View Poll Results: Would you support means testing for Social Security Benefits?

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    16 34.04%
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    27 57.45%
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Thread: Would you support means testing for Social Security Benefits?

  1. #11
    Dungeon Master
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by Kandahar View Post
    No it's not. Social security is a tax-and-spend program like any other, not a retirement program where your payments pay for your benefits. I believe the Supreme Court has ruled on this very matter.

    I support means-testing. The purpose of social security is to prevent people from living in poverty during old age, and the wealthy have no risk of doing so. We are going to need to trim the growth of social security to get our long-term deficit under control, and this seems like a reasonably painless way to do it.
    So, just so I understand your position, somebody pays into SS their whole working life. The more they earn, the more they pay in, thereby depriving them of that income that they earned, then, if they are financially responsible enough to not be entirely dependent on SS, when they retire they should actual get less or nothing? That about sum it up?

    Quote Originally Posted by Serenity View Post
    because i grew up in a civilized society that understands there are always going to be people who require assistance and i see no need to pay out benefits to those who do not need them.
    Even if they're the ones who paid into it their entire working lives?
    Last edited by X Factor; 04-15-11 at 02:31 AM.
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  2. #12
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by X Factor View Post
    Even if they're the ones who paid into it their entire working lives?
    key factor is need. if they need it then they should receive it. if they don't then they shouldn't. it's not their very own personal savings plan that they can draw on when they retire irrespective of their circumstances.
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  3. #13
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by Serenity View Post
    key factor is need. if they need it then they should receive it. if they don't then they shouldn't. it's not their very own personal savings plan that they can draw on when they retire irrespective of their circumstances.
    SS payments are not based on initial withholding?
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  4. #14
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    Re: Would you support means testing for Social Security Benefits?

    again, if we allowed personal accounts; all those working poor would be retiring millionaires, and we wouldn't be having this discussion...

  5. #15
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by cpwill View Post
    again, if we allowed personal accounts; all those working poor would be retiring millionaires, and we wouldn't be having this discussion...
    Sorry, CP, I haven't seen your post on how you'd overhaul the system. What personal accounts are you referring to?
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  6. #16
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by X Factor View Post
    I disagree. Technically the money you pay in is yours already, you should get out what you pay in.
    That is nice and idealistic, but not the reality of how social security works. People with jobs pay the money to old people until they get to retire themselves. In the good old days, most people died before they got much money back. Current demographics mean that the current system will run out of money in the future.

  7. #17
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by rathi View Post
    That is nice and idealistic, but not the reality of how social security works. People with jobs pay the money to old people until they get to retire themselves. In the good old days, most people died before they got much money back. Current demographics mean that the current system will run out of money in the future.
    It's not just "nice and idealistic" it's the only thing that makes sense. Otherwise, the only way to get anything out of SS would be to make financial decisions during your life that would ensure you didn't actually have anything by the time you retire. I just can't believe that's what we'd want to encourage.

    If it's going to run out of money on the future, it's because it's over-extended and you cannot fault/penalize the people who are actually paying into it. Well, I mean, I guess you can, but it doesn't make sense to do so.
    Last edited by X Factor; 04-15-11 at 02:51 AM.
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  8. #18
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    Re: Would you support means testing for Social Security Benefits?

    you got to think about the negative incentive this would give to the public, as for all social programs you gotta be careful of the incentive you are creating.

  9. #19
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by X Factor View Post
    Sorry, CP, I haven't seen your post on how you'd overhaul the system. What personal accounts are you referring to?
    go to the "social security fix" thread in the polls forum.

  10. #20
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    Re: Would you support means testing for Social Security Benefits?

    Quote Originally Posted by celticwar17 View Post
    you got to think about the negative incentive this would give to the public, as for all social programs you gotta be careful of the incentive you are creating.
    I just don't think some people believe that there are many people only too happy take advantage of "the system" who are not so much a victim of circumstances as they are victims of their own choices.
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