10 feet in front of you.
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I dont know any weight lifters who can bench 2500 lbs

Smaller cars in the winter are fine provided the roads are plowed fairly regularly after a snow storm, and you have winter tires. It would be the depth of snow ( meaning clearance) that would effect small cars more then larger cars or pickups. Highway driving during a blizzard is not recommended in any vehicle, small or large. Both can get blown into the ditch, semis can be blown into the ditch as well
 
Dr_Patrick said:
On a story that has nothing to do with partisan politics, why would you insist on inserting them? Are there not far bigger things to be concerned with than the typical partisan bull**** that plagues 99.9% of the threads on this board? Can we not have a break from it?
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Of course it's rightwing. According to the rightwing ideology, businesses can charge people for whatever they want. They can even get people to pay for the privilige of lending a bank their money.
 
MrVicchio said:
Since the policy was pushed by Democrats, I guess the Dem's are rightwing now. Actaully this was forced by the Frank-Dodd bill of 2009.
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Yes, most Dems are right of center, with plenty of rightwingers.

And your claim about Frank-Dodd is BS. If it were true, ALL banks would be doing this.
 
sangha said:
Of course it's rightwing. According to the rightwing ideology, businesses can charge people for whatever they want. They can even get people to pay for the privilige of lending a bank their money.
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If you want to play the partisan game, I could also point out that Wells Fargo is a bank based in San Francisco, which many consider to be a huge hub of Liberalism. See how flimsy these arguments are? Partisan politics have nothing to do with this discussion.
 
Its like a new flat tax the banks are initializing impacting the poor and middle class more. Libs should argue that the banks should charge .00003% of the total amount in your bank. So three dollars if you have over ten thousand in the bank.
 
Why exactly should any of us put up with this crap? Why should we be paying the banks to use our money for their own profits? They already get to loan out our money, and charge interest on those loans, and speculate with our money, and then aren't accountable when they lose it. Why the hell should they get to charge us to spend our own damn money? The space under my mattress looks more and more appealing...
 
Dr_Patrick said:
If you want to play the partisan game, I could also point out that Wells Fargo is a bank based in San Francisco, which many consider to be a huge hub of Liberalism. See how flimsy these arguments are? Partisan politics have nothing to do with this discussion.
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Wow! That was an awesome feat of irrationality.

You've done nothing to refute the notion that rightwing economic ideology supports a businesses right to charge whatever it wants for any reason it wants to. Leftwing economics, on the other hand, allows the state to regulate businesses and what they charge ir order to prevent price-gouging.

And Well Fargo is based in the "huge hub of liberalism" known as "Sioux Falls, South Dakota" :lamo
 
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sangha said:
Wow! That was an awesome feat of irrationality.

You've done nothing to refute the notion that rightwing economic ideology supports a businesses right to charge whatever it wants for any reason it wants to. Leftwing economics, on the other hand, allows the state to regulate businesses and what they charge ir order to prevent price-gouging.
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What exactly is there to refute? You have your own twisted perceptions of the right wing and then spew these poorly constructed stereotypes as if they are fact. I'm sorry, I'm not biting, nor is anyone else here. If you want to get into a partisan political discussion, there are far more appropriate threads to do so. This is about a bank that is charging people 3 bucks to use an ATM. Nowhere in the article does it mention the right wing. You are the person inserting that because you believe that your perceptions are true.

And Well Fargo is based in the "huge hub of liberalism" known as "Sioux Falls, South Dakota" :lamo
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Uh...did you read the article?

Wells Fargo plans to test a $3 monthly fee for its debit cards starting this fall.

