View Poll Results: Do you think no more preexisting conditions is right or wrong?

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Thread: Do you think no more preexisting conditions is right or wrong?

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    Do you think no more preexisting conditions is right or wrong?

    Again looking for honest GREY talk, not bias spin and partisan hate/ talking points.


    I of course love the no more preexisting conditions clause, its the right, proper and fair thing to do without a doubt it just needs "some" guidelines. Which OF COURSE is the magic trick I just dont understand those that are 100% against it so id like everyone's insight no matter your stance.

    yes i know I am making the poll cut and dry and there should probably be a "in the middle" or "other" option but i want to force people to pick and then defend their side and not cop out. Usually people make a more honest choice when forced.

    You are either for it or against it, of course you can add to it, reasons for and how far you will go or reason against because you think its all to risky.
    PURE STUPIDITY 1.) Glenn Beck doesnt lie. 2.) Obama is Jesus like 3.) Sara Palin is so smart & shes a great speaker. 4.) Obama does just about everything perfect. 5.) Fox doesn' t lean right 6.) Pro-Choice is no different than Pro-Slavery 7.) MSNBC doesn't lean left. 8.) What TSA does is no different than sexual assault & child porn.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Nobody chooses to suffer from a medical condition, many of which are inherited, or otherwise gained through no fault of the sufferer. Insurance companes may not insure "burning houses", but a person is not a building, they are a part of a family, a society, which has a duty of care to its membership.
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    Re: Do you think no more preexisting conditions is right or wrong?

    I do not support eliminating preexisting conditions as a governing factor on health insurance.

    It's blindingly obvious to me that any self-respecting business person, were they running a health/medical insurance company, would be derelict of their goal to make a profit did they allow any and all persons to purchase a plan, despite any pre-existing conditions.

    A pre-existing condition, depending on the details of the insurance plan, would potentially mean guaranteed costs that the insurance company would have to pay – while at the same time only reaping the income of the payments the person made.
    It’s basically like an car insurance company allowing someone to purchase full replacement car insurance for their car – After they’ve had a crash.

    It makes no sense in terms of good business.

    Hell, its insurance fraud.
    Last edited by The Mark; 12-13-10 at 09:23 PM.
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    Re: Do you think no more preexisting conditions is right or wrong?

    agreed
    do you have any provisions that you wouldnt cover?
    this is the hard part for me, how to determine what should be covered and what shouldnt.
    PURE STUPIDITY 1.) Glenn Beck doesnt lie. 2.) Obama is Jesus like 3.) Sara Palin is so smart & shes a great speaker. 4.) Obama does just about everything perfect. 5.) Fox doesn' t lean right 6.) Pro-Choice is no different than Pro-Slavery 7.) MSNBC doesn't lean left. 8.) What TSA does is no different than sexual assault & child porn.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by O_Guru View Post
    Again looking for honest GREY talk, not bias spin and partisan hate/ talking points.


    I of course love the no more preexisting conditions clause, its the right, proper and fair thing to do without a doubt it just needs "some" guidelines. Which OF COURSE is the magic trick I just dont understand those that are 100% against it so id like everyone's insight no matter your stance.

    yes i know I am making the poll cut and dry and there should probably be a "in the middle" or "other" option but i want to force people to pick and then defend their side and not cop out. Usually people make a more honest choice when forced.

    You are either for it or against it, of course you can add to it, reasons for and how far you will go or reason against because you think its all to risky.
    I think its wrong if there is no mandate. It would put a burden on the insurance companies that they could not afford. If the mandate holds through the court challenge, I have no problem with it.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by megaprogman View Post
    I think its wrong if there is no mandate. It would put a burden on the insurance companies that they could not afford. If the mandate holds through the court challenge, I have no problem with it.
    True. We need either the mandate or something like the public option. There is a connection between what a majority want and what's needed to make it happen.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by The Mark View Post
    I do not support eliminating preexisting conditions as a governing factor on health insurance.

    It's blindingly obvious to me that any self-respecting business person, were they running a health/medical insurance company, would be derelict of their goal to make a profit did they allow any and all persons to purchase a plan, despite any pre-existing conditions.

    A pre-existing condition, depending on the details of the insurance plan, would potentially mean guaranteed costs that the insurance company would have to pay – while at the same time only reaping the income of the payments the person made.
    It’s basically like an car insurance company allowing someone to purchase full replacement car insurance for their car – After they’ve had a crash.

    It makes no sense in terms of good business.

    Hell, its insurance fraud.
    I agree!

    Though I feel that SOME pre-existing conditions should still be quantified as such - such as a life-time smoker who develops lung cancer and then seeks out insurance or treatment.