The San Francisco-based bank said the fee will be applied to checking accounts opened in five states starting in October.
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Also, you may want to do a little research on Wells Fargo. From Wikipedia:
Wells Fargo in its present form is a result of an acquisition of California-based Wells Fargo & Company by Minneapolis-based Norwest Corporation in 1998 and the subsequent 2008 acquisition of Charlotte, NC-based Wachovia. Although Norwest was technically the surviving entity in the 1998 merger, the new company renamed itself Wells Fargo, capitalizing on the 150-year history of the nationally-recognized name and its trademark stagecoach. Following the acquisition, the company transferred its headquarters to Wells Fargo's headquarters in San Francisco and merged its operating subsidiary with Wells Fargo's operating subsidiary in Sioux Falls.
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Dr_Patrick said:
What exactly is there to refute? You have your own twisted perceptions of the right wing and then spew these poorly constructed stereotypes as if they are fact. I'm sorry, I'm not biting, nor is anyone else here. If you want to get into a partisan political discussion, there are far more appropriate threads to do so. This is about a bank that is charging people 3 bucks to use an ATM. Nowhere in the article does it mention the right wing. You are the person inserting that because you believe that your perceptions are true.
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There's nothing twisted about pointing out the rightwing economics has no problem with price gouging while leftist economics does.




Uh...did you read the article?


Also, you may want to do a little research on Wells Fargo. From Wikipedia:
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Did you? Wiki clearly says that WF's current incarnation is the result of a renaming of a corp formerly known as "Norwest Corporation" based in Minn after it acquired Wachovia. You do realize that SF doesn't require any political litmus test to operate in the city, don't you?
 
sangha said:
There's nothing twisted about pointing out the rightwing economics has no problem with price gouging while leftist economics does.
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Yes there is when right wing economics have nothing to do with it. You are turning this into a partisan debate when there is nothing partisan about it.

Did you? Wiki clearly says that WF's current incarnation is the result of a renaming of a corp formerly known as "Norwest Corporation" based in Minn after it acquired Wachovia. You do realize that SF doesn't require any political litmus test to operate in the city, don't you?
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Which proves just how flimsy the partisan argument is on either side. That one is just as flimsy as yours. Partisan politics have nothing to do with this. Please quit trying to derail the thread and try actually discussing the topic at hand rather than your own personal twisted perceptions of the right wing.
 
megaprogman said:
We are going to check one out this weekend to see how well the kids fit in it. But it will be a nice "to and back from work" car for my wife.

We will keep the minivan for long trips, but it hit 150k miles last week and I want to take it out of regular rotation.

But with my wife's monthly income going up 2k next month, I agreed to get her a new car for a change.
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Totally off-topic, but do your research on Hyundais. They've gotten better, but there's a reason they're cheaper. Coachwork, engine management components, lots of stuff was sub par when I turned wrenches for a living. And I've known a few folks since that had them and had problems.

Like I said, they've gotten better, but I don't know if I'd put them up against the Japanese manufacturers for quality/durability.

Just my two cents, ymmv. (Literally!)
 
Dr_Patrick said:
Yes there is when right wing economics have nothing to do with it. You are turning this into a partisan debate when there is nothing partisan about it.
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But rightwing politics DOES have something to do with it. Right now, as we debate this, our govt is setting regulations concerning the fees that banks can charge their customers. And right now, the rightwing republicans are fighting and regulations about these fees, while liberal dems are fighting to regulate these fees.

THe only support for your claim that partisan politics has nothing to do with this issue is willful ignorance.
 
ksu_aviator said:
Compass Bank eliminated interest and rewards on my checking account.
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I'm with Chase. They got rid of their rewards card (which they charged a fee for every year) so I'm not really losing out on anything. I don't use my card enough to earn a lot of points (my big expenditures are all bill-pay through online checking). They cancelled the fee when they cancelled the program...no harm no foul for me.

I earn interest (but only .01% APR) on my savings account, but that's so paltry I wouldn't miss it if I lost it. We've been thinking of switching to a credit union. We have access to one that offers 3.5% on a "checking" account. Requirements are direct deposit, 10 debit transactions a month and minimum balance of $500. Easy peasy. I'd transfer my savings into it, direct deposit my "spending money" into that account, and leave my Chase account for bills.
 
sangha said:
But rightwing politics DOES have something to do with it. Right now, as we debate this, our govt is setting regulations concerning the fees that banks can charge their customers. And right now, the rightwing republicans are fighting and regulations about these fees, while liberal dems are fighting to regulate these fees.
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No, according to you it does. Yes, I'm well aware of your twisted perceptions of right wing politics. While, according to your twisted logic, it has everything to do with right wing politics, there is nothing mentioned in the story about the right wing at all.

THe only support for your claim that partisan politics has nothing to do with this issue is willful ignorance.
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Call it what you want. You are the only person here who is making such absurd claims. I guess we are all willfully ignorant and you are the genius. :roll:

Regardless, I'm done debating this with you as it further derails the topic. Feel free to continue your absurd claims to and don't be surprised when nobody takes you seriously enough to even reply to your nonsense.
 
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My solution for this is the same as it's always been.... I stopped at my bank's ATM this morning and took out the CASH that I'll need for the next week. No fees whatsoever.
 
Tigger said:
My solution for this is the same as it's always been.... I stopped at my bank's ATM this morning and took out the CASH that I'll need for the next week. No fees whatsoever.
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This is about a fee that you would have to pay for having the ATM card at all, not just for using it at another bank's ATM.
 
teamosil said:
This is about a fee that you would have to pay for having the ATM card at all, not just for using it at another bank's ATM.
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Exactly. Wells Fargo already charges a fee for using another bank's ATM, in addition to the fee that the other bank charges you.
 
Why are some of the liberal posters making this a partisan issue? In the U.S. you are free to use a bank of your choice, or not use a bank.
Of course, wanting it for free, well I suppose that is a liberal trend.

For the convience of money transfers and only having to carry a card, online account access, etc., it's worth it to many.
And besides, they typically have tiers, if you have a large enough account, you get all those as perks. Incentive to work for what you want?
 
tessaesque said:
I'm with Chase. They got rid of their rewards card (which they charged a fee for every year) so I'm not really losing out on anything. I don't use my card enough to earn a lot of points (my big expenditures are all bill-pay through online checking). They cancelled the fee when they cancelled the program...no harm no foul for me.

I earn interest (but only .01% APR) on my savings account, but that's so paltry I wouldn't miss it if I lost it. We've been thinking of switching to a credit union. We have access to one that offers 3.5% on a "checking" account. Requirements are direct deposit, 10 debit transactions a month and minimum balance of $500. Easy peasy. I'd transfer my savings into it, direct deposit my "spending money" into that account, and leave my Chase account for bills.
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that's one hell of a teaser rate.
 
liblady said:
that's one hell of a teaser rate.
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Yeah. We have an access point through Brandon's mom and I'm really pushing him to sign us up. If we both put our "savings" money and "spending" money into the account we'll get more return over all. We never combine finances, though...so he's a little hesitant.
 
Dr_Patrick said:
No, according to you it does. Yes, I'm well aware of your twisted perceptions of right wing politics. While, according to your twisted logic, it has everything to do with right wing politics, there is nothing mentioned in the story about the right wing at all.
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Oh, I see how it is with your viewpoint. If the media doesn't mention it, it's not happening :cuckoo:
 
Mach said:
Why are some of the liberal posters making this a partisan issue? In the U.S. you are free to use a bank of your choice, or not use a bank.
Of course, wanting it for free, well I suppose that is a liberal trend.

For the convience of money transfers and only having to carry a card, online account access, etc., it's worth it to many.
And besides, they typically have tiers, if you have a large enough account, you get all those as perks. Incentive to work for what you want?
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Nice to see how your partisan rightwing rant proves that there's nothing partisan about this :roll:
 
sangha said:
Oh, I see how it is with your viewpoint. If the media doesn't mention it, it's not happening :cuckoo:
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You're the master of putting words into people's mouths (fingers?). Why do you absolutely refuse to have an honest debate with people? You actually waste the time creating false arguments from other people instead of addressing legitimate posts.
 
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