    Or a patient who is obese purely for the fact that they overindulge and have no desire to diet or exercise - that, also, should be pre-existing.

    all in all - I think, if we're bent on encouraging people to BE healthier - we should do exactly that. Reward the good, negate the bad.
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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by The Mark View Post
    I do not support eliminating preexisting conditions as a governing factor on health insurance.

    It's blindingly obvious to me that any self-respecting business person, were they running a health/medical insurance company, would be derelict of their goal to make a profit did they allow any and all persons to purchase a plan, despite any pre-existing conditions.

    A pre-existing condition, depending on the details of the insurance plan, would potentially mean guaranteed costs that the insurance company would have to pay – while at the same time only reaping the income of the payments the person made.
    It’s basically like an car insurance company allowing someone to purchase full replacement car insurance for their car – After they’ve had a crash.

    It makes no sense in terms of good business.

    Hell, its insurance fraud.
    so to be clear you are fine with eliminating preexisting conditions as long as theres limits or no.

    also the car insurance isnt accurat in my opinion at all.
    health/life and property are different and so is neglegence or fault etc in car insurance.

    me hitting in to a truck because of ice and wanting isnurance isnt the same as me switching jobs or maybe being laid off for a while, having a heart attack and then when I get work that insurance company saying we cant cover you for anything or anything we could possible link to your heart or surgery or medicine etc etc

    while I agree with you 100% in some prinicibles I think guidlines definitely need made. and while im for profit and buisness maybe the system that "i" thought worked better years ago with the CEO making like 500K a year with other employess making less and getting very could care at good prices should have stayed around instead of a lot of current systems where the CEO make 50million a year, gets a 50million dollar bonus and admin clearks now make the 250000 while giving worse care at higher prices

    now of course i dolled that story up a whole bunch but I do belive the watered down version of the fantasy above is a main factor of the healthcare slowly getting worse.

    last 2 times I switch jobs (2 years ago and 3 more before that) I had to feel out papers on my ASTHMA lmao of course its preexsisting dummies I was born with it but I literally had to fight to get them to cover visits and my meds THAT IS BS! now luckl=ily for me I won but many arent that lucky.
    PURE STUPIDITY 1.) Glenn Beck doesnt lie. 2.) Obama is Jesus like 3.) Sara Palin is so smart & shes a great speaker. 4.) Obama does just about everything perfect. 5.) Fox doesn' t lean right 6.) Pro-Choice is no different than Pro-Slavery 7.) MSNBC doesn't lean left. 8.) What TSA does is no different than sexual assault & child porn.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by Aunt Spiker View Post
    I agree!

    Though I feel that SOME pre-existing conditions should still be quantified as such - such as a life-time smoker who develops lung cancer and then seeks out insurance or treatment.

    Or a patient who is obese purely for the fact that they overindulge and have no desire to diet or exercise - that, also, should be pre-existing.

    all in all - I think, if we're bent on encouraging people to BE healthier - we should do exactly that. Reward the good, negate the bad.
    I agree to a point that you should NOT be rewarded if you choose to hurt yourself and you never paid insurance or mostly didnt

    what about a women who works 40 years, smokes, get laid off, out of work for a year, started developing a cough in between jobs, finds work again, then 1 month in to her new job they say her cough is throat cancer.

    should her new insurance company say no to her?

    this is a fantasy story but could easily be reality. Just trying to get a feel on your lines
    PURE STUPIDITY 1.) Glenn Beck doesnt lie. 2.) Obama is Jesus like 3.) Sara Palin is so smart & shes a great speaker. 4.) Obama does just about everything perfect. 5.) Fox doesn' t lean right 6.) Pro-Choice is no different than Pro-Slavery 7.) MSNBC doesn't lean left. 8.) What TSA does is no different than sexual assault & child porn.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by O_Guru View Post
    agreed
    Do you have any provisions that you wouldn’t cover?
    This is the hard part for me, how to determine what should be covered and what shouldn’t.
    Tangent: I think the idea of "forcing" people to have health insurance would work, in a twisted way, by making sure everyone is insured from birth, and thus no pre-existing conditions are possible...Unless it's a birth defect, I suppose...hmm.
    It won’t work without it being a single (or maybe a couple-few?) giant health insurance company(s), however, because likely smart companies would market their “low, low” prices to the more likely to be healthy, thus gaining an income with little in costs – whereas those less forward-thinking companies would have to accept people with pre-existing conditions, those likely to be unhealthy later, etc. Only with one or a few really large companies, large enough to have an income base capable of supporting everyone who was a deficit cost, would be capable.

    In short, basically government-provided health insurance.

    But that smacks of authoritarian government, along with many other things. And many of the negative things I’ve heard about such things make at least partial sense to me.

    But I can’t say I understand the whole thing, since I don’t…

    This is just how things appear from my angle.

    In short, you can’t remove pre-existing conditions as a factor without also turning it into a single-payer government health care system – the two seem connected in my mind.

    /shrug
